Steven Ropp - Hills Bancorporation VP Trust

HBIA Stock  USD 82.00  1.90  2.37%   

Insider

Steven Ropp is VP Trust of Hills Bancorporation
Age 62
Phone319 679 2291
Webhttps://www.hillsbank.com

Hills Bancorporation Management Efficiency

The company has return on total asset (ROA) of 0.0104 % which means that it generated a profit of $0.0104 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0991 %, meaning that it created $0.0991 on every $100 dollars invested by stockholders. Hills Bancorporation's management efficiency ratios could be used to measure how well Hills Bancorporation manages its routine affairs as well as how well it operates its assets and liabilities.
Hills Bancorporation currently holds 249 K in liabilities with Debt to Equity (D/E) ratio of 8.02, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Hills Bancorporation until it has trouble settling it off, either with new capital or with free cash flow. So, Hills Bancorporation's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Hills Bancorporation sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Hills to invest in growth at high rates of return. When we think about Hills Bancorporation's use of debt, we should always consider it together with cash and equity.

Similar Executives

Found 1 records

INSIDER Age

Craig NivenRBR Global
66
Hills Bancorporation operates as the bank holding company for Hills Bank and Trust Company that provides commercial banking services to individuals, businesses, governmental units, and institutional customers. Hills Bancorporation was founded in 1904 and is headquartered in Hills, Iowa. Hills Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 472 people. Hills Bancorporation [HBIA] is a Pink Sheet which is traded through a dealer network over-the-counter (OTC).

Management Performance

Hills Bancorporation Leadership Team

Elected by the shareholders, the Hills Bancorporation's board of directors comprises two types of representatives: Hills Bancorporation inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Hills. The board's role is to monitor Hills Bancorporation's management team and ensure that shareholders' interests are well served. Hills Bancorporation's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Hills Bancorporation's outside directors are responsible for providing unbiased perspectives on the board's policies.
Lisa Shileny, Chief Officer
Bradford Zuber, VP Trust
Dwight Seegmiller, CEO and President Director, CEO of Hills Bank and Trust and President of Hills Bank and Trust and Director of Hills Bank and Trust
Jason Weeks, Interim Fin
Steven Ropp, VP Trust
Richard Oberman, VP

Hills Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is Hills Bancorporation a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.

Other Information on Investing in Hills Pink Sheet

Hills Bancorporation financial ratios help investors to determine whether Hills Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Hills with respect to the benefits of owning Hills Bancorporation security.