Patricia Woods - MainStreet Financial SVP
| MSFN Stock | USD 0.0001 0.00 0.00% |
SVP
Patricia L. Woods is served as Senior Vice President overseeing branch and deposit servicing operations for MainStreet Savings Bank . Prior to that, she was Vice President of Operations beginning in 1998. Before joining the Bank in 1998, she was with Great Lakes National Bank for 20 years. since 2005.
| Age | 72 |
| Tenure | 19 years |
| Phone | 269-945-9561 |
| Web | http://www.mainstreetsavingsbank.com |
MainStreet Financial Management Efficiency
The company has return on total asset (ROA) of (0.0166) % which means that it has lost $0.0166 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.3392) %, meaning that it created substantial loss on money invested by shareholders. MainStreet Financial's management efficiency ratios could be used to measure how well MainStreet Financial manages its routine affairs as well as how well it operates its assets and liabilities.MainStreet Financial currently holds 3.33 M in liabilities. Debt can assist MainStreet Financial until it has trouble settling it off, either with new capital or with free cash flow. So, MainStreet Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like MainStreet Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for MainStreet to invest in growth at high rates of return. When we think about MainStreet Financial's use of debt, we should always consider it together with cash and equity.
MainStreet Financial Corporation is headquartered in Hastings, Michigan. MainStreet Financial Corporation operates as a subsidiary of Mainstreet Financial Corp MHC. Mainstreet Financial is traded on OTC Exchange in the United States. MainStreet Financial [MSFN] is a Pink Sheet which is traded between brokers as part of OTC trading. Management Performance
| Return On Equity | -0.34 | |||
| Return On Asset | -0.0166 |
MainStreet Financial Leadership Team
Elected by the shareholders, the MainStreet Financial's board of directors comprises two types of representatives: MainStreet Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of MainStreet. The board's role is to monitor MainStreet Financial's management team and ensure that shareholders' interests are well served. MainStreet Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, MainStreet Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Patricia Woods, Sr. VP of Branch and Deposit Servicing Operations and Sr. VP of Overseeing Branch and Deposit Servicing Operations of Mainstreet Savings Bank | ||
| David Hatfield, CEO and President Director, CEO of MainStreet Savings Bank and President of MainStreet Savings Bank and Director of MainStreet Savings Bank | ||
| James CPA, SVP, CFO | ||
| Melody Bowman, Sr. VP of Real Estate and Consumer Lending and Sr. VP of Real Estate and Consumer Lending of MainStreet Savings Bank | ||
| Sandra Nichols, Sr. VP of Operations, Sr. VP of Information Technology, Secretary, Sr. VP of Operations of MainStreet Savings Bank, Sr. VP of Information Technology of MainStreet Savings Bank and Secretary of MainStreet Savings Bank |
MainStreet Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right pink sheet is not an easy task. Is MainStreet Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | -0.34 | |||
| Return On Asset | -0.0166 | |||
| Profit Margin | (0.76) % | |||
| Operating Margin | (0.69) % | |||
| Current Valuation | 20.69 M | |||
| Shares Outstanding | 756.07 K | |||
| Price To Earning | (0.01) X | |||
| Price To Sales | 0.01 X | |||
| Revenue | 1.95 M | |||
| Gross Profit | 1.95 M |
Pair Trading with MainStreet Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if MainStreet Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in MainStreet Financial will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to MainStreet Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace MainStreet Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back MainStreet Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling MainStreet Financial to buy it.
The correlation of MainStreet Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as MainStreet Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if MainStreet Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for MainStreet Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Other Information on Investing in MainStreet Pink Sheet
MainStreet Financial financial ratios help investors to determine whether MainStreet Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in MainStreet with respect to the benefits of owning MainStreet Financial security.