Oak Ridge Financial Stock Net Income
| BKOR Stock | USD 30.25 0.25 0.83% |
As of the 11th of February 2026, Oak Ridge holds the Risk Adjusted Performance of 0.2942, downside deviation of 0.2906, and Standard Deviation of 0.3248. Oak Ridge Financial technical analysis gives you tools to exploit past prices in attempt to determine a pattern that determines the direction of the company's future prices. Please check Oak Ridge Financial downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if Oak Ridge Financial is priced some-what accurately, providing market reflects its current price of 30.25 per share. Given that Oak Ridge has treynor ratio of (2.36), we recommend you to check out Oak Ridge Financial's recent market performance to make sure the company can sustain itself at a future point.
Oak Ridge's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Oak Ridge's valuation are provided below:Oak Ridge Financial does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Oak |
Oak Ridge 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Oak Ridge's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Oak Ridge.
| 11/13/2025 |
| 02/11/2026 |
If you would invest 0.00 in Oak Ridge on November 13, 2025 and sell it all today you would earn a total of 0.00 from holding Oak Ridge Financial or generate 0.0% return on investment in Oak Ridge over 90 days. Oak Ridge is related to or competes with National Capital, Solvay Bank, Oregon Pacific, Southeastern Banking, Potomac Bancshares, Pioneer Bankcorp, and River Valley. Oak Ridge Financial Services, Inc. operates as a bank holding company for Bank of Oak Ridge that provides various bankin... More
Oak Ridge Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Oak Ridge's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Oak Ridge Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.2906 | |||
| Information Ratio | 0.1006 | |||
| Maximum Drawdown | 1.39 | |||
| Value At Risk | (0.17) | |||
| Potential Upside | 0.8803 |
Oak Ridge Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Oak Ridge's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Oak Ridge's standard deviation. In reality, there are many statistical measures that can use Oak Ridge historical prices to predict the future Oak Ridge's volatility.| Risk Adjusted Performance | 0.2942 | |||
| Jensen Alpha | 0.1193 | |||
| Total Risk Alpha | 0.0818 | |||
| Sortino Ratio | 0.1124 | |||
| Treynor Ratio | (2.36) |
Oak Ridge February 11, 2026 Technical Indicators
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| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | 0.2942 | |||
| Market Risk Adjusted Performance | (2.35) | |||
| Mean Deviation | 0.24 | |||
| Downside Deviation | 0.2906 | |||
| Coefficient Of Variation | 259.2 | |||
| Standard Deviation | 0.3248 | |||
| Variance | 0.1055 | |||
| Information Ratio | 0.1006 | |||
| Jensen Alpha | 0.1193 | |||
| Total Risk Alpha | 0.0818 | |||
| Sortino Ratio | 0.1124 | |||
| Treynor Ratio | (2.36) | |||
| Maximum Drawdown | 1.39 | |||
| Value At Risk | (0.17) | |||
| Potential Upside | 0.8803 | |||
| Downside Variance | 0.0844 | |||
| Semi Variance | (0.12) | |||
| Expected Short fall | (0.59) | |||
| Skewness | 1.34 | |||
| Kurtosis | 1.24 |
Oak Ridge Financial Backtested Returns
Currently, Oak Ridge Financial is very steady. Oak Ridge Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.37, which implies the firm had a 0.37 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Oak Ridge Financial, which you can use to evaluate the volatility of the company. Please check Oak Ridge's Risk Adjusted Performance of 0.2942, downside deviation of 0.2906, and Standard Deviation of 0.3248 to confirm if the risk estimate we provide is consistent with the expected return of 0.11%. Oak Ridge has a performance score of 29 on a scale of 0 to 100. The company holds a Beta of -0.0488, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Oak Ridge are expected to decrease at a much lower rate. During the bear market, Oak Ridge is likely to outperform the market. Oak Ridge Financial right now holds a risk of 0.29%. Please check Oak Ridge Financial downside variance, and the relationship between the sortino ratio and daily balance of power , to decide if Oak Ridge Financial will be following its historical price patterns.
Auto-correlation | 0.72 |
Good predictability
Oak Ridge Financial has good predictability. Overlapping area represents the amount of predictability between Oak Ridge time series from 13th of November 2025 to 28th of December 2025 and 28th of December 2025 to 11th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Oak Ridge Financial price movement. The serial correlation of 0.72 indicates that around 72.0% of current Oak Ridge price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.72 | |
| Spearman Rank Test | 0.87 | |
| Residual Average | 0.0 | |
| Price Variance | 0.03 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Oak Ridge Financial reported net income of 7.76 M. This is 99.39% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 98.64% higher than that of the company.
Oak Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Oak Ridge's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Oak Ridge could also be used in its relative valuation, which is a method of valuing Oak Ridge by comparing valuation metrics of similar companies.Oak Ridge is currently under evaluation in net income category among its peers.
Oak Fundamentals
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0123 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.34 % | |||
| Current Valuation | 15.58 M | |||
| Shares Outstanding | 1.99 M | |||
| Shares Owned By Institutions | 3.95 % | |||
| Number Of Shares Shorted | 141 | |||
| Price To Earning | 15.45 X | |||
| Price To Sales | 1.42 X | |||
| Revenue | 26.36 M | |||
| Gross Profit | 25.71 M | |||
| Net Income | 7.76 M | |||
| Cash And Equivalents | 74.19 M | |||
| Cash Per Share | 27.45 X | |||
| Total Debt | 20.07 M | |||
| Book Value Per Share | 18.67 X | |||
| Cash Flow From Operations | 5.57 M | |||
| Short Ratio | 0.12 X | |||
| Earnings Per Share | 2.55 X | |||
| Number Of Employees | 15 | |||
| Beta | 0.47 | |||
| Market Capitalization | 39.84 M | |||
| Total Asset | 344.85 M | |||
| Retained Earnings | (130 K) | |||
| Z Score | 0.6 | |||
| Annual Yield | 0.02 % | |||
| Last Dividend Paid | 0.31 |
About Oak Ridge Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Oak Ridge Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Oak Ridge using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Oak Ridge Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Oak Ridge
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Oak Ridge position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Oak Ridge will appreciate offsetting losses from the drop in the long position's value.Moving together with Oak Pink Sheet
Moving against Oak Pink Sheet
| 0.77 | HPQ | HP Inc Aggressive Push | PairCorr |
| 0.65 | MSFT | Microsoft Sell-off Trend | PairCorr |
| 0.62 | DSKYF | Daiichi Sankyo | PairCorr |
| 0.4 | MMM | 3M Company | PairCorr |
The ability to find closely correlated positions to Oak Ridge could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Oak Ridge when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Oak Ridge - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Oak Ridge Financial to buy it.
The correlation of Oak Ridge is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Oak Ridge moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Oak Ridge Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Oak Ridge can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Oak Pink Sheet Analysis
When running Oak Ridge's price analysis, check to measure Oak Ridge's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oak Ridge is operating at the current time. Most of Oak Ridge's value examination focuses on studying past and present price action to predict the probability of Oak Ridge's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oak Ridge's price. Additionally, you may evaluate how the addition of Oak Ridge to your portfolios can decrease your overall portfolio volatility.