Pb Financial Stock Performance
| PBNC Stock | USD 55.24 1.23 2.28% |
PB Financial has a performance score of 10 on a scale of 0 to 100. The firm owns a Beta (Systematic Risk) of 0.0304, which implies not very significant fluctuations relative to the market. As returns on the market increase, PB Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding PB Financial is expected to be smaller as well. PB Financial today owns a risk of 0.82%. Please check PB Financial sortino ratio, semi variance, and the relationship between the information ratio and value at risk , to decide if PB Financial will be following its current price history.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in PB Financial are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. In spite of rather weak basic indicators, PB Financial may actually be approaching a critical reversion point that can send shares even higher in January 2026. ...more
| Begin Period Cash Flow | 56.7 M | |
| Total Cashflows From Investing Activities | -134.5 M |
PBNC |
PB Financial Relative Risk vs. Return Landscape
If you would invest 5,167 in PB Financial on September 27, 2025 and sell it today you would earn a total of 357.00 from holding PB Financial or generate 6.91% return on investment over 90 days. PB Financial is currently generating 0.1094% in daily expected returns and assumes 0.8156% risk (volatility on return distribution) over the 90 days horizon. In different words, 7% of otc stocks are less volatile than PBNC, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
PB Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for PB Financial's investment risk. Standard deviation is the most common way to measure market volatility of otc stocks, such as PB Financial, and traders can use it to determine the average amount a PB Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1341
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Based on monthly moving average PB Financial is performing at about 10% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of PB Financial by adding it to a well-diversified portfolio.
PB Financial Fundamentals Growth
PBNC OTC Stock prices reflect investors' perceptions of the future prospects and financial health of PB Financial, and PB Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on PBNC OTC Stock performance.
| Return On Equity | 0.21 | |||
| Return On Asset | 0.0184 | |||
| Profit Margin | 0.50 % | |||
| Operating Margin | 0.64 % | |||
| Current Valuation | 76.42 M | |||
| Shares Outstanding | 2.21 M | |||
| Price To Earning | 10.39 X | |||
| Price To Book | 1.44 X | |||
| Price To Sales | 3.49 X | |||
| Revenue | 22.74 M | |||
| EBITDA | 18.4 M | |||
| Cash And Equivalents | 25.34 M | |||
| Cash Per Share | 11.42 X | |||
| Total Debt | 46.23 M | |||
| Debt To Equity | 12.37 % | |||
| Book Value Per Share | 30.20 X | |||
| Cash Flow From Operations | 10.81 M | |||
| Earnings Per Share | 5.54 X | |||
| Total Asset | 701.42 M | |||
| Retained Earnings | 47.23 M | |||
About PB Financial Performance
By analyzing PB Financial's fundamental ratios, stakeholders can gain valuable insights into PB Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if PB Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if PB Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
PB Financial Corporation operates as the financial holding company for Providence Bank that provides commercial and retail banking products and services. PB Financial Corporation was founded in 2006 and is based in Rocky Mount, North Carolina. Pb Financial is traded on OTC Exchange in the United States.Things to note about PB Financial performance evaluation
Checking the ongoing alerts about PB Financial for important developments is a great way to find new opportunities for your next move. OTC Stock alerts and notifications screener for PB Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 24.0% of the company outstanding shares are owned by corporate insiders |
- Analyzing PB Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether PB Financial's stock is overvalued or undervalued compared to its peers.
- Examining PB Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating PB Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of PB Financial's management team can help you assess the OTC Stock's leadership.
- Pay attention to analyst opinions and ratings of PB Financial's otc stock. These opinions can provide insight into PB Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for PBNC OTC Stock analysis
When running PB Financial's price analysis, check to measure PB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PB Financial is operating at the current time. Most of PB Financial's value examination focuses on studying past and present price action to predict the probability of PB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PB Financial's price. Additionally, you may evaluate how the addition of PB Financial to your portfolios can decrease your overall portfolio volatility.
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