Clover Health Investments Net Income
| CLOV Stock | USD 2.04 0.05 2.39% |
As of the 3rd of March, Clover Health shows the Standard Deviation of 2.97, mean deviation of 2.32, and Risk Adjusted Performance of (0.04). Clover Health Investments technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Clover Health Investments variance and skewness to decide if Clover Health Investments is priced correctly, providing market reflects its regular price of 2.04 per share. Please also double-check Clover Health Investments jensen alpha, which is currently at (0.33) to validate the company can sustain itself at a future point.
Clover Health Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 0.41 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -305 M | -320.2 M | |
| Net Loss | -85.5 M | -89.8 M | |
| Net Loss | -53.2 M | -55.9 M | |
| Net Loss | (0.17) | (0.17) | |
| Net Income Per E B T | 1.07 | 1.20 |
Clover | Net Income | Build AI portfolio with Clover Stock |
The evolution of Net Income for Clover Health Investments provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Clover Health compares to historical norms and industry peers.
Latest Clover Health's Net Income Growth Pattern
Below is the plot of the Net Income of Clover Health Investments over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Clover Health Investments financial statement analysis. It represents the amount of money remaining after all of Clover Health Investments operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Clover Health's Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Clover Health's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (85.55 M) | 10 Years Trend |
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Net Income |
| Timeline |
Clover Net Income Regression Statistics
| Arithmetic Mean | (216,267,615) | |
| Coefficient Of Variation | (57.37) | |
| Mean Deviation | 75,559,665 | |
| Median | (201,928,000) | |
| Standard Deviation | 124,068,034 | |
| Sample Variance | 15392.9T | |
| Range | 544.7M | |
| R-Value | 0.09 | |
| Mean Square Error | 16295.7T | |
| R-Squared | 0.01 | |
| Significance | 0.74 | |
| Slope | 2,129,994 | |
| Total Sum of Squares | 246286T |
Clover Net Income History
Other Fundumenentals of Clover Health Investments
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Clover Health Net Income component correlations
Clover Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Clover Health is extremely important. It helps to project a fair market value of Clover Stock properly, considering its historical fundamentals such as Net Income. Since Clover Health's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Clover Health's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Clover Health's interrelated accounts and indicators.
Click cells to compare fundamentals
What growth prospects exist in Health Care Providers & Services sector? Can Clover capture new markets? Factors like these will boost the valuation of Clover Health. Projected growth potential of Clover fundamentally drives upward valuation adjustments. Valuation analysis balances hard financial data with qualitative growth assessments. While each Clover Health valuation metric matters, prioritizing which indicators carry greater predictive weight remains essential.
Earnings Share (0.11) | Revenue Per Share | Quarterly Revenue Growth 0.447 | Return On Assets | Return On Equity |
Investors evaluate Clover Health Investments using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Clover Health's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Investment professionals apply varied valuation frameworks to compute inherent worth and acquire positions when market prices trade at discounts to calculated value. External factors like market trends, sector rotation, and investor psychology can cause Clover Health's market price to deviate significantly from intrinsic value.
It's important to distinguish between Clover Health's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Clover Health should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Clover Health's market price signifies the transaction level at which participants voluntarily complete trades.
Clover Health 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Clover Health's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Clover Health.
| 12/03/2025 |
| 03/03/2026 |
If you would invest 0.00 in Clover Health on December 3, 2025 and sell it all today you would earn a total of 0.00 from holding Clover Health Investments or generate 0.0% return on investment in Clover Health over 90 days. Clover Health is related to or competes with Procept Biorobotics, Twist Bioscience, Quidel, National HealthCare, Qilian International, Guardian Pharmacy, and Lifestance Health. Clover Health Investments, Corp. operates as a medicare advantage insurer in the United States More
Clover Health Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Clover Health's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Clover Health Investments upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.1) | |||
| Maximum Drawdown | 17.39 | |||
| Value At Risk | (3.79) | |||
| Potential Upside | 4.41 |
Clover Health Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Clover Health's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Clover Health's standard deviation. In reality, there are many statistical measures that can use Clover Health historical prices to predict the future Clover Health's volatility.| Risk Adjusted Performance | (0.04) | |||
| Jensen Alpha | (0.33) | |||
| Total Risk Alpha | (0.49) | |||
| Treynor Ratio | (0.13) |
Clover Health March 3, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.12) | |||
| Mean Deviation | 2.32 | |||
| Coefficient Of Variation | (1,464) | |||
| Standard Deviation | 2.97 | |||
| Variance | 8.83 | |||
| Information Ratio | (0.1) | |||
| Jensen Alpha | (0.33) | |||
| Total Risk Alpha | (0.49) | |||
| Treynor Ratio | (0.13) | |||
| Maximum Drawdown | 17.39 | |||
| Value At Risk | (3.79) | |||
| Potential Upside | 4.41 | |||
| Skewness | 0.8556 | |||
| Kurtosis | 1.92 |
Clover Health Investments Backtested Returns
Clover Health Investments secures Sharpe Ratio (or Efficiency) of -0.12, which signifies that the company had a -0.12 % return per unit of risk over the last 3 months. Clover Health Investments exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please confirm Clover Health's Standard Deviation of 2.97, mean deviation of 2.32, and Risk Adjusted Performance of (0.04) to double-check the risk estimate we provide. The firm shows a Beta (market volatility) of 1.65, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Clover Health will likely underperform. At this point, Clover Health Investments has a negative expected return of -0.37%. Please make sure to confirm Clover Health's jensen alpha, skewness, as well as the relationship between the Skewness and day typical price , to decide if Clover Health Investments performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.35 |
Below average predictability
Clover Health Investments has below average predictability. Overlapping area represents the amount of predictability between Clover Health time series from 3rd of December 2025 to 17th of January 2026 and 17th of January 2026 to 3rd of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Clover Health Investments price movement. The serial correlation of 0.35 indicates that nearly 35.0% of current Clover Health price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.35 | |
| Spearman Rank Test | 0.15 | |
| Residual Average | 0.0 | |
| Price Variance | 0.04 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Clover Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Clover Health Investments reported net income of (85.55 Million). This is 125.07% lower than that of the Health Care Providers & Services sector and significantly lower than that of the Health Care industry. The net income for all United States stocks is 114.98% higher than that of the company.
