Vida Villanueva - 1st Capital EVP COO

FISBDelisted Stock  USD 14.00  0.00  0.00%   

Insider

Vida Villanueva is EVP COO of 1st Capital Bank
Age 49
Phone831 264 4000
Webhttps://www.1stcapital.bank

1st Capital Management Efficiency

1st Capital's management efficiency ratios could be used to measure how well 1st Capital manages its routine affairs as well as how well it operates its assets and liabilities.
1st Capital Bank currently holds 14.66 M in liabilities. Debt can assist 1st Capital until it has trouble settling it off, either with new capital or with free cash flow. So, 1st Capital's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like 1st Capital Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for 1st to invest in growth at high rates of return. When we think about 1st Capital's use of debt, we should always consider it together with cash and equity.

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1st Capital Bancorp operates as the bank holding company for 1st Capital Bank that provides various banking products and services for businesses, professionals, real estate investors, family commercial entities, and individuals in the Central Coast region of California. The company was founded in 2007 and is headquartered in Salinas, California. 1ST CAP operates under BanksRegional classification in the United States and is traded on OTC Exchange. 1st Capital Bank [FISB] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

1st Capital Bank Leadership Team

Elected by the shareholders, the 1st Capital's board of directors comprises two types of representatives: 1st Capital inside directors who are chosen from within the company, and outside directors, selected externally and held independent of 1st. The board's role is to monitor 1st Capital's management team and ensure that shareholders' interests are well served. 1st Capital's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, 1st Capital's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jon Ditlevsen, Executive Vice President Chief Lending Officer
Samuel CPA, Chief Officer
Vida Villanueva, EVP COO
Glenna Datta, VP Pres
Thomas Anderson, SVP Pres
Jeff Mercer, Chief Officer
Dean Austin, Senior Vice President and Managing Director of the Bank's Santa Cruz Region
Danelle Thomsen, Ex CFO

1st Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is 1st Capital a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

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Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any otc stock could be closely tied with the direction of predictive economic indicators such as signals in state.
You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.

Other Consideration for investing in 1st OTC Stock

If you are still planning to invest in 1st Capital Bank check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the 1st Capital's history and understand the potential risks before investing.
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