PB Financial Valuation
| PBNC Stock | USD 55.24 1.23 2.28% |
At this time, the entity appears to be overvalued. PB Financial owns a latest Real Value of $47.33 per share. The recent price of the entity is $55.24. Our model determines the value of PB Financial from reviewing the entity fundamentals such as return on asset of 0.0184, and Shares Owned By Insiders of 23.74 % as well as analyzing its technical indicators and probability of bankruptcy. . In general, most investors support purchasing undervalued equities and exiting overvalued equities since, sooner or later, asset prices and their ongoing real values will converge.
Overvalued
Today
Please note that PB Financial's price fluctuation is very steady at this time. Calculation of the real value of PB Financial is based on 3 months time horizon. Increasing PB Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the PBNC otc stock is determined by what a typical buyer is willing to pay for full or partial control of PB Financial. Since PB Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PBNC OTC Stock. However, PB Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 55.24 | Real 47.33 | Hype 55.24 | Naive 56.1 |
The real value of PBNC OTC Stock, also known as its intrinsic value, is the underlying worth of PB Financial OTC Stock, which is reflected in its stock price. It is based on PB Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of PB Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of PB Financial helps investors to forecast how PBNC otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PB Financial more accurately as focusing exclusively on PB Financial's fundamentals will not take into account other important factors: PB Financial Total Value Analysis
PB Financial is at this time estimated to have valuation of 76.42 M with market capitalization of 94.1 M, debt of 46.23 M, and cash on hands of 25.34 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the PB Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
76.42 M | 94.1 M | 46.23 M | 25.34 M |
PB Financial Investor Information
About 24.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.44. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PB Financial recorded earning per share (EPS) of 5.54. The entity last dividend was issued on the 6th of February 2023. PB Financial is not in a good financial situation at the moment. It has a very high risk of going through financial straits in January.PB Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. PB Financial has an asset utilization ratio of 3.24 percent. This indicates that the OTC Stock is making $0.0324 for each dollar of assets. An increasing asset utilization means that PB Financial is more efficient with each dollar of assets it utilizes for everyday operations.PB Financial Ownership Allocation
The market capitalization of PB Financial is $94.1 Million. PB Financial shows tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with substantial debt, if the true value of the entity is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.PB Financial Profitability Analysis
The company reported the previous year's revenue of 22.74 M. Net Income was 9.82 M with profit before overhead, payroll, taxes, and interest of 28.63 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates PB Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in PB Financial and how it compares across the competition.
About PB Financial Valuation
The otc valuation mechanism determines PB Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of PB Financial. We calculate exposure to PB Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PB Financial's related companies.PB Financial Corporation operates as the financial holding company for Providence Bank that provides commercial and retail banking products and services. PB Financial Corporation was founded in 2006 and is based in Rocky Mount, North Carolina. Pb Financial is traded on OTC Exchange in the United States.
8 Steps to conduct PB Financial's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates PB Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct PB Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain PB Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine PB Financial's revenue streams: Identify PB Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research PB Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish PB Financial's growth potential: Evaluate PB Financial's management, business model, and growth potential.
- Determine PB Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate PB Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
PB Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 2.2 M | |
| Quarterly Earnings Growth Y O Y | 0.562 | |
| Retained Earnings | 35.3 M |
Complementary Tools for PBNC OTC Stock analysis
When running PB Financial's price analysis, check to measure PB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PB Financial is operating at the current time. Most of PB Financial's value examination focuses on studying past and present price action to predict the probability of PB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PB Financial's price. Additionally, you may evaluate how the addition of PB Financial to your portfolios can decrease your overall portfolio volatility.
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