United Insurance (Germany) Performance
| 0UI Stock | EUR 12.90 0.10 0.78% |
On a scale of 0 to 100, United Insurance holds a performance score of 9. The entity has a beta of -0.18, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning United Insurance are expected to decrease at a much lower rate. During the bear market, United Insurance is likely to outperform the market. Please check United Insurance's semi deviation, coefficient of variation, and the relationship between the mean deviation and downside deviation , to make a quick decision on whether United Insurance's existing price patterns will revert.
Risk-Adjusted Performance
9 of 100
Weak | Strong |
OK
Compared to the overall equity markets, risk-adjusted returns on investments in United Insurance Holdings are ranked lower than 9 (%) of all global equities and portfolios over the last 90 days. Despite nearly fragile basic indicators, United Insurance reported solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 301.5 M | |
| Total Cashflows From Investing Activities | 251.4 M | |
| Free Cash Flow | -300.7 M |
United |
United Insurance Relative Risk vs. Return Landscape
If you would invest 980.00 in United Insurance Holdings on August 29, 2024 and sell it today you would earn a total of 310.00 from holding United Insurance Holdings or generate 31.63% return on investment over 90 days. United Insurance Holdings is currently producing 0.516% returns and takes up 4.2202% volatility of returns over 90 trading days. Put another way, 37% of traded stocks are less volatile than United, and 90% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
United Insurance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Insurance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as United Insurance Holdings, and traders can use it to determine the average amount a United Insurance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1223
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | 0UI | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 4.22 actual daily | 37 63% of assets are more volatile |
Expected Return
| 0.52 actual daily | 10 90% of assets have higher returns |
Risk-Adjusted Return
| 0.12 actual daily | 9 91% of assets perform better |
Based on monthly moving average United Insurance is performing at about 9% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Insurance by adding it to a well-diversified portfolio.
United Insurance Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Insurance, and United Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | -0.84 | |||
| Return On Asset | -0.0265 | |||
| Profit Margin | (0.35) % | |||
| Operating Margin | (0.27) % | |||
| Current Valuation | (11.48 M) | |||
| Shares Outstanding | 43.31 M | |||
| Price To Earning | 413.94 X | |||
| Price To Book | 0.11 X | |||
| Price To Sales | 0.05 X | |||
| Revenue | 634.53 M | |||
| EBITDA | (122.88 M) | |||
| Cash And Equivalents | 131.79 M | |||
| Cash Per Share | 3.07 X | |||
| Total Debt | 156.56 M | |||
| Debt To Equity | 28.60 % | |||
| Book Value Per Share | 1.90 X | |||
| Cash Flow From Operations | (295.39 M) | |||
| Earnings Per Share | (5.21) X | |||
| Total Asset | 2.7 B | |||
About United Insurance Performance
By analyzing United Insurance's fundamental ratios, stakeholders can gain valuable insights into United Insurance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if United Insurance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if United Insurance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. United Insurance Holdings Corp. was founded in 1999 and is headquartered in St. United Insurance operates under Insurance - Property Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 293 people.Things to note about United Insurance Holdings performance evaluation
Checking the ongoing alerts about United Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Insurance Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Insurance appears to be risky and price may revert if volatility continues | |
| United Insurance has high likelihood to experience some financial distress in the next 2 years | |
| United Insurance Holdings has accumulated 156.56 M in total debt with debt to equity ratio (D/E) of 28.6, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. United Insurance Holdings has a current ratio of 0.74, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist United Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, United Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like United Insurance Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for United to invest in growth at high rates of return. When we think about United Insurance's use of debt, we should always consider it together with cash and equity. | |
| The entity reported the revenue of 634.53 M. Net Loss for the year was (57.92 M) with profit before overhead, payroll, taxes, and interest of 38.82 M. | |
| United Insurance Holdings has accumulated about 131.79 M in cash with (295.39 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.07. | |
| Roughly 55.0% of United Insurance shares are owned by insiders or employees |
- Analyzing United Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Insurance's stock is overvalued or undervalued compared to its peers.
- Examining United Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Insurance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Insurance's stock. These opinions can provide insight into United Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for United Stock analysis
When running United Insurance's price analysis, check to measure United Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Insurance is operating at the current time. Most of United Insurance's value examination focuses on studying past and present price action to predict the probability of United Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Insurance's price. Additionally, you may evaluate how the addition of United Insurance to your portfolios can decrease your overall portfolio volatility.
| AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities | |
| Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
| Stocks Directory Find actively traded stocks across global markets | |
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| ETF Categories List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments |