| JUVF Stock | | | USD 13.00 0.50 4.00% |
CEO
Ms. Marcie A. Barber is President, Chief Executive Officer, Director of Juniata Valley Financial Corporationration She was the Chief Executive Officer and director of the Bank and the Company since 2010. She had been Senior Vice President and Chief Operating Officer of the Bank since June 2007. She was Senior Vice President and Community Office Division Manager since November 2006. Prior to joining the Company, Ms. Barber was Senior Vice President of the First National Bank of Mifflintown, serving as Credit Services Division Manager for 8 years. Prior to her tenure with First National Bank of Mifflintown, Ms. Barber spent 16 years with Mellon Bank in Retail Bank Management and Commercial Lending. Ms. Barbers various management roles within a number of banks during her 33 years of service, including the 7 years she has served in an executive capacity of the Company, give her a broad understanding of the financial services industry, the Companys operations, corporate governance matters and leadership experience, thereby qualifying her to serve on the Board of Directors since 2010.
| Age | 64 |
| Tenure | 14 years |
| Phone | 855 582 5101 |
| Web | https://www.JVBonline.com |
Barber has served as a board member of the Federal Reserve Bank of Philadelphia’s Community Depository Institution Advisory Council and of PA Bankers Service Corporation She currently serves as a director of PA Bankers Association and of Downtown Lewistown, Inc. She further serves on the Executive and Finance Committees of the Mifflin County Industrial Development Corporationrationrationration.
Juniata Valley Management Efficiency
The company has return on total asset
(ROA) of
0.0101 % which means that it generated a profit of $0.0101 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity
(ROE) of
0.1537 %, meaning that it created $0.1537 on every $100 dollars invested by stockholders. Juniata Valley's management efficiency ratios could be used to measure how well Juniata Valley manages its routine affairs as well as how well it operates its assets and liabilities.
Juniata Valley Financial currently holds 20
M in liabilities with Debt to Equity
(D/E) ratio of 8.74, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Juniata Valley until it has trouble settling it off, either with new capital or with free cash flow. So, Juniata Valley's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Juniata Valley Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Juniata to invest in growth at high rates of return. When we think about Juniata Valley's use of debt, we should always consider it together with cash and equity.
Similar Executives
Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services primarily to small and mid-sized businesses in central and northern Pennsylvania, the United States. Juniata Valley Financial Corp. was founded in 1867 and is headquartered in Mifflintown, Pennsylvania. Juniata Valley operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 123 people. Juniata Valley Financial [JUVF] is traded as part of a regulated electronic over-the-counter service offered by the NASD.
Management Performance
Juniata Valley Financial Leadership Team
Elected by the shareholders, the Juniata Valley's board of directors comprises two types of representatives: Juniata Valley inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Juniata. The board's role is to monitor Juniata Valley's management team and ensure that shareholders' interests are well served. Juniata Valley's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Juniata Valley's outside directors are responsible for providing unbiased perspectives on the board's policies.
Juniata Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Juniata Valley a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Currently Active Assets on Macroaxis
Other Information on Investing in Juniata OTC Stock
Juniata Valley financial ratios help investors to determine whether Juniata OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Juniata with respect to the benefits of owning Juniata Valley security.