Patricia Woods - MainStreet Financial SVP
SVP
Patricia L. Woods is served as Senior Vice President overseeing branch and deposit servicing operations for MainStreet Savings Bank . Prior to that, she was Vice President of Operations beginning in 1998. Before joining the Bank in 1998, she was with Great Lakes National Bank for 20 years. since 2005.
| Age | 72 |
| Tenure | 20 years |
| Phone | 269-945-9561 |
| Web | http://www.mainstreetsavingsbank.com |
MainStreet Financial Management Efficiency
The company has return on total asset (ROA) of (0.0166) % which means that it has lost $0.0166 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.3392) %, meaning that it created substantial loss on money invested by shareholders. MainStreet Financial's management efficiency ratios could be used to measure how well MainStreet Financial manages its routine affairs as well as how well it operates its assets and liabilities.MainStreet Financial currently holds 3.33 M in liabilities. Debt can assist MainStreet Financial until it has trouble settling it off, either with new capital or with free cash flow. So, MainStreet Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like MainStreet Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for MainStreet to invest in growth at high rates of return. When we think about MainStreet Financial's use of debt, we should always consider it together with cash and equity.
Similar Executives
| Found 1 records | SVP Age | ||
| Shannon Drage | Zions Bancorporation | 45 | |
Management Performance
| Return On Equity | -0.34 | |||
| Return On Asset | -0.0166 |
MainStreet Financial Leadership Team
Elected by the shareholders, the MainStreet Financial's board of directors comprises two types of representatives: MainStreet Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of MainStreet. The board's role is to monitor MainStreet Financial's management team and ensure that shareholders' interests are well served. MainStreet Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, MainStreet Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Patricia Woods, Sr. VP of Branch and Deposit Servicing Operations and Sr. VP of Overseeing Branch and Deposit Servicing Operations of Mainstreet Savings Bank | ||
| David Hatfield, CEO and President Director, CEO of MainStreet Savings Bank and President of MainStreet Savings Bank and Director of MainStreet Savings Bank | ||
| James CPA, SVP, CFO | ||
| Melody Bowman, Sr. VP of Real Estate and Consumer Lending and Sr. VP of Real Estate and Consumer Lending of MainStreet Savings Bank | ||
| Sandra Nichols, Sr. VP of Operations, Sr. VP of Information Technology, Secretary, Sr. VP of Operations of MainStreet Savings Bank, Sr. VP of Information Technology of MainStreet Savings Bank and Secretary of MainStreet Savings Bank |
MainStreet Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is MainStreet Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | -0.34 | |||
| Return On Asset | -0.0166 | |||
| Profit Margin | (0.76) % | |||
| Operating Margin | (0.69) % | |||
| Current Valuation | 20.69 M | |||
| Shares Outstanding | 756.07 K | |||
| Price To Earning | (0.01) X | |||
| Price To Sales | 0.01 X | |||
| Revenue | 1.95 M | |||
| Gross Profit | 1.95 M |
Pair Trading with MainStreet Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if MainStreet Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in MainStreet Financial will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to Nike could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Nike when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Nike - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Nike Inc to buy it.
The correlation of Nike is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Nike moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Nike Inc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Nike can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Correlation Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Other Consideration for investing in MainStreet Pink Sheet
If you are still planning to invest in MainStreet Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the MainStreet Financial's history and understand the potential risks before investing.
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