Palomar Holdings Net Income
| PLMR Stock | USD 127.62 1.53 1.18% |
As of the 9th of February, Palomar Holdings holds the Risk Adjusted Performance of 0.08, semi deviation of 1.87, and Coefficient Of Variation of 1092.18. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Palomar Holdings, as well as the relationship between them. Please check Palomar Holdings standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if Palomar Holdings is priced some-what accurately, providing market reflects its current price of 127.62 per share. Given that Palomar Holdings has jensen alpha of 0.1784, we recommend you to check out Palomar Holdings's recent market performance to make sure the company can sustain itself at a future point.
Palomar Holdings Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.2597 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 135.2 M | 142 M | |
| Net Income Applicable To Common Shares | 60 M | 63 M | |
| Net Income | 135.2 M | 142 M | |
| Net Income Per Share | 4.15 | 4.35 | |
| Net Income Per E B T | 0.89 | 0.92 |
Palomar | Net Income | Build AI portfolio with Palomar Stock |
Evaluating Palomar Holdings's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Palomar Holdings's fundamental strength.
Latest Palomar Holdings' Net Income Growth Pattern
Below is the plot of the Net Income of Palomar Holdings over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Palomar Holdings financial statement analysis. It represents the amount of money remaining after all of Palomar Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Palomar Holdings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Palomar Holdings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 117.57 M | 10 Years Trend |
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Net Income |
| Timeline |
Palomar Net Income Regression Statistics
| Arithmetic Mean | 38,655,726 | |
| Geometric Mean | 17,272,672 | |
| Coefficient Of Variation | 127.32 | |
| Mean Deviation | 40,004,116 | |
| Median | 6,614,000 | |
| Standard Deviation | 49,217,972 | |
| Sample Variance | 2422.4T | |
| Range | 138.2M | |
| R-Value | 0.83 | |
| Mean Square Error | 785.3T | |
| R-Squared | 0.70 | |
| Significance | 0.000031 | |
| Slope | 8,131,725 | |
| Total Sum of Squares | 38758.5T |
Palomar Net Income History
Other Fundumenentals of Palomar Holdings
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Palomar Holdings Net Income component correlations
Palomar Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Palomar Holdings is extremely important. It helps to project a fair market value of Palomar Stock properly, considering its historical fundamentals such as Net Income. Since Palomar Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Palomar Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Palomar Holdings' interrelated accounts and indicators.
Click cells to compare fundamentals
Can Property & Casualty Insurance industry sustain growth momentum? Does Palomar have expansion opportunities? Factors like these will boost the valuation of Palomar Holdings. Anticipated expansion of Palomar directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Palomar Holdings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.626 | Earnings Share 6.41 | Revenue Per Share | Quarterly Revenue Growth 0.648 | Return On Assets |
Palomar Holdings's market price often diverges from its book value, the accounting figure shown on Palomar's balance sheet. Smart investors calculate Palomar Holdings' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since Palomar Holdings' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Palomar Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Palomar Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Palomar Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Palomar Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Palomar Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Palomar Holdings.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in Palomar Holdings on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding Palomar Holdings or generate 0.0% return on investment in Palomar Holdings over 90 days. Palomar Holdings is related to or competes with HCI, Aspen Insurance, Kemper, First Hawaiian, Brighthouse Financial, Renasant, and BankUnited. Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercia... More
Palomar Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Palomar Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Palomar Holdings upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.03 | |||
| Information Ratio | 0.05 | |||
| Maximum Drawdown | 12.73 | |||
| Value At Risk | (3.18) | |||
| Potential Upside | 3.35 |
Palomar Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Palomar Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Palomar Holdings' standard deviation. In reality, there are many statistical measures that can use Palomar Holdings historical prices to predict the future Palomar Holdings' volatility.| Risk Adjusted Performance | 0.08 | |||
| Jensen Alpha | 0.1784 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | 0.0531 | |||
| Treynor Ratio | 1.63 |
Palomar Holdings February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.08 | |||
| Market Risk Adjusted Performance | 1.64 | |||
| Mean Deviation | 1.59 | |||
| Semi Deviation | 1.87 | |||
| Downside Deviation | 2.03 | |||
| Coefficient Of Variation | 1092.18 | |||
| Standard Deviation | 2.16 | |||
| Variance | 4.65 | |||
| Information Ratio | 0.05 | |||
| Jensen Alpha | 0.1784 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | 0.0531 | |||
| Treynor Ratio | 1.63 | |||
| Maximum Drawdown | 12.73 | |||
| Value At Risk | (3.18) | |||
| Potential Upside | 3.35 | |||
| Downside Variance | 4.12 | |||
| Semi Variance | 3.5 | |||
| Expected Short fall | (1.61) | |||
| Skewness | 0.8233 | |||
| Kurtosis | 2.79 |
Palomar Holdings Backtested Returns
Palomar Holdings maintains Sharpe Ratio (i.e., Efficiency) of -0.0201, which implies the firm had a -0.0201 % return per unit of risk over the last 3 months. Palomar Holdings exposes twenty-nine different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check Palomar Holdings' Risk Adjusted Performance of 0.08, coefficient of variation of 1092.18, and Semi Deviation of 1.87 to confirm the risk estimate we provide. The company holds a Beta of 0.11, which implies not very significant fluctuations relative to the market. As returns on the market increase, Palomar Holdings' returns are expected to increase less than the market. However, during the bear market, the loss of holding Palomar Holdings is expected to be smaller as well. At this point, Palomar Holdings has a negative expected return of -0.0383%. Please make sure to check Palomar Holdings' expected short fall, and the relationship between the maximum drawdown and rate of daily change , to decide if Palomar Holdings performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.23 |
Weak predictability
Palomar Holdings has weak predictability. Overlapping area represents the amount of predictability between Palomar Holdings time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Palomar Holdings price movement. The serial correlation of 0.23 indicates that over 23.0% of current Palomar Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.23 | |
| Spearman Rank Test | -0.2 | |
| Residual Average | 0.0 | |
| Price Variance | 18.16 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Palomar Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Palomar Holdings reported net income of 117.57 M. This is 90.8% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 79.41% higher than that of the company.
