Steven Gonzalo - First Ottawa Executive VP and Director

FOTB Stock  USD 120.01  0.01  0.01%   

Director

Mr. Steven M. Gonzalo is an Executive Vice President and the Chief Technology Officer for The First National Bank of Ottawa, subsidiary of First Ottawa Bancshares Inc. The Company has employed him since 2001.
Age 55
Phone815 434 0044
Webhttps://www.firstottawa.com

First Ottawa Management Efficiency

First Ottawa's management efficiency ratios could be used to measure how well First Ottawa manages its routine affairs as well as how well it operates its assets and liabilities.
First Ottawa Bancshares currently holds 181.25 M in liabilities. Debt can assist First Ottawa until it has trouble settling it off, either with new capital or with free cash flow. So, First Ottawa's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like First Ottawa Bancshares sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for First to invest in growth at high rates of return. When we think about First Ottawa's use of debt, we should always consider it together with cash and equity.

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DIRECTOR Age

William BrownCitizens Financial Corp
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First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank Trust, National Association that provides a range of banking and financial services to individual and corporate customers in LaSalle, Grundy, Cook, and surrounding counties in Illinois. First Ottawa Bancshares, Inc. was founded in 1865 and is based in Ottawa, Illinois. First Ottawa operates under BanksRegional classification in the United States and is traded on OTC Exchange. First Ottawa Bancshares [FOTB] is a Pink Sheet which is traded through a dealer network over-the-counter (OTC).

Management Performance

First Ottawa Bancshares Leadership Team

Elected by the shareholders, the First Ottawa's board of directors comprises two types of representatives: First Ottawa inside directors who are chosen from within the company, and outside directors, selected externally and held independent of First. The board's role is to monitor First Ottawa's management team and ensure that shareholders' interests are well served. First Ottawa's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, First Ottawa's outside directors are responsible for providing unbiased perspectives on the board's policies.
Steven Gonzalo, Executive VP and Director
Christopher CRCM, VP Compliance
John Armstrong, Ex COO
Vincent Easi, Corp CFO
Kevin Steward, Ex Officer

First Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is First Ottawa a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Other Information on Investing in First Pink Sheet

First Ottawa financial ratios help investors to determine whether First Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Ottawa security.