Citizens Financial Group, Stock Piotroski F Score

CFG-PH Stock   27.28  0.37  1.37%   
This module uses fundamental data of Citizens Financial to approximate its Piotroski F score. Citizens Financial F Score is determined by combining nine binary scores representing 3 distinct fundamental categories of Citizens Financial Group,. These three categories are profitability, efficiency, and funding. Some research analysts and sophisticated value traders use Piotroski F Score to find opportunities outside of the conventional market and financial statement analysis.They believe that some of the new information about Citizens Financial financial position does not get reflected in the current market share price suggesting a possibility of arbitrage. Check out Citizens Financial Altman Z Score, Citizens Financial Correlation, Citizens Financial Valuation, as well as analyze Citizens Financial Alpha and Beta and Citizens Financial Hype Analysis.
  
As of now, Citizens Financial's Cash Flow To Debt Ratio is decreasing as compared to previous years. As of now, Citizens Financial's Capex To Depreciation is decreasing as compared to previous years. The Citizens Financial's current EV To Sales is estimated to increase to 769.80, while Dividend Yield is projected to decrease to 0.03.
At this time, it appears that Citizens Financial's Piotroski F Score is Poor. Although some professional money managers and academia have recently criticized Piotroski F-Score model, we still consider it an effective method of predicting the state of the financial strength of any organization that is not predisposed to accounting gimmicks and manipulations. Using this score on the criteria to originate an efficient long-term portfolio can help investors filter out the purely speculative stocks or equities playing fundamental games by manipulating their earnings..
4.0
Piotroski F Score - Poor
Current Return On Assets

Positive

Focus
Change in Return on Assets

Decreased

Focus
Cash Flow Return on Assets

Positive

Focus
Current Quality of Earnings (accrual)

Improving

Focus
Asset Turnover Growth

Decrease

Focus
Current Ratio Change

Decrease

Focus
Long Term Debt Over Assets Change

Lower Leverage

Focus
Change In Outstending Shares

Increase

Focus
Change in Gross Margin

No Change

Focus

Citizens Financial Piotroski F Score Drivers

The critical factor to consider when applying the Piotroski F Score to Citizens Financial is to make sure Citizens is not a subject of accounting manipulations and runs a healthy internal audit department. So, if Citizens Financial's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back. Below are the main accounts that are used in the Piotroski F Score model. By analyzing the historical trends of the mains drivers, investors can determine if Citizens Financial's financial numbers are properly reported.
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover1.0E-41.0E-4
Notably Down
Slightly volatile
Gross Profit Margin0.320.34
Notably Down
Slightly volatile
Total Current Liabilities530.2 M505 M
Sufficiently Up
Pretty Stable
Non Current Liabilities Total8.1 B13.5 B
Way Down
Pretty Stable
Total Assets225.6 B222 B
Fairly Up
Slightly volatile
Total Current Assets21.4 B31.6 B
Way Down
Slightly volatile
Total Cash From Operating Activities2.6 BB
Fairly Down
Slightly volatile

Citizens Financial Group, F Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to project the various growth rates. Understanding the correlation between Citizens Financial's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards Citizens Financial in a much-optimized way.

About Citizens Financial Piotroski F Score

F-Score is one of many stock grading techniques developed by Joseph Piotroski, a professor of accounting at the Stanford University Graduate School of Business. It was published in 2002 under the paper titled Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers. Piotroski F Score is based on binary analysis strategy in which stocks are given one point for passing 9 very simple fundamental tests, and zero point otherwise. According to Mr. Piotroski's analysis, his F-Score binary model can help to predict the performance of low price-to-book stocks.

Book Value Per Share

35.26

As of now, Citizens Financial's Book Value Per Share is increasing as compared to previous years.

Citizens Financial Current Valuation Drivers

We derive many important indicators used in calculating different scores of Citizens Financial from analyzing Citizens Financial's financial statements. These drivers represent accounts that assess Citizens Financial's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Citizens Financial's important valuation drivers and their relationship over time.
201920202021202220232024 (projected)
Market Cap18.3B15.3B20.1B18.7B15.7B12.8B
Enterprise Value28.6B10.8B17.6B23.8B17.7B17.0B

About Citizens Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Citizens Financial Group,'s financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Citizens Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Citizens Financial Group, based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

When determining whether Citizens Financial Group, is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:
Check out Citizens Financial Altman Z Score, Citizens Financial Correlation, Citizens Financial Valuation, as well as analyze Citizens Financial Alpha and Beta and Citizens Financial Hype Analysis.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.