Cigna Corp Stock Beneish M Score

CI Stock  USD 330.07  6.68  2.07%   
This module uses fundamental data of Cigna Corp to approximate the value of its Beneish M Score. Cigna Corp M Score tells investors if the company management is likely to be manipulating earnings. The score is calculated using eight financial indicators that are adjusted by a specific multiplier. Please note, the M Score is a probabilistic model and cannot detect companies that manipulate their earnings with 100% accuracy. Check out Cigna Corp Piotroski F Score and Cigna Corp Altman Z Score analysis.
For more detail on how to invest in Cigna Stock please use our How to Invest in Cigna Corp guide.
  
As of now, Cigna Corp's Long Term Debt is increasing as compared to previous years. The Cigna Corp's current Debt To Equity is estimated to increase to 0.70, while Short and Long Term Debt is projected to decrease to under 2.5 B. As of now, Cigna Corp's Free Cash Flow Yield is decreasing as compared to previous years. The Cigna Corp's current Operating Cash Flow Per Share is estimated to increase to 42.20, while PTB Ratio is projected to decrease to 1.42.
At this time, it appears that Cigna Corp is an unlikely manipulator. The earnings manipulation may begin if Cigna Corp's top management creates an artificial sense of financial success, forcing the stock price to be traded at a high price-earnings multiple than it should be. In general, excessive earnings management by Cigna Corp executives may lead to removing some of the operating profits from subsequent periods to inflate earnings in the following periods. This way, the manipulation of Cigna Corp's earnings can lead to misrepresentations of actual financial condition, taking the otherwise loyal stakeholders on to the path of questionable ethical practices and plain fraud.
-3.52
Beneish M Score - Unlikely Manipulator
Elasticity of Receivables

0.56

Focus
Asset Quality

0.6

Focus
Expense Coverage

0.65

Focus
Gross Margin Strengs

0.74

Focus
Accruals Factor

0.65

Focus
Depreciation Resistance

1.0

Focus
Net Sales Growth

1.05

Focus
Financial Leverage Condition

1.8

Focus

Cigna Corp Beneish M-Score Indicator Trends

The cure to earnings manipulation is the transparency of financial reporting. It will typically remove the temptation of the top executives to inflate earnings (i.e., to promote the idea of 'winning at any cost'). Because a healthy internal audit department can enhance transparency, the board should promote the auditors' access to all the record-keeping systems across the enterprise. For example, if Cigna Corp's auditors report directly to the board (not management), the managers will be reluctant to manipulate simply due to the fear of punishment. On the other hand, the auditors will be free to investigate the ledgers properly because they know that the board has their back.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Receivables10.5 B17.7 B
Way Down
Slightly volatile
Total Revenue204.9 B195.2 B
Sufficiently Up
Slightly volatile
Total Assets89.1 B152.8 B
Way Down
Slightly volatile
Total Current Assets48.7 B37.4 B
Significantly Up
Slightly volatile
Non Current Assets Total121.2 B115.4 B
Sufficiently Up
Slightly volatile
Property Plant EquipmentB4.8 B
Sufficiently Up
Slightly volatile
Depreciation And Amortization3.2 BB
Sufficiently Up
Slightly volatile
Total Current Liabilities51.2 B48.7 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total60.6 B57.7 B
Sufficiently Up
Slightly volatile
Net Debt24.8 B23.7 B
Sufficiently Up
Slightly volatile
Short Term DebtB2.9 B
Sufficiently Up
Slightly volatile
Long Term Debt29.6 B28.2 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities12.4 B11.8 B
Sufficiently Up
Slightly volatile
Short Term Investments878.8 M925 M
Notably Down
Slightly volatile
Long Term Investments878.8 M925 M
Notably Down
Slightly volatile
Gross Profit Margin0.60.8141
Way Down
Slightly volatile

Cigna Corp Beneish M-Score Driver Matrix

One of the toughest challenges investors face today is learning how to quickly synthesize historical financial statements and information provided by the company, SEC reporting, and various external parties in order to detect the potential manipulation of earnings. Understanding the correlation between Cigna Corp's different financial indicators related to revenue, expenses, operating profit, and net earnings helps investors identify and prioritize their investing strategies towards Cigna Corp in a much-optimized way. Analyzing correlations between earnings drivers directly associated with dollar figures is the most effective way to find Cigna Corp's degree of accounting gimmicks and manipulations.

About Cigna Corp Beneish M Score

M-Score is one of many grading techniques for value stocks. It was developed by Professor M. Daniel Beneish of the Kelley School of Business at Indiana University and published in 1999 under the paper titled The Detection of Earnings Manipulation. The Beneish score is a multi-factor model that utilizes financial identifiers to compile eight variables used to classify whether a company has manipulated its reported earnings. The variables are built from the officially filed financial statements to create a final score call 'M Score.' The score helps to identify companies that are likely to manipulate their profits if they show deteriorating gross margins, operating expenses, and leverage against growing revenue.

Current Deferred Revenue

(21.01 Billion)

As of now, Cigna Corp's Current Deferred Revenue is decreasing as compared to previous years.

Cigna Corp Earnings Manipulation Drivers

Although earnings manipulation is typically not the result of intentional misconduct by the c-level executives, it is still a widespread practice by the senior management of public companies such as Cigna Corp. It is usually done by a series of misrepresentations of various accounting rules and operating activities across multiple financial cycles. The best way to spot the manipulation is to examine the historical financial statement to find inconsistencies in earning reports to find trends in assets or liabilities that are not sustainable in the future.
201920202021202220232024 (projected)
Net Receivables15.8B12.2B15.1B22.0B17.7B10.5B
Total Revenue153.7B160.6B174.3B180.6B195.2B204.9B
Total Assets155.8B155.5B154.9B143.9B152.8B89.1B
Total Current Assets21.4B28.9B26.1B28.8B37.4B48.7B
Net Debt32.8B22.7B28.6B25.2B23.7B24.8B
Short Term Debt5.5B3.4B2.5B3.0B2.9B3.0B
Long Term Debt31.8B29.5B31.1B28.0B28.2B29.6B
Operating Income(96.5B)8.7B8.4B9.5B8.5B9.0B
Investments(4.8B)(443M)(765M)(587M)(5.2B)(4.9B)

Cigna Corp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Cigna Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Cigna Corp's managers, analysts, and investors.
Environmental
Governance
Social

About Cigna Corp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Cigna Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Cigna Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Cigna Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

Check out Cigna Corp Piotroski F Score and Cigna Corp Altman Z Score analysis.
For more detail on how to invest in Cigna Stock please use our How to Invest in Cigna Corp guide.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Health Care Providers & Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cigna Corp. If investors know Cigna will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cigna Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.45)
Dividend Share
5.43
Earnings Share
10.54
Revenue Per Share
808.024
Quarterly Revenue Growth
0.28
The market value of Cigna Corp is measured differently than its book value, which is the value of Cigna that is recorded on the company's balance sheet. Investors also form their own opinion of Cigna Corp's value that differs from its market value or its book value, called intrinsic value, which is Cigna Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cigna Corp's market value can be influenced by many factors that don't directly affect Cigna Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cigna Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cigna Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cigna Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.