Jonathan Lum - Credit Acceptance Chief Officer

CRDA34 Stock  BRL 325.00  0.00  0.00%   

Executive

Jonathan Lum is Chief Officer of Credit Acceptance
Age 46
Phone248 353 2700
Webhttps://www.creditacceptance.com

Jonathan Lum Latest Insider Activity

Tracking and analyzing the buying and selling activities of Jonathan Lum against Credit Acceptance stock is an integral part of due diligence when investing in Credit Acceptance. Jonathan Lum insider activity provides valuable insight into whether Credit Acceptance is net buyers or sellers over its current business cycle. Note, Credit Acceptance insiders must abide by specific rules, including filing SEC forms every time they buy or sell Credit Acceptance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Credit Acceptance Management Efficiency

The company has return on total asset (ROA) of 0.0768 % which means that it generated a profit of $0.0768 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.3108 %, meaning that it generated $0.3108 on every $100 dollars invested by stockholders. Credit Acceptance's management efficiency ratios could be used to measure how well Credit Acceptance manages its routine affairs as well as how well it operates its assets and liabilities.
Credit Acceptance has accumulated 4.62 B in total debt with debt to equity ratio (D/E) of 1.99, which is about average as compared to similar companies. Credit Acceptance has a current ratio of 34.06, suggesting that it is liquid and has the ability to pay its financial obligations in time and when they become due. Debt can assist Credit Acceptance until it has trouble settling it off, either with new capital or with free cash flow. So, Credit Acceptance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Credit Acceptance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Credit to invest in growth at high rates of return. When we think about Credit Acceptance's use of debt, we should always consider it together with cash and equity.

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Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. Credit Acceptance Corporation was founded in 1972 and is headquartered in Southfield, Michigan. CREDIT ACCEPDRN operates under Credit Services classification in Brazil and is traded on Sao Paolo Stock Exchange. It employs 2033 people. Credit Acceptance (CRDA34) is traded on Sao Paulo Exchange in Brazil and employs 2,246 people.

Management Performance

Credit Acceptance Leadership Team

Elected by the shareholders, the Credit Acceptance's board of directors comprises two types of representatives: Credit Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Credit. The board's role is to monitor Credit Acceptance's management team and ensure that shareholders' interests are well served. Credit Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Credit Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
Arthur Smith, Chief Officer
Douglas Busk, Chief Officer
Erin Kerber, Chief Sec
Andrew Rostami, Chief Officer
Daniel Ulatowski, Chief Officer
Jonathan Lum, Chief Officer
Jay Martin, VP Officer
Kenneth Booth, Pres CEO
Noah Kotch, Chief Officer
Ravi Mohan, Chief Officer

Credit Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Credit Acceptance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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Additional Information and Resources on Investing in Credit Stock

When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.
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Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.