Benjamin Frank - HDFC Bank Group Head - Wholesale Credit and Risk
| HDB Stock | USD 64.50 0.92 1.45% |
Executive
Benjamin Frank is Group Head - Wholesale Credit and Risk of HDFC Bank Limited since 2020.
| Age | 55 |
| Tenure | 4 years |
| Address | HDFC Bank House, Mumbai, India, 400018 |
| Phone | 91 22 6652 1000 |
| Web | https://www.hdfcbank.com |
HDFC Bank Management Efficiency
The company has Return on Asset of 0.0171 % which means that on every $100 spent on assets, it made $0.0171 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1153 %, implying that it generated $0.1153 on every 100 dollars invested. HDFC Bank's management efficiency ratios could be used to measure how well HDFC Bank manages its routine affairs as well as how well it operates its assets and liabilities. As of November 22, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, HDFC Bank's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 52.2 T, whereas Other Assets are projected to grow to (11.1 T).Similar Executives
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Management Performance
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0171 |
HDFC Bank Limited Leadership Team
Elected by the shareholders, the HDFC Bank's board of directors comprises two types of representatives: HDFC Bank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of HDFC. The board's role is to monitor HDFC Bank's management team and ensure that shareholders' interests are well served. HDFC Bank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, HDFC Bank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Renu Karnad, Non-Executive Non-Independent Director | ||
| Kaizad Bharucha, Head of Corporate Banking, Executive Director and Member of Credit Approval Committee | ||
| Chakrapani Venkatachari, Group Head - Internal Audit and Quality Initiatives Group | ||
| Anjani Rathor, Group Head – Digital Banking | ||
| Sudhir Jha, Head Counsel | ||
| S Sampathkumar, Group Head - NRI Domestic and Overseas Business, Third Party Products and Tele-Sales and Service Relationships | ||
| Arvind Kapil, Group Head - Unsecured, Home, Mortgages, and Working Capital Loans | ||
| Munish Mittal, Group Head, Chief Information Officer | ||
| Bhavesh Zaveri, Additional Executive Director, Group Head - Operations & Technology | ||
| Benjamin Frank, Group Head - Wholesale Credit and Risk | ||
| Rahul Shukla, Group Head - Corporate Banking, Business Banking & Healthcare Finance | ||
| Ramesh Lakshminarayanan, Chief Information Officer | ||
| Ashima Bhat, Group Head - Business Finance and Strategy, Administration, Infrastructure, ESG and CSR | ||
| Jimmy Tata, Group Head, Chief Risk Officer | ||
| Sandeep Parekh, Additional Non-Executive Independent Director | ||
| Raveesh Bhatia, Group Head - Emerging Corporates Group | ||
| Vinay Razdan, Group Head - Human Resources | ||
| Aditya Puri, CEO, Managing Director, Director, Chairman of Asset Liability Committee, Member of Stakeholders' Relationship Committee, Member of Fraud Monitoring Committee, Member of Review Committee for Willful Defaulters' Identification, Member of Review Committee for Non-Cooperative Borrowers, Member of Premises Committee, Member of Credit Approval Committee, Member of Customer Service Committee, Member of Risk Policy and Monitoring Committee and Member of Corporate Social Responsibility | ||
| Umesh Sarangi, Non-Executive Independent Director | ||
| Rakesh Rajput, Chief Officer | ||
| Madhu Chhibber, Head Communications | ||
| Mavinakere Ranganath, Additional Non-Executive Independent Director | ||
| Arvind Vohra, Group Head - Retail Branch Banking | ||
| Vedanthachari Rangan, Executive Director | ||
| Atanu Chakraborty, Part Time Additional Non-Executive Independent Chairman of the Board | ||
| Rajesh Rathanchand, Group Head - Retail Credit and Risk | ||
| Srinivasan Vaidyanathan, Chief Financial Officer | ||
| Shyamala Gopinath, Non-Executive Independent Chairperson of the Board | ||
| Ashish Parthasarthy, Group Head - Treasury, GIB, NRI, Overseas and Tele-Service Channels | ||
| Malay Patel, Non-Executive Independent Director | ||
| Ashok Khanna, Group Head - Secured Loans (Vehicles) | ||
| Nirav Shah, Group Head - Emerging Corporates Group, Infrastructure Finance Group, Rural Banking Group, Transportation Group & Tractor Finance | ||
| Srikanth Nadhamuni, Non-Executive Non Independent Director | ||
| Sanjiv Sachar, Additional Non-Executive Independent Director | ||
| Lily Vadera, Additional Independent Director | ||
| Arup Rakshit, Group Head - Treasury - Sales, Analytics and Overseas | ||
| Ajit Shetty, Investor Officer | ||
| Keki Mistry, Non-Executive Non-Independent Director | ||
| Sashidhar Jagdishan, Chief Executive Officer, Managing Director, Executive Director | ||
| Abhay Aima, Group Head - Equities, Private Banking, Third Party Products, NRI & International Consumer Business | ||
| Rakesh Singh, Group Head - Investment Banking, Private Banking, Capital Markets & Financial Institutions | ||
| Smita Bhagat, Group Head - Government, Institutional Business, BC Partnerships, Inclusive Banking and Start-ups | ||
| Sunita Maheshwari, Additional Non-Executive Independent Director | ||
| Nitin Chugh, Group Head - Digital Banking | ||
| Santosh Haldankar, Senior Vice President - Legal, Compliance Officer, Company Secretary | ||
| Parag Rao, Group Head - Card Payment Products, Merchant Acquiring Services & Marketing | ||
| V Chakrapani, Group Head - Internal Audit and Quality Initiatives Group |
HDFC Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is HDFC Bank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0171 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.33 % | ||||
| Current Valuation | 4.64 T | ||||
| Shares Outstanding | 2.55 B | ||||
| Shares Owned By Institutions | 14.06 % | ||||
| Number Of Shares Shorted | 18.65 M | ||||
| Price To Earning | 27.26 X | ||||
| Price To Book | 1.97 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether HDFC Bank Limited offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HDFC Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hdfc Bank Limited Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hdfc Bank Limited Stock:Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in HDFC Bank Limited. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HDFC Bank. If investors know HDFC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HDFC Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.39 | Earnings Share 3.14 | Revenue Per Share 217.953 | Quarterly Revenue Growth 0.63 | Return On Assets 0.0171 |
The market value of HDFC Bank Limited is measured differently than its book value, which is the value of HDFC that is recorded on the company's balance sheet. Investors also form their own opinion of HDFC Bank's value that differs from its market value or its book value, called intrinsic value, which is HDFC Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HDFC Bank's market value can be influenced by many factors that don't directly affect HDFC Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HDFC Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if HDFC Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HDFC Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.