Robert Reed - Communities First Chief Credit Officer and Executive VP

EVP

Robert Reed is Chief Credit Officer and Executive VP of Communities First Financial
Age 58
Phone559 439 0200
Webhttps://www.fresnofirstbank.com

Communities First Management Efficiency

The company has return on total asset (ROA) of 0.0223 % which means that it generated a profit of $0.0223 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.292 %, meaning that it created $0.292 on every $100 dollars invested by stockholders. Communities First's management efficiency ratios could be used to measure how well Communities First manages its routine affairs as well as how well it operates its assets and liabilities.
Communities First Financial currently holds 39.28 M in liabilities. Debt can assist Communities First until it has trouble settling it off, either with new capital or with free cash flow. So, Communities First's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Communities First sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Communities to invest in growth at high rates of return. When we think about Communities First's use of debt, we should always consider it together with cash and equity.

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Communities First Financial Corporation operates as the bank holding company for Fresno First Bank that provides various banking products and services for individuals and small and middle-market businesses in California. Communities First Financial Corporation was founded in 2005 and is headquartered in Fresno, California. Communities First operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 99 people. Communities First Financial [CFST] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

Communities First Leadership Team

Elected by the shareholders, the Communities First's board of directors comprises two types of representatives: Communities First inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Communities. The board's role is to monitor Communities First's management team and ensure that shareholders' interests are well served. Communities First's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Communities First's outside directors are responsible for providing unbiased perspectives on the board's policies.
Alvin Smith, S Director
Robert Reed, Chief Credit Officer and Executive VP
Steven Miller, CEO and Pres
Alice Shevenell, VP Mang
Julie Henvit, Assistant Officer
Michael Ossanna, VP Officer
Kenneth Dodderer, Sr Mang
Pat Durkin, VP Officer
Bhavneet Gill, Chief Officer

Communities Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Communities First a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Thematic Opportunities

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Other Consideration for investing in Communities OTC Stock

If you are still planning to invest in Communities First check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Communities First's history and understand the potential risks before investing.
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