Catalyst Bancorp Net Income
| CLST Stock | USD 16.01 0.01 0.06% |
As of the 16th of February 2026, Catalyst Bancorp shows the Risk Adjusted Performance of 0.169, mean deviation of 0.4591, and Downside Deviation of 0.6742. Catalyst Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
Analyzing historical trends in various income statement and balance sheet accounts from Catalyst Bancorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Catalyst Bancorp's valuation are summarized below:Catalyst Bancorp does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Is there potential for Regional Banks market expansion? Will Catalyst introduce new products? Factors like these will boost the valuation of Catalyst Bancorp. Projected growth potential of Catalyst fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Catalyst Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Investors evaluate Catalyst Bancorp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Catalyst Bancorp's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Catalyst Bancorp's market price to deviate significantly from intrinsic value.
It's important to distinguish between Catalyst Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Catalyst Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Catalyst Bancorp's market price signifies the transaction level at which participants voluntarily complete trades.
Catalyst Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Catalyst Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Catalyst Bancorp.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Catalyst Bancorp on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Catalyst Bancorp or generate 0.0% return on investment in Catalyst Bancorp over 90 days. Catalyst Bancorp is related to or competes with Broadway Financial, Meta Financial, Home Federal, NSTS Bancorp, First Seacoast, AmeriServ Financial, and Texas Community. Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides commercial and retail banking produ... More
Catalyst Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Catalyst Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Catalyst Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.6742 | |||
| Information Ratio | 0.1045 | |||
| Maximum Drawdown | 3.36 | |||
| Value At Risk | (0.83) | |||
| Potential Upside | 1.32 |
Catalyst Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Catalyst Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Catalyst Bancorp's standard deviation. In reality, there are many statistical measures that can use Catalyst Bancorp historical prices to predict the future Catalyst Bancorp's volatility.| Risk Adjusted Performance | 0.169 | |||
| Jensen Alpha | 0.1238 | |||
| Total Risk Alpha | 0.0795 | |||
| Sortino Ratio | 0.1004 | |||
| Treynor Ratio | 1.97 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Catalyst Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Catalyst Bancorp February 16, 2026 Technical Indicators
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| Volume Indicators |
| Risk Adjusted Performance | 0.169 | |||
| Market Risk Adjusted Performance | 1.98 | |||
| Mean Deviation | 0.4591 | |||
| Semi Deviation | 0.2321 | |||
| Downside Deviation | 0.6742 | |||
| Coefficient Of Variation | 470.73 | |||
| Standard Deviation | 0.6479 | |||
| Variance | 0.4198 | |||
| Information Ratio | 0.1045 | |||
| Jensen Alpha | 0.1238 | |||
| Total Risk Alpha | 0.0795 | |||
| Sortino Ratio | 0.1004 | |||
| Treynor Ratio | 1.97 | |||
| Maximum Drawdown | 3.36 | |||
| Value At Risk | (0.83) | |||
| Potential Upside | 1.32 | |||
| Downside Variance | 0.4546 | |||
| Semi Variance | 0.0538 | |||
| Expected Short fall | (0.63) | |||
| Skewness | 0.4189 | |||
| Kurtosis | 1.08 |
Catalyst Bancorp Backtested Returns
Currently, Catalyst Bancorp is very steady. Catalyst Bancorp secures Sharpe Ratio (or Efficiency) of 0.21, which signifies that the company had a 0.21 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Catalyst Bancorp, which you can use to evaluate the volatility of the firm. Please confirm Catalyst Bancorp's Downside Deviation of 0.6742, mean deviation of 0.4591, and Risk Adjusted Performance of 0.169 to double-check if the risk estimate we provide is consistent with the expected return of 0.14%. Catalyst Bancorp has a performance score of 16 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.0648, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Catalyst Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Catalyst Bancorp is expected to be smaller as well. Catalyst Bancorp right now shows a risk of 0.65%. Please confirm Catalyst Bancorp potential upside, as well as the relationship between the accumulation distribution and price action indicator , to decide if Catalyst Bancorp will be following its price patterns.
Auto-correlation | 0.69 |
Good predictability
Catalyst Bancorp has good predictability. Overlapping area represents the amount of predictability between Catalyst Bancorp time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Catalyst Bancorp price movement. The serial correlation of 0.69 indicates that around 69.0% of current Catalyst Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.69 | |
| Spearman Rank Test | 0.49 | |
| Residual Average | 0.0 | |
| Price Variance | 0.03 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Catalyst Bancorp reported net income of (3.09 Million). This is 100.24% lower than that of the Banks sector and significantly lower than that of the Financials industry. The net income for all United States stocks is 100.54% higher than that of the company.
Catalyst Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Catalyst Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Catalyst Bancorp could also be used in its relative valuation, which is a method of valuing Catalyst Bancorp by comparing valuation metrics of similar companies.Catalyst Bancorp is currently under evaluation in net income category among its peers.
Catalyst Fundamentals
| Return On Equity | 0.0253 | ||||
| Return On Asset | 0.0073 | ||||
| Profit Margin | 0.18 % | ||||
| Operating Margin | 0.20 % | ||||
| Current Valuation | 45.69 M | ||||
| Shares Outstanding | 4.07 M | ||||
| Shares Owned By Insiders | 16.94 % | ||||
| Shares Owned By Institutions | 22.85 % | ||||
| Number Of Shares Shorted | 5.99 K | ||||
| Price To Earning | 650.00 X | ||||
| Price To Book | 0.80 X | ||||
| Price To Sales | 5.83 X | ||||
| Revenue | 15.34 M | ||||
| Gross Profit | 11.3 M | ||||
| EBITDA | 2.5 M | ||||
| Net Income | (3.09 M) | ||||
| Cash And Equivalents | 29.14 M | ||||
| Cash Per Share | 5.97 X | ||||
| Total Debt | 14.73 M | ||||
| Current Ratio | 0.09 X | ||||
| Book Value Per Share | 23.30 X | ||||
| Cash Flow From Operations | 3.17 M | ||||
| Short Ratio | 1.31 X | ||||
| Earnings Per Share | 0.56 X | ||||
| Number Of Employees | 49 | ||||
| Beta | 0.18 | ||||
| Market Capitalization | 65.86 M | ||||
| Total Asset | 282.93 M | ||||
| Retained Earnings | 51.91 M | ||||
| Working Capital | (831 K) | ||||
| Current Asset | 1.51 M | ||||
| Current Liabilities | 2.35 M | ||||
| Net Asset | 282.93 M |
About Catalyst Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Catalyst Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Catalyst Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Catalyst Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Catalyst Stock Analysis
When running Catalyst Bancorp's price analysis, check to measure Catalyst Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Catalyst Bancorp is operating at the current time. Most of Catalyst Bancorp's value examination focuses on studying past and present price action to predict the probability of Catalyst Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Catalyst Bancorp's price. Additionally, you may evaluate how the addition of Catalyst Bancorp to your portfolios can decrease your overall portfolio volatility.