United Community Banks Performance
| UCBIODelisted Preferred Stock | USD 24.34 0.01 0.04% |
The entity has a beta of -0.0818, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning United Community are expected to decrease at a much lower rate. During the bear market, United Community is likely to outperform the market. At this point, United Community Banks has a negative expected return of -0.0218%. Please make sure to validate United Community's semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if United Community Banks performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
0 of 100
Weak | Strong |
Very Weak
Over the last 90 days United Community Banks has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy forward indicators, United Community is not utilizing all of its potentials. The latest stock price disarray, may contribute to short-term losses for the investors. ...more
| Begin Period Cash Flow | 2.3 B |
United |
United Community Relative Risk vs. Return Landscape
If you would invest 2,450 in United Community Banks on August 31, 2024 and sell it today you would lose (16.00) from holding United Community Banks or give up 0.65% of portfolio value over 90 days. United Community Banks is currently producing negative expected returns and takes up 0.7101% volatility of returns over 90 trading days. Put another way, 6% of traded preferred stocks are less volatile than United, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
United Community Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Community's investment risk. Standard deviation is the most common way to measure market volatility of preferred stocks, such as United Community Banks, and traders can use it to determine the average amount a United Community's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0307
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UCBIO |
Estimated Market Risk
| 0.71 actual daily | 6 94% of assets are more volatile |
Expected Return
| -0.02 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.03 actual daily | 0 Most of other assets perform better |
Based on monthly moving average United Community is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Community by adding United Community to a well-diversified portfolio.
United Community Fundamentals Growth
United Preferred Stock prices reflect investors' perceptions of the future prospects and financial health of United Community, and United Community fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Preferred Stock performance.
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0123 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 902.7 M | ||||
| Price To Earning | 8.13 X | ||||
| Revenue | 868.13 M | ||||
| EBITDA | 375.46 M | ||||
| Cash And Equivalents | 484.02 M | ||||
| Cash Per Share | 4.56 X | ||||
| Total Debt | 874.66 M | ||||
| Book Value Per Share | 24.52 X | ||||
| Cash Flow From Operations | 359.32 M | ||||
| Earnings Per Share | 2.54 X | ||||
| Total Asset | 24.01 B | ||||
About United Community Performance
By examining United Community's fundamental ratios, stakeholders can obtain critical insights into United Community's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that United Community is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia. United Communty operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2553 people.Things to note about United Community Banks performance evaluation
Checking the ongoing alerts about United Community for important developments is a great way to find new opportunities for your next move. Preferred Stock alerts and notifications screener for United Community Banks help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Community is not yet fully synchronised with the market data | |
| United Community generated a negative expected return over the last 90 days | |
| United Community has a very high chance of going through financial distress in the upcoming years |
- Analyzing United Community's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Community's stock is overvalued or undervalued compared to its peers.
- Examining United Community's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Community's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Community's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Community's preferred stock. These opinions can provide insight into United Community's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Other Consideration for investing in United Preferred Stock
If you are still planning to invest in United Community Banks check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the United Community's history and understand the potential risks before investing.
| CEOs Directory Screen CEOs from public companies around the world | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities | |
| Top Crypto Exchanges Search and analyze digital assets across top global cryptocurrency exchanges | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Crypto Correlations Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins | |
| Odds Of Bankruptcy Get analysis of equity chance of financial distress in the next 2 years | |
| Portfolio Rebalancing Analyze risk-adjusted returns against different time horizons to find asset-allocation targets |