Cullman Bancorp Stock Performance
| CULL Stock | USD 12.99 0.32 2.53% |
On a scale of 0 to 100, Cullman Bancorp holds a performance score of 21. The firm shows a Beta (market volatility) of 0.1, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Cullman Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Cullman Bancorp is expected to be smaller as well. Please check Cullman Bancorp's downside variance, and the relationship between the sortino ratio and daily balance of power , to make a quick decision on whether Cullman Bancorp's price patterns will revert.
Risk-Adjusted Performance
Solid
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Cullman Bancorp are ranked lower than 21 (%) of all global equities and portfolios over the last 90 days. Despite quite fragile essential indicators, Cullman Bancorp disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
Five Day Return 3.84 | Year To Date Return 3.92 | Ten Year Return 36.74 | All Time Return 261.84 |
Forward Dividend Yield 0.0092 | Payout Ratio | Forward Dividend Rate 0.12 | Dividend Date 2025-02-19 | Ex Dividend Date 2025-02-03 |
1 | Cullman Bancorp, Inc. Hits New 52-Week High of 11.50 - Markets Mojo | 09/25/2025 |
2 | Cullman Bancorp Hits New 52-Week High of 11.83, Reflecting Strong Performance - Markets Mojo | 10/07/2025 |
3 | Cullman Bancorp Experiences Valuation Adjustment Amid Competitive Market Landscape - Markets Mojo | 11/05/2025 |
4 | Cullman Bancorp Stock Price Down 1.9 percent - Time to Sell - MarketBeat | 01/05/2026 |
5 | Acquisition by Barksdale Gregory T of 267 shares of Cullman Bancorp at 11.4862 subject to Rule 16b-3 | 01/09/2026 |
6 | Disposition of tradable shares by Katrina Stephens of Cullman Bancorp subject to Rule 16b-3 | 01/12/2026 |
| Begin Period Cash Flow | 13 M | |
| Total Cashflows From Investing Activities | -15 M |
Cullman Bancorp Relative Risk vs. Return Landscape
If you would invest 1,164 in Cullman Bancorp on October 19, 2025 and sell it today you would earn a total of 135.00 from holding Cullman Bancorp or generate 11.6% return on investment over 90 days. Cullman Bancorp is currently generating 0.3032% in daily expected returns and assumes 1.1288% risk (volatility on return distribution) over the 90 days horizon. In different words, 10% of stocks are less volatile than Cullman, and 94% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Cullman Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Cullman Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Cullman Bancorp, and traders can use it to determine the average amount a Cullman Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2686
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Based on monthly moving average Cullman Bancorp is performing at about 21% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Cullman Bancorp by adding it to a well-diversified portfolio.
Cullman Bancorp Fundamentals Growth
Cullman Stock prices reflect investors' perceptions of the future prospects and financial health of Cullman Bancorp, and Cullman Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Cullman Stock performance.
| Return On Equity | 0.0364 | ||||
| Return On Asset | 0.0086 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.33 % | ||||
| Current Valuation | 107.95 M | ||||
| Shares Outstanding | 5.98 M | ||||
| Price To Earning | 7.56 X | ||||
| Price To Book | 0.78 X | ||||
| Price To Sales | 4.59 X | ||||
| Revenue | 23.23 M | ||||
| Gross Profit | 17.37 M | ||||
| EBITDA | 4.38 M | ||||
| Net Income | 3.42 M | ||||
| Cash And Equivalents | 24.78 M | ||||
| Cash Per Share | 3.35 X | ||||
| Total Debt | 45 M | ||||
| Book Value Per Share | 15.40 X | ||||
| Cash Flow From Operations | 6.3 M | ||||
| Earnings Per Share | 0.50 X | ||||
| Market Capitalization | 79.69 M | ||||
| Total Asset | 433.01 M | ||||
| Retained Earnings | 61.98 M | ||||
About Cullman Bancorp Performance
By examining Cullman Bancorp's fundamental ratios, stakeholders can obtain critical insights into Cullman Bancorp's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Cullman Bancorp is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.03 | 0.03 |
Things to note about Cullman Bancorp performance evaluation
Checking the ongoing alerts about Cullman Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Cullman Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Latest headline from MacroaxisInsider: Disposition of tradable shares by Katrina Stephens of Cullman Bancorp subject to Rule 16b-3 |
- Analyzing Cullman Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Cullman Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Cullman Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Cullman Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Cullman Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Cullman Bancorp's stock. These opinions can provide insight into Cullman Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cullman Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry. For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. If investors know Cullman will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cullman Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.23 | Earnings Share 0.5 | Revenue Per Share | Quarterly Revenue Growth 0.018 | Return On Assets |
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cullman Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cullman Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cullman Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.