Associated Banc Corp Current Valuation
| ASB Stock | USD 28.18 0.02 0.07% |
Associated Banc trades at a discounted earnings multiple — a reading that maps directly to the current earnings and balance-sheet profile. Associated Banc's enterprise value is currently 7.8 B. On a multiples basis the trailing P/E sits at 11.26. As of December 31, 2025, Enterprise Value Multiple is near current levels at 13.58x. In addition to that, Enterprise Value is near current levels at $405.48 million. Fundamental factors impacting Associated Banc's valuation include:
Below Model Estimate
Today
From a risk standpoint, Associated Banc's price movement is currently Very Low. This valuation view for Associated Banc Corp reflects a 3 months time horizon. A broader horizon usually helps produce a more dependable value estimate.
Value Estimates Divergence
Associated Banc is priced at $28.18 per share while the model-derived intrinsic value estimate sits near $30.23, reading as below model estimate. This analysis blends a return on equity ttm of 12% and current valuation of $7.84B, with those signals pressure-tested against technical indicators and risk profile.| Historical | Market 28.18 | Intrinsic 30.23 | Target 30.8 | Sentiment 28.05 | Naive 27.55 | DCF 31.35 |
The intrinsic value of Associated Banc tests whether current market pricing is justified by the underlying earnings and asset base. Market price and intrinsic value converge over time when the business delivers on the assumptions embedded in the model.
The full valuation picture for Associated Banc Corp requires examining both the upside case and potential downside risks. The asymmetry between upside and downside outcomes determines whether the current price offers a favorable or unfavorable entry.
Associated Banc's Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account all liquid assets, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Enterprise Value | = | Market Cap + Debt | - | Cash |
Current Associated Banc Current Valuation | 7.84 B |
Most of Associated Banc's key ratios, such as Current Valuation, are part of a framework for finding mispriced stocks. Checking Associated Banc's market valuation against core benchmarks shows if the stock is priced for growth or value. For Associated Banc, checking valuation metrics against close peers adds key extra context. Associated Banc currently trades at a P/E of 11.26, which provides additional valuation context.
Current Valuation Driver Correlations
The correlation data quantifies how Current Valuation at Associated Banc relates to other financial line items. These relationships describe association across reporting periods, not causation.
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| Competition |
Associated Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income | $-7.94 million |
Fundamental Drivers Relationships
Enterprise Value stood at 360.43 million as of December 31, 2025. Related reported indicator: Enterprise Value Multiple at 12.47 as of December 31, 2025.
Current Valuation Peer Comparison
Comparing Associated Banc's Current Valuation to that of its competitors is a reliable method for assessing relative value. Comparing Associated Banc's Current Valuation to peer stocks determines whether it trades at a premium or discount.Associated Banc is currently under evaluation in current valuation among leading competitors.
Important Fundamentals
| Return On Equity TTM | 0.1 | |||
| Return On Asset TTM | 0.0111 | |||
| Profit Margin TTM | 0.33 | |||
| Operating Margin TTM | 0.45 | |||
| Current Valuation | 7.84 B | |||
| Shares Outstanding | 188.92 M | |||
| Shares Owned By Insiders | 14.34 % | |||
| Shares Owned By Institutions | 84.00 % | |||
| Number Of Shares Shorted | 3.63 K | |||
| Price To Earnings TTM | 11.26 X | |||
| Price To Book TTM | 1.11 X | |||
| Price To Sales TTM | 3.61 X | |||
| Revenue TTM | 2.46 B | |||
| Gross Profit TTM | 1.47 B | |||
| EBITDA TTM | 577.91 M | |||
| Net Income TTM | 472.5 M | |||
| Cash And Equivalents TTM | 502.42 M | |||
| Cash Per Share TTM | 3.40 X | |||
| Total Debt TTM | 4.17 B | |||
| Debt To Equity TTM | 0.32 % | |||
| Book Value Per Share TTM | 29.50 X | |||
| Cash Flow From Operations TTM | 621.1 M | |||
| Earnings Per Share | 2.88 X | |||
| Price To Earnings To Growth | 1.78 X | |||
| Target Price | 30.8 | |||
| Number Of Employees | 3.93 K | |||
| Trailing Beta | 0.79 | |||
| Market Capitalization TTM | 5.32 B | |||
| Total Asset TTM | 45.2 B | |||
| Retained Earnings TTM | 3.23 B | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 3.42 % | |||
| Net Asset | 45.2 B | |||
| Last Dividend Paid | 0.93 |
Financial Metrics, Fundamentals & Methodology
Associated Banc's operating framework helps explain margin behavior, earnings persistence, and funding capacity. Asset turnover ratios help show how efficiently Associated Banc is using its capital base. Associated Banc currently reports revenue of 2.46 billion, positive EPS of 2.88, operating margin of 44.52% as of the latest reporting period.
Associated Banc Corp values are built from periodic company reporting and market reference feeds, with reporting definitions aligned before display. Reported income, balance-sheet, and cash-flow fields adhere to GAAP or IFRS presentation rules.
Editorial review and methodology oversight provided by: Ellen Johnson, Member of Macroaxis Editorial Board