Palomar Holdings Stock Performance

PLMR Stock  USD 126.60  1.02  0.80%   
The company holds a Beta of 0.11, which implies not very significant fluctuations relative to the market. As returns on the market increase, Palomar Holdings' returns are expected to increase less than the market. However, during the bear market, the loss of holding Palomar Holdings is expected to be smaller as well. At this point, Palomar Holdings has a negative expected return of -0.0557%. Please make sure to check Palomar Holdings' expected short fall, and the relationship between the maximum drawdown and rate of daily change , to decide if Palomar Holdings performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

Weakest

 
Weak
 
Strong
Over the last 90 days Palomar Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. Even with relatively invariable primary indicators, Palomar Holdings is not utilizing all of its potentials. The recent stock price agitation, may contribute to short-term losses for the retail investors. ...more

Actual Historical Performance (%)

One Day Return
(1.18)
Five Day Return
4.82
Year To Date Return
(3.19)
Ten Year Return
572.04
All Time Return
572.04
1
Keefe, Bruyette Woods Boosts Palomar Price Target to 170.00
11/13/2025
2
Disposition of 3202 shares by Armstrong Mac of Palomar Holdings at 153.0424 subject to Rule 16b-3
12/05/2025
3
Disposition of 1291 shares by Jon Christianson of Palomar Holdings at 98.95 subject to Rule 16b-3
12/23/2025
4
Disposition of 6250 shares by Armstrong Mac of Palomar Holdings subject to Rule 16b-3
01/15/2026
5
Disposition of tradable shares by Armstrong Mac of Palomar Holdings at 130.2893 subject to Rule 16b-3
01/21/2026
6
Palomar Holdings, Inc. Gains Analyst Support as JPMorgan and KBW Raise Targets
01/22/2026
7
Y Intercept Hong Kong Ltd Increases Holdings in Palomar Holdings, Inc. PLMR - MarketBeat
01/26/2026
8
A Look At Palomar Holdings Valuation After Recent Share Price Volatility
01/29/2026
9
BCP Completes Sale of The Gray Casualty Surety Company
02/02/2026
10
Palomar Insider Sells 54,185.76 in Stock
02/03/2026
11
Palomar Expands Surety Reach And Funding While Shares Trade Below Targets
02/05/2026
Begin Period Cash Flow51.9 M
Total Cashflows From Investing Activities-306.2 M

Palomar Holdings Relative Risk vs. Return Landscape

If you would invest  13,208  in Palomar Holdings on November 11, 2025 and sell it today you would lose (588.50) from holding Palomar Holdings or give up 4.46% of portfolio value over 90 days. Palomar Holdings is currently does not generate positive expected returns and assumes 1.9009% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than Palomar, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Palomar Holdings is expected to under-perform the market. In addition to that, the company is 2.36 times more volatile than its market benchmark. It trades about -0.03 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.09 per unit of volatility.

Palomar Holdings Target Price Odds to finish over Current Price

The tendency of Palomar Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 126.60 90 days 126.60 
about 50.27
Based on a normal probability distribution, the odds of Palomar Holdings to move above the current price in 90 days from now is about 50.27 (This Palomar Holdings probability density function shows the probability of Palomar Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days Palomar Holdings has a beta of 0.11 indicating as returns on the market go up, Palomar Holdings average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Palomar Holdings will be expected to be much smaller as well. Additionally Palomar Holdings has an alpha of 0.1784, implying that it can generate a 0.18 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Palomar Holdings Price Density   
       Price  

Predictive Modules for Palomar Holdings

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Palomar Holdings. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
125.74127.65129.56
Details
Intrinsic
Valuation
LowRealHigh
114.86144.90146.81
Details
8 Analysts
Consensus
LowTargetHigh
148.15162.80180.71
Details
Earnings
Estimates (0)
LowProjected EPSHigh
2.142.172.20
Details

Palomar Holdings Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Palomar Holdings is not an exception. The market had few large corrections towards the Palomar Holdings' value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Palomar Holdings, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Palomar Holdings within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.18
β
Beta against Dow Jones0.11
σ
Overall volatility
5.92
Ir
Information ratio 0.05

Palomar Holdings Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Palomar Holdings for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Palomar Holdings can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Palomar Holdings generated a negative expected return over the last 90 days
Palomar Holdings currently holds 1.53 B in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. Palomar Holdings has a current ratio of 0.5, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Palomar Holdings' use of debt, we should always consider it together with its cash and equity.
Over 99.0% of Palomar Holdings shares are owned by institutional investors
Latest headline from simplywall.st: Palomar Expands Surety Reach And Funding While Shares Trade Below Targets

Palomar Holdings Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Palomar Stock often depends not only on the future outlook of the current and potential Palomar Holdings' investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Palomar Holdings' indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding26.2 M
Cash And Short Term Investments550.9 M

Palomar Holdings Fundamentals Growth

Palomar Stock prices reflect investors' perceptions of the future prospects and financial health of Palomar Holdings, and Palomar Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Palomar Stock performance.

About Palomar Holdings Performance

Assessing Palomar Holdings' fundamental ratios provides investors with valuable insights into Palomar Holdings' financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Palomar Holdings is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Days Of Inventory On Hand(786.28)(825.60)
Return On Tangible Assets 0.05  0.03 
Return On Capital Employed 0.06  0.04 
Return On Assets 0.05  0.03 
Return On Equity 0.15  0.09 

Things to note about Palomar Holdings performance evaluation

Checking the ongoing alerts about Palomar Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Palomar Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Palomar Holdings generated a negative expected return over the last 90 days
Palomar Holdings currently holds 1.53 B in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. Palomar Holdings has a current ratio of 0.5, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Palomar Holdings' use of debt, we should always consider it together with its cash and equity.
Over 99.0% of Palomar Holdings shares are owned by institutional investors
Latest headline from simplywall.st: Palomar Expands Surety Reach And Funding While Shares Trade Below Targets
Evaluating Palomar Holdings' performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Palomar Holdings' stock performance include:
  • Analyzing Palomar Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Palomar Holdings' stock is overvalued or undervalued compared to its peers.
  • Examining Palomar Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Palomar Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Palomar Holdings' management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Palomar Holdings' stock. These opinions can provide insight into Palomar Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Palomar Holdings' stock performance is not an exact science, and many factors can impact Palomar Holdings' stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Additional Tools for Palomar Stock Analysis

When running Palomar Holdings' price analysis, check to measure Palomar Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Palomar Holdings is operating at the current time. Most of Palomar Holdings' value examination focuses on studying past and present price action to predict the probability of Palomar Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Palomar Holdings' price. Additionally, you may evaluate how the addition of Palomar Holdings to your portfolios can decrease your overall portfolio volatility.