Cembra Money Bank Stock Net Income
| CMBN Stock | CHF 100.50 1.75 1.77% |
As of the 3rd of February, Cembra Money shows the Mean Deviation of 0.8959, risk adjusted performance of 0.0888, and Downside Deviation of 1.22. Cembra Money Bank technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Cembra Money Bank variance, jensen alpha, and the relationship between the standard deviation and information ratio to decide if Cembra Money Bank is priced correctly, providing market reflects its regular price of 100.5 per share.
Cembra Money Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 9.8715 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 196 M | 155.9 M | |
| Net Income From Continuing Ops | 196 M | 169.9 M | |
| Net Income Applicable To Common Shares | 196 M | 169.9 M | |
| Net Income Per Share | 5.23 | 3.78 | |
| Net Income Per E B T | 0.72 | 0.63 |
Cembra | Net Income |
The evolution of Net Income for Cembra Money Bank provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Cembra Money compares to historical norms and industry peers.
Latest Cembra Money's Net Income Growth Pattern
Below is the plot of the Net Income of Cembra Money Bank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Cembra Money Bank financial statement analysis. It represents the amount of money remaining after all of Cembra Money Bank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Cembra Money's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Cembra Money's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 170.4 M | 10 Years Trend |
|
Net Income |
| Timeline |
Cembra Net Income Regression Statistics
| Arithmetic Mean | 148,533,986 | |
| Geometric Mean | 146,152,155 | |
| Coefficient Of Variation | 16.58 | |
| Mean Deviation | 16,121,634 | |
| Median | 152,411,212 | |
| Standard Deviation | 24,626,425 | |
| Sample Variance | 606.5T | |
| Range | 120.7M | |
| R-Value | 0.79 | |
| Mean Square Error | 238.4T | |
| R-Squared | 0.63 | |
| Significance | 0.0001 | |
| Slope | 3,875,499 | |
| Total Sum of Squares | 9703.4T |
Cembra Net Income History
Cembra Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Cembra Money is extremely important. It helps to project a fair market value of Cembra Stock properly, considering its historical fundamentals such as Net Income. Since Cembra Money's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Cembra Money's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Cembra Money's interrelated accounts and indicators.
Click cells to compare fundamentals
Cembra Money 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Cembra Money's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Cembra Money.
| 11/05/2025 |
| 02/03/2026 |
If you would invest 0.00 in Cembra Money on November 5, 2025 and sell it all today you would earn a total of 0.00 from holding Cembra Money Bank or generate 0.0% return on investment in Cembra Money over 90 days. Cembra Money is related to or competes with Zuger Kantonalbank, Liechtensteinische, Berner Kantonalbank, St Galler, Valiant Holding, Banque Cantonale, and Banque Cantonale. Cembra Money Bank AG provides consumer finance products and services in Switzerland More
Cembra Money Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Cembra Money's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Cembra Money Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.22 | |||
| Information Ratio | 0.0713 | |||
| Maximum Drawdown | 7.1 | |||
| Value At Risk | (1.54) | |||
| Potential Upside | 1.99 |
Cembra Money Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Cembra Money's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Cembra Money's standard deviation. In reality, there are many statistical measures that can use Cembra Money historical prices to predict the future Cembra Money's volatility.| Risk Adjusted Performance | 0.0888 | |||
| Jensen Alpha | 0.1377 | |||
| Total Risk Alpha | 0.057 | |||
| Sortino Ratio | 0.0738 | |||
| Treynor Ratio | (3.50) |
Cembra Money February 3, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0888 | |||
| Market Risk Adjusted Performance | (3.49) | |||
| Mean Deviation | 0.8959 | |||
| Semi Deviation | 1.02 | |||
| Downside Deviation | 1.22 | |||
| Coefficient Of Variation | 866.29 | |||
| Standard Deviation | 1.26 | |||
| Variance | 1.6 | |||
| Information Ratio | 0.0713 | |||
| Jensen Alpha | 0.1377 | |||
| Total Risk Alpha | 0.057 | |||
| Sortino Ratio | 0.0738 | |||
| Treynor Ratio | (3.50) | |||
| Maximum Drawdown | 7.1 | |||
| Value At Risk | (1.54) | |||
| Potential Upside | 1.99 | |||
| Downside Variance | 1.49 | |||
| Semi Variance | 1.05 | |||
| Expected Short fall | (0.98) | |||
| Skewness | 0.1157 | |||
| Kurtosis | 4.19 |
Cembra Money Bank Backtested Returns
At this stage we consider Cembra Stock to be very steady. Cembra Money Bank secures Sharpe Ratio (or Efficiency) of 0.14, which signifies that the company had a 0.14 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Cembra Money Bank, which you can use to evaluate the volatility of the firm. Please confirm Cembra Money's Downside Deviation of 1.22, risk adjusted performance of 0.0888, and Mean Deviation of 0.8959 to double-check if the risk estimate we provide is consistent with the expected return of 0.18%. Cembra Money has a performance score of 10 on a scale of 0 to 100. The firm shows a Beta (market volatility) of -0.0389, which signifies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Cembra Money are expected to decrease at a much lower rate. During the bear market, Cembra Money is likely to outperform the market. Cembra Money Bank right now shows a risk of 1.33%. Please confirm Cembra Money Bank coefficient of variation, jensen alpha, sortino ratio, as well as the relationship between the standard deviation and total risk alpha , to decide if Cembra Money Bank will be following its price patterns.
Auto-correlation | 0.27 |
Poor predictability
Cembra Money Bank has poor predictability. Overlapping area represents the amount of predictability between Cembra Money time series from 5th of November 2025 to 20th of December 2025 and 20th of December 2025 to 3rd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Cembra Money Bank price movement. The serial correlation of 0.27 indicates that nearly 27.0% of current Cembra Money price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.27 | |
| Spearman Rank Test | 0.27 | |
| Residual Average | 0.0 | |
| Price Variance | 1.88 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Cembra Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
|
Based on the recorded statements, Cembra Money Bank reported net income of 170.4 M. This is 86.66% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all Switzerland stocks is 70.16% higher than that of the company.
Cembra Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Cembra Money's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Cembra Money could also be used in its relative valuation, which is a method of valuing Cembra Money by comparing valuation metrics of similar companies.Cembra Money is currently under evaluation in net income category among its peers.
Cembra Fundamentals
| Return On Equity | 0.15 | |||
| Return On Asset | 0.0221 | |||
| Profit Margin | 0.37 % | |||
| Operating Margin | 0.46 % | |||
| Current Valuation | 4.91 B | |||
| Shares Outstanding | 29.29 M | |||
| Shares Owned By Insiders | 0.02 % | |||
| Shares Owned By Institutions | 52.11 % | |||
| Price To Earning | 14.34 X | |||
| Price To Book | 2.14 X | |||
| Price To Sales | 6.08 X | |||
| Revenue | 550.45 M | |||
| Gross Profit | 479.43 M | |||
| EBITDA | 252.81 M | |||
| Net Income | 170.4 M | |||
| Cash And Equivalents | 485.75 M | |||
| Cash Per Share | 16.55 X | |||
| Total Debt | 2.91 B | |||
| Book Value Per Share | 42.55 X | |||
| Cash Flow From Operations | 260.64 M | |||
| Earnings Per Share | 6.10 X | |||
| Target Price | 93.35 | |||
| Number Of Employees | 805 | |||
| Beta | 0.21 | |||
| Market Capitalization | 2.91 B | |||
| Total Asset | 7.95 B | |||
| