Meta Financial Group Key Fundamental Indicators

CASH Stock  USD 93.37  0.92  1.00%   
As of the 17th of February 2026, Meta Financial secures the Risk Adjusted Performance of 0.2048, downside deviation of 1.46, and Mean Deviation of 1.43. Meta Financial Group technical analysis lets you operate historical price patterns with an objective to determine a pattern that forecasts the direction of the firm's future prices.

Meta Financial Total Revenue

827.42 Million

Meta Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Meta Financial's valuation are provided below:
Gross Profit
786 M
Profit Margin
0.2431
Market Capitalization
2.1 B
Enterprise Value Revenue
2.9958
Revenue
786 M
We have found one hundred twenty available fundamental ratios for Meta Financial, which can be analyzed and compared to other ratios and to its peers in the industry. Traders should compare all of Meta Financial last-minute fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The Meta Financial's current Market Cap is estimated to increase to about 1.6 B This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
As of now, Meta Financial's Total Revenue is increasing as compared to previous years. The Meta Financial's current Gross Profit is estimated to increase to about 744.9 M, while Cost Of Revenue is projected to decrease to under 40 M.
  
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Meta Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets8.7 B8.2 B5.2 B
Slightly volatile
Short and Long Term Debt Total46.4 M48.8 M366 M
Slightly volatile
Total Current Liabilities7.1 B6.8 B3.8 B
Slightly volatile
Total Stockholder EquityB986.8 M579.6 M
Slightly volatile
Property Plant And Equipment Net241.6 M230.1 M142.9 M
Slightly volatile
Retained Earnings434.5 M413.8 M216 M
Slightly volatile
Accounts Payable7.1 B6.7 B2.2 B
Slightly volatile
Cash163.8 M138.7 M271.6 M
Very volatile
Non Current Assets Total7.1 B6.8 B3.4 B
Slightly volatile
Other Assets6.4 B6.1 B3.9 B
Slightly volatile
Cash And Short Term Investments642.3 M1.3 B1.2 B
Slightly volatile
Net Receivables226.7 M215.9 M83.7 M
Slightly volatile
Common Stock Shares Outstanding17.3 M27.1 M24.6 M
Slightly volatile
Liabilities And Stockholders Equity8.7 B8.2 B5.2 B
Slightly volatile
Non Current Liabilities Total297 M481.8 M502.9 M
Pretty Stable
Other Stockholder Equity777 M740 M427.7 M
Slightly volatile
Total Liabilities7.6 B7.3 B4.6 B
Slightly volatile
Property Plant And Equipment Gross463.7 M441.6 M189.4 M
Slightly volatile
Total Current Assets1.5 B1.5 B1.3 B
Slightly volatile
Short Term Debt9.8 M10.3 M309.6 M
Slightly volatile
Other Current Assets221.1 M170.7 M190.7 M
Pretty Stable
Intangible Assets16.9 M14.4 M25.2 M
Pretty Stable
Other Liabilities312.9 K329.4 KM
Slightly volatile
Long Term Debt56.5 M30.1 M59.7 M
Very volatile
Common Stock Total Equity347.8 K331.2 K219.7 K
Slightly volatile
Short Term Investments622.6 M1.1 B947.3 M
Slightly volatile
Common Stock146.3 K262.2 K207.7 K
Slightly volatile
Property Plant Equipment297.1 M283 M154.6 M
Slightly volatile
Net Tangible Assets332.7 M356.5 M301.1 M
Slightly volatile
Long Term Debt Total64.3 M41.4 M51 M
Slightly volatile
Capital Surpluse378.3 M710 M401.1 M
Slightly volatile
Long Term Investments1.3 B1.2 B1.6 B
Pretty Stable
Non Current Liabilities Other3.7 M3.9 M6.9 M
Slightly volatile
Capital Lease Obligations6.7 MMM
Slightly volatile
Earning Assets1.6 B1.4 B1.7 B
Slightly volatile
Net Invested Capital913.6 M810.5 M1.4 B
Slightly volatile
Capital Stock245.8 K205.2 K332.9 K
Slightly volatile

Meta Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense16.9 M13.3 M14.5 M
Pretty Stable
Selling General Administrative242.1 M230.6 M123.1 M
Slightly volatile
Total Revenue827.4 M788 M390.7 M
Slightly volatile
Gross Profit744.9 M709.4 M330.9 M
Slightly volatile
Other Operating Expenses558.1 M531.5 M260.8 M
Slightly volatile
Operating Income269.3 M256.5 M113.6 M
Slightly volatile
EBIT269.3 M256.5 M113.6 M
Slightly volatile
EBITDA341.5 M325.2 M155.7 M
Slightly volatile
Cost Of Revenue40 M78.6 M57.3 M
Slightly volatile
Income Before Tax269.3 M256.5 M113.8 M
Slightly volatile
Net Income224.4 M213.8 M97.7 M
Slightly volatile
Net Income Applicable To Common Shares185.7 M176.9 M89.1 M
Slightly volatile
Selling And Marketing Expenses337.9 M321.8 M126.3 M
Slightly volatile
Net Income From Continuing Ops225.5 M214.8 M98.7 M
Slightly volatile
Non Recurring22.5 M21.4 M14 M
Slightly volatile
Net Interest Income618 M588.6 M251.1 M
Slightly volatile
Interest Income302.5 M601.9 M245.6 M
Slightly volatile
Reconciled Depreciation50.2 M68.7 M47.1 M
Slightly volatile

Meta Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow159.7 M182.1 M281.4 M
Pretty Stable
Net Income225.5 M214.8 M98.3 M
Slightly volatile
Dividends Paid3.2 M5.4 M4.6 M
Slightly volatile
Stock Based CompensationM10.9 M6.7 M
Slightly volatile
Exchange Rate Changes2.4 K2.7 K2.9 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.412.272.4224
Slightly volatile
Dividend Yield0.0030.00310.0084
Slightly volatile
PTB Ratio0.991.821.4381
Slightly volatile
Days Sales Outstanding47.2290.0172.3895
Slightly volatile
Book Value Per Share34.6332.9821.073
Slightly volatile
Average Payables793.8 K563.7 K539.6 K
Very volatile
Stock Based Compensation To Revenue0.01360.01250.0165
Pretty Stable
PB Ratio0.991.821.4381
Slightly volatile
ROIC0.140.130.0931
Slightly volatile
Net Income Per Share7.517.153.4854
Slightly volatile
Payables Turnover92.4388.0248.9667
Slightly volatile
Sales General And Administrative To Revenue0.250.260.3369
Slightly volatile
Capex To Revenue0.30.280.2249
Slightly volatile
Cash Per Share44.1742.0749.5105
Slightly volatile
Interest Coverage18.1717.3111.1136
Slightly volatile
Payout Ratio0.02750.0290.0938
Slightly volatile
Days Payables Outstanding3.193.3617.3242
Slightly volatile
ROE0.20.190.1399
Slightly volatile
PE Ratio11.0310.7112.2507
Slightly volatile
Return On Tangible Assets0.02560.02440.0162
Slightly volatile
Earnings Yield0.05990.09660.0938
Pretty Stable
Intangibles To Total Assets0.04090.0390.0338
Slightly volatile
Current Ratio0.140.20.3103
Pretty Stable
Tangible Book Value Per Share22.0921.0413.5065
Slightly volatile
Receivables Turnover3.123.288.3856
Pretty Stable
Graham Number76.5172.8739.8764
Slightly volatile
Shareholders Equity Per Share34.6633.0121.0598
Slightly volatile
Debt To Equity0.05410.05690.9734
Slightly volatile
Capex Per Share8.648.234.6618
Slightly volatile
Average Receivables5.6 M5.7 M5.1 M
Slightly volatile
Revenue Per Share27.6826.3614.2385
Slightly volatile
Interest Debt Per Share2.522.6614.8234
Slightly volatile
Debt To Assets0.00650.00680.0921
Slightly volatile
Price Earnings Ratio11.0310.7112.2507
Slightly volatile
Operating Cycle47.2290.0172.3895
Slightly volatile
Price Book Value Ratio0.991.821.4381
Slightly volatile
Days Of Payables Outstanding3.193.3617.3242
Slightly volatile
Dividend Payout Ratio0.02750.0290.0938
Slightly volatile
Pretax Profit Margin0.310.290.2577
Slightly volatile
Operating Profit Margin0.310.290.2577
Slightly volatile
Company Equity Multiplier12.779.619.6986
Very volatile
Long Term Debt To Capitalization0.0410.04320.126
Slightly volatile
Total Debt To Capitalization0.05150.05420.3308
Slightly volatile
Return On Capital Employed0.170.160.1358
Slightly volatile
Debt Equity Ratio0.05410.05690.9734
Slightly volatile
Ebit Per Revenue0.310.290.2577
Slightly volatile
Quick Ratio0.140.20.3103
Pretty Stable
Net Income Per E B T0.580.750.8274
Very volatile
Cash Ratio0.01750.01840.0696
Slightly volatile
Days Of Sales Outstanding47.2290.0172.3895
Slightly volatile
Price To Book Ratio0.991.821.4381
Slightly volatile
Fixed Asset Turnover6.053.945.2219
Slightly volatile
Debt Ratio0.00650.00680.0921
Slightly volatile
Price Sales Ratio1.412.272.4224
Slightly volatile
Return On Assets0.02450.02330.0155
Slightly volatile
Asset Turnover0.07960.110.0689
Slightly volatile
Net Profit Margin0.260.240.2172
Slightly volatile
Gross Profit Margin0.550.810.8385
Pretty Stable
Price Fair Value0.991.821.4381
Slightly volatile
Return On Equity0.20.190.1399
Slightly volatile

Meta Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.6 B1.6 B1.6 B
Slightly volatile
Enterprise ValueB1.9 B1.9 B
Pretty Stable

Meta Fundamental Market Drivers

Meta Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of October 2024
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
30th of September 2023
Last Financial Announcement
View

Meta Operating Margin Driver Correlations

Understanding the fundamental principles of building solid financial models for Meta Financial is extremely important. It helps to project a fair market value of Meta Stock properly, considering its historical fundamentals such as Operating Margin. Since Meta Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Meta Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Meta Financial's interrelated accounts and indicators.
Is there potential for Regional Banks market expansion? Will Meta introduce new products? Factors like these will boost the valuation of Meta Financial. Projected growth potential of Meta fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Meta Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.277
Dividend Share
0.2
Earnings Share
8.2
Revenue Per Share
34.294
Quarterly Revenue Growth
0.036
Investors evaluate Meta Financial Group using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Meta Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Meta Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Meta Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Meta Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Meta Financial's market price signifies the transaction level at which participants voluntarily complete trades.

Meta Financial 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Meta Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Meta Financial.
0.00
11/19/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/17/2026
0.00
If you would invest  0.00  in Meta Financial on November 19, 2025 and sell it all today you would earn a total of 0.00 from holding Meta Financial Group or generate 0.0% return on investment in Meta Financial over 90 days. Pathward Financial, Inc. operates as the holding company for Pathward, National Association that provides various bankin... More

Meta Financial Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Meta Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Meta Financial Group upside and downside potential and time the market with a certain degree of confidence.

Meta Financial Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Meta Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Meta Financial's standard deviation. In reality, there are many statistical measures that can use Meta Financial historical prices to predict the future Meta Financial's volatility.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Meta Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
91.5393.4495.35
Details
Intrinsic
Valuation
LowRealHigh
84.03101.27103.18
Details
3 Analysts
Consensus
LowTargetHigh
91.00100.00111.00
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.951.961.96
Details

Meta Financial February 17, 2026 Technical Indicators

Meta Financial Group Backtested Returns

Meta Financial appears to be very steady, given 3 months investment horizon. Meta Financial Group has Sharpe Ratio of 0.29, which conveys that the firm had a 0.29 % return per unit of risk over the last 3 months. By analyzing Meta Financial's technical indicators, you can evaluate if the expected return of 0.55% is justified by implied risk. Please exercise Meta Financial's Downside Deviation of 1.46, risk adjusted performance of 0.2048, and Mean Deviation of 1.43 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Meta Financial holds a performance score of 23. The company secures a Beta (Market Risk) of 0.92, which conveys possible diversification benefits within a given portfolio. Meta Financial returns are very sensitive to returns on the market. As the market goes up or down, Meta Financial is expected to follow. Please check Meta Financial's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Meta Financial's current price movements will revert.

Auto-correlation

    
  0.52  

Modest predictability

Meta Financial Group has modest predictability. Overlapping area represents the amount of predictability between Meta Financial time series from 19th of November 2025 to 3rd of January 2026 and 3rd of January 2026 to 17th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Meta Financial Group price movement. The serial correlation of 0.52 indicates that about 52.0% of current Meta Financial price fluctuation can be explain by its past prices.
Correlation Coefficient0.52
Spearman Rank Test0.39
Residual Average0.0
Price Variance61.97
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Competition

Meta Pretax Profit Margin

Pretax Profit Margin

0.31

As of now, Meta Financial's Pretax Profit Margin is increasing as compared to previous years.
Based on the recorded statements, Meta Financial Group has an Operating Margin of 0.2554%. This is 98.62% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 104.64% lower than that of the firm.

Meta Financial Group Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Meta Financial's current stock value. Our valuation model uses many indicators to compare Meta Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Meta Financial competition to find correlations between indicators driving Meta Financial's intrinsic value. More Info.
Meta Financial Group is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Meta Financial Group is roughly  9.32 . As of now, Meta Financial's Return On Equity is increasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Meta Financial's earnings, one of the primary drivers of an investment's value.

Meta Operating Margin Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Meta Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Meta Financial could also be used in its relative valuation, which is a method of valuing Meta Financial by comparing valuation metrics of similar companies.
Meta Financial is currently under evaluation in operating margin category among its peers.

Meta Financial ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Meta Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Meta Financial's managers, analysts, and investors.
Environmental
Governance
Social

Meta Fundamentals

About Meta Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Meta Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Meta Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Meta Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-5.2 M-5.4 M
Total Revenue788 M827.4 M
Cost Of Revenue78.6 M40 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.26  0.25 
Capex To Revenue 0.28  0.30 
Revenue Per Share 26.36  27.68 
Ebit Per Revenue 0.29  0.31 

Currently Active Assets on Macroaxis

When determining whether Meta Financial Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Meta Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Meta Financial Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Meta Financial Group Stock:
Is there potential for Regional Banks market expansion? Will Meta introduce new products? Factors like these will boost the valuation of Meta Financial. Projected growth potential of Meta fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Meta Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.277
Dividend Share
0.2
Earnings Share
8.2
Revenue Per Share
34.294
Quarterly Revenue Growth
0.036
Investors evaluate Meta Financial Group using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Meta Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Meta Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Meta Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Meta Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Meta Financial's market price signifies the transaction level at which participants voluntarily complete trades.