Clover Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Clover Health's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Clover Health could also be used in its relative valuation, which is a method of valuing Clover Health by comparing valuation metrics of similar companies.Clover Health is currently under evaluation in net income category among its peers.
Clover Health Current Valuation Drivers
We derive many important indicators used in calculating different scores of Clover Health from analyzing Clover Health's financial statements. These drivers represent accounts that assess Clover Health's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Clover Health's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 1.8B | 442.7M | 459.1M | 1.5B | 1.8B | 2.4B | |
| Enterprise Value | 1.5B | 344.7M | 347.3M | 1.3B | 1.6B | 2.3B |
Clover Health ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Clover Health's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Clover Health's managers, analysts, and investors.Environmental | Governance | Social |
Clover Health Institutional Holders
Institutional Holdings refers to the ownership stake in Clover Health that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Clover Health's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Clover Health's value.| Shares | Ubs Group Ag | 2025-09-30 | 2.3 M | Morgan Stanley - Brokerage Accounts | 2025-09-30 | 2 M | Jane Street Group Llc | 2025-09-30 | 2 M | Citadel Advisors Llc | 2025-09-30 | 1.5 M | Gmt Capital Corp | 2025-09-30 | 1.3 M | Group One Trading, Lp | 2025-09-30 | 1.2 M | Bank Of New York Mellon Corp | 2025-09-30 | 1.2 M | Amvescap Plc. | 2025-09-30 | 958 K | Nuveen, Llc | 2025-09-30 | 883.5 K | Blackrock Inc | 2025-09-30 | 30.4 M | Vanguard Group Inc | 2025-12-31 | 23.5 M |
Clover Fundamentals
| Return On Equity | -0.26 | ||||
| Return On Asset | -0.0953 | ||||
| Profit Margin | (0.04) % | ||||
| Operating Margin | (0.10) % | ||||
| Current Valuation | 727.22 M | ||||
| Shares Outstanding | 424.3 M | ||||
| Shares Owned By Insiders | 3.30 % | ||||
| Shares Owned By Institutions | 30.02 % | ||||
| Number Of Shares Shorted | 41.09 M | ||||
| Price To Book | 3.10 X | ||||
| Price To Sales | 0.55 X | ||||
| Revenue | 1.92 B | ||||
| Gross Profit | 355.1 M | ||||
| EBITDA | (83.86 M) | ||||
| Net Income | (85.55 M) | ||||
| Cash And Equivalents | 711.78 M | ||||
| Cash Per Share | 1.49 X | ||||
| Total Debt | 232.31 M | ||||
| Debt To Equity | 0.07 % | ||||
| Current Ratio | 1.29 X | ||||
| Book Value Per Share | 0.59 X | ||||
| Cash Flow From Operations | (66.93 M) | ||||
| Short Ratio | 6.04 X | ||||
| Earnings Per Share | (0.11) X | ||||
| Price To Earnings To Growth | (0.08) X | ||||
| Target Price | 3.15 | ||||
| Number Of Employees | 570 | ||||
| Beta | 2.24 | ||||
| Market Capitalization | 1.05 B | ||||
| Total Asset | 541.01 M | ||||
| Retained Earnings | (2.29 B) | ||||
| Working Capital | 129.61 M | ||||
| Net Asset | 541.01 M |
About Clover Health Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Clover Health Investments's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Clover Health using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Clover Health Investments based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Clover Stock Analysis
When running Clover Health's price analysis, check to measure Clover Health's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Clover Health is operating at the current time. Most of Clover Health's value examination focuses on studying past and present price action to predict the probability of Clover Health's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Clover Health's price. Additionally, you may evaluate how the addition of Clover Health to your portfolios can decrease your overall portfolio volatility.