Belen Garcia - Banco Santander Non-Executive Independent Director

SAN Stock  EUR 4.37  0.16  3.53%   

Director

Ms. Belen Romana Garcia serves as NonExecutive Independent Director of Banco Santander S.A. since December 22, 2015. She was formerly senior executive vice president of Economic Policy and senior executive vice president of the Treasury of the Ministry of Economy of the Spanish Government, as well as director of the Bank of Spain and the CNMV. She also held the position of director of the Instituto de Crdito Ofcial and of other entities on behalf of the Spanish Ministry of Economy. She served as nonexecutive director of Banco Espaol de Crdito, S.A. and executive chairman of Sociedad de Gestin de Activos Procedentes de la Reestructuracin Bancaria, S.A. . Nonexecutive director of Aviva plc. London and of Aviva Italia Holding SpA, and member of the advisory board of the Rafael del Pino Foundation and cochair of the Global Board of Trustees of the Digital Future Society. since 2015.
Age 54
Tenure 9 years
Phone(34) 91 257 12 82
Webwww.santander.com

Banco Santander Management Efficiency

Banco Santander's management efficiency ratios could be used to measure how well Banco Santander manages its routine affairs as well as how well it operates its assets and liabilities.
Banco Santander has accumulated 280.34 B in total debt with debt to equity ratio (D/E) of 2.53, implying the company greatly relies on financing operations through barrowing. Debt can assist Banco Santander until it has trouble settling it off, either with new capital or with free cash flow. So, Banco Santander's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Banco Santander sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Banco to invest in growth at high rates of return. When we think about Banco Santander's use of debt, we should always consider it together with cash and equity.

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Banco Santander, S.A., together with its subsidiaries, provides various retail and commercial banking products and services to individuals, small and medium-sized enterprises, and large companies worldwide. Banco Santander, S.A. was founded in 1856 and is headquartered in Madrid, Spain. BANCO SANTANDER operates under BanksDiversified classification in Spain and is traded on Madrid SE C.A.T.S.. It employs 190751 people. Banco Santander (SAN) is traded on Madrid Exchange in Spain and employs 206,462 people.

Management Performance

Banco Santander Leadership Team

Elected by the shareholders, the Banco Santander's board of directors comprises two types of representatives: Banco Santander inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Banco. The board's role is to monitor Banco Santander's management team and ensure that shareholders' interests are well served. Banco Santander's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Banco Santander's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jennifer Scardino, Head of Global Communications, Group Deputy Head of Communications, Corporate Marketing and Research
Sergio Rial, Executive Director
Rami Hurtado, Country Head of Santander Spain
Victor Madrid, Global Head of Wealth Management & Insurance
Dirk Marzluf, Group Head of Technology and Operations
Guillermo Romero, Non-Executive Independent Director
Juan Vigo, Executive Vice President of Communication, Corporate Marketing and Research
Ana OShea, Executive Chairman of the Board
Esther Colomer, Non-Executive Independent Director
Jose Razola, Chief Financial Accounting and Control Officer
Ignacio Vaca, Executive Vice President General Secretary, Non-Member Secretary of the Board
Javier OShea, Non-Executive Director
Jose Cantera, Executive Vice President of Global Wholesale Banking
Bruce CarnegieBrown, Vice Chairman of the Board and Lead Independent Non-Executive Director
Rodrigo Gordillo, Executive Vice Chairman of the Board
Jose Badia, Executive Vice President of Santander UK
Ramon Marquez, Non-Executive Independent Director
Jose Alvarez, Executive Vice President of Financial Management and Investor Relations
Pam Walkden, Non-Executive Independent Director
Gina Azcarraga, Non-Executive Independent Director
Juan Marin, Executive Vice President of Internal Auditing
Henrique Castro, Non-Executive Independent Director
R Chavez, Non-Executive Independent Director
Sol Comadran, Non-Executive Independent Director
Luis Bobadilla, Non-Executive Director
Francisco Garcia, CEO of Banesto, Executive Vice President Head of Retail Banking Division
Jaime Renovales, Group Head of General Secretariat and Human Resources, Secretary
Ramiro GarciaAnsorena, Non-Executive Independent Director
Monica Gallego, Group head of Supervisory and Regulatory Relations
Homaira Akbari, Non-Executive Independent Director
Alvaro Souza, Non-Executive Independent Director
Jose GilGallardo, Group Head of Strategy And Corporate Development And Of Consumer Finance (Santander Consumer Finance)
Belen Garcia, Non-Executive Independent Director
Jose Perou, Director of Santander Global Corporate Banking
Lindsey Argalas, Head of Santander Digital
Marjolien HellemondtGerdingh, Group Chief Compliance Officer
Jose GarciaCantera, EVP Officer
Javier Trinchant, Goup Head of Costs
Antonio Simoes, Regional Head of Europe
Marjolein HellemondtGerdingh, Group EVP
Sergio Martnez, Global Relations
Keiran Foad, Director of Risks Unit

Banco Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Banco Santander a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Other Information on Investing in Banco Stock

Banco Santander financial ratios help investors to determine whether Banco Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Banco with respect to the benefits of owning Banco Santander security.