Palomar Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Palomar Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Palomar Holdings could also be used in its relative valuation, which is a method of valuing Palomar Holdings by comparing valuation metrics of similar companies.Palomar Holdings is currently under evaluation in net income category among its peers.
Palomar Holdings Current Valuation Drivers
We derive many important indicators used in calculating different scores of Palomar Holdings from analyzing Palomar Holdings' financial statements. These drivers represent accounts that assess Palomar Holdings' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Palomar Holdings' important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 1.1B | 2.2B | 1.6B | 1.1B | 1.0B | 818.7M | |
| Enterprise Value | 1.1B | 2.2B | 1.6B | 1.1B | 997.5M | 804.3M |
Palomar Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Palomar Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Palomar Holdings' managers, analysts, and investors.Environmental | Governance | Social |
Palomar Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in Palomar Holdings that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Palomar Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Palomar Holdings' value.| Shares | Westfield Capital Management Company, L.p. | 2025-06-30 | 407.9 K | T. Rowe Price Associates, Inc. | 2025-06-30 | 346.6 K | Champlain Investment Partners, Llc | 2025-06-30 | 332.7 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 323.5 K | Artemis Investment Management Llp | 2025-06-30 | 321.2 K | Emerald Advisers, Llc | 2025-06-30 | 321.1 K | Federated Hermes Inc | 2025-06-30 | 306.3 K | Northern Trust Corp | 2025-06-30 | 278.9 K | Villere St Denis J & Co Llc | 2025-06-30 | 268 K | Blackrock Inc | 2025-06-30 | 4.1 M | Vanguard Group Inc | 2025-06-30 | 2.6 M |
Palomar Fundamentals
| Return On Equity | 0.22 | ||||
| Return On Asset | 0.0541 | ||||
| Profit Margin | 0.23 % | ||||
| Operating Margin | 0.28 % | ||||
| Current Valuation | 3.31 B | ||||
| Shares Outstanding | 26.5 M | ||||
| Shares Owned By Insiders | 2.60 % | ||||
| Shares Owned By Institutions | 98.78 % | ||||
| Number Of Shares Shorted | 489.21 K | ||||
| Price To Earning | 253.33 X | ||||
| Price To Book | 3.86 X | ||||
| Price To Sales | 4.39 X | ||||
| Revenue | 553.86 M | ||||
| Gross Profit | 246.34 M | ||||
| EBITDA | 157.44 M | ||||
| Net Income | 117.57 M | ||||
| Cash And Equivalents | 36.47 M | ||||
| Cash Per Share | 1.45 X | ||||
| Total Debt | 1.53 B | ||||
| Debt To Equity | 0.06 % | ||||
| Current Ratio | 0.51 X | ||||
| Book Value Per Share | 33.14 X | ||||
| Cash Flow From Operations | 261.16 M | ||||
| Short Ratio | 2.41 X | ||||
| Earnings Per Share | 6.41 X | ||||
| Price To Earnings To Growth | 0.25 X | ||||
| Target Price | 162.8 | ||||
| Number Of Employees | 253 | ||||
| Beta | 0.46 | ||||
| Market Capitalization | 3.42 B | ||||
| Total Asset | 2.26 B | ||||
| Retained Earnings | 262.22 M | ||||
| Net Asset | 2.26 B |
About Palomar Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Palomar Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Palomar Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Palomar Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Palomar Holdings
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Palomar Holdings position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Palomar Holdings will appreciate offsetting losses from the drop in the long position's value.Moving together with Palomar Stock
Moving against Palomar Stock
The ability to find closely correlated positions to Palomar Holdings could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Palomar Holdings when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Palomar Holdings - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Palomar Holdings to buy it.
The correlation of Palomar Holdings is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Palomar Holdings moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Palomar Holdings moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Palomar Holdings can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Palomar Stock Analysis
When running Palomar Holdings' price analysis, check to measure Palomar Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Palomar Holdings is operating at the current time. Most of Palomar Holdings' value examination focuses on studying past and present price action to predict the probability of Palomar Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Palomar Holdings' price. Additionally, you may evaluate how the addition of Palomar Holdings to your portfolios can decrease your overall portfolio volatility.