Jose Fernandez - Unifin Financiera Independent Director

UNIFINA Stock  MXN 12.00  0.00  0.00%   

Director

Mr. Jose Luis Fernandez Fernandez serves as Independent Director of Unifin Financiera, S.A.P.I. de C.V., Sociedad Financiera de Objeto Multiple Entidad No Regulada since 2012. He was a partner of firm Chevez Ruiz Zamarripa, SC since 1989. He is a member of the College of Public Accountants of Mexico, AC and the Mexican Institute of Finance Executives. On countless occasions, he has lectured on taxation in national forums organized by the accounting profession and private sector institutions. He has written several articles on tax matters have been published in the media of the accounting profession. He participated in the Development Program Directors conducted by the Center for Excellence in Corporationrationrate Governance and the Mexican Stock Exchange, and the Induction Course Market given by the latter institution. He holds a degree in Public Accounting from Universidad Iberoamericana. since 2012.
Age 60
Tenure 12 years
Phone52 55 4162 8270
Webhttps://www.unifin.com.mx

Jose Fernandez Latest Insider Activity

Tracking and analyzing the buying and selling activities of Jose Fernandez against Unifin Financiera stock is an integral part of due diligence when investing in Unifin Financiera. Jose Fernandez insider activity provides valuable insight into whether Unifin Financiera is net buyers or sellers over its current business cycle. Note, Unifin Financiera insiders must abide by specific rules, including filing SEC forms every time they buy or sell Unifin Financiera'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Unifin Financiera Management Efficiency

The company has return on total asset (ROA) of 0.0175 % which means that it generated a profit of $0.0175 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1243 %, meaning that it generated $0.1243 on every $100 dollars invested by stockholders. Unifin Financiera's management efficiency ratios could be used to measure how well Unifin Financiera manages its routine affairs as well as how well it operates its assets and liabilities.
Unifin Financiera S has accumulated 55.07 B in total debt with debt to equity ratio (D/E) of 5.33, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Unifin Financiera has a current ratio of 1.72, which is within standard range for the sector. Debt can assist Unifin Financiera until it has trouble settling it off, either with new capital or with free cash flow. So, Unifin Financiera's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Unifin Financiera sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Unifin to invest in growth at high rates of return. When we think about Unifin Financiera's use of debt, we should always consider it together with cash and equity.

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The company operates through three segments Leases, Factoring, and Others Loans. The company was incorporated in 1993 and is based in Mexico City, Mexico. UNIFIN FINANCIERA operates under Credit Services classification in Mexico and is traded on Mexico Stock Exchange. It employs 755 people. Unifin Financiera S (UNIFINA) is traded on Mexican Exchange in Mexico and employs 871 people.

Management Performance

Unifin Financiera Leadership Team

Elected by the shareholders, the Unifin Financiera's board of directors comprises two types of representatives: Unifin Financiera inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Unifin. The board's role is to monitor Unifin Financiera's management team and ensure that shareholders' interests are well served. Unifin Financiera's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Unifin Financiera's outside directors are responsible for providing unbiased perspectives on the board's policies.
Claudia Ortega, Chief Officer
Federico Mejorada, Chief Officer
Juan Rivadeneyra, Secretary
Sergio Rodriguez, Chief Financial Officer
Federico Mijares, Independent Director
Rodrigo Thiele, Director and Deputy General Director Operation
Almudena Ocejo, Director
Juan Martinez, Deputy Chief Executive Officer
Juan Wanless, Independent Director
Luis Gonzalez, CEO, Director
Eduardo Mejorada, Director General Assistant of Auto Loan
Rodrigo Ocejo, Director
Eduardo SanchezMejorada, Chief Officer
Jose Figueroa, Independent Director
William Pedro, Assistant Secretary
Rodrigo Mateos, Chairman of the Board
Michael Arbide, Deputy General Director of Lease Metropolitan Area
Jose Fernandez, Independent Director
Enrique Mejorada, Independent Director
Angel Galindo, Chief Officer
Sergio Carmona, Director General of Administration and Finance
Rafael Fernndez, Chief Officer
David Snchez, Director Fin

Unifin Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Unifin Financiera a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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Other Information on Investing in Unifin Stock

Unifin Financiera financial ratios help investors to determine whether Unifin Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Unifin with respect to the benefits of owning Unifin Financiera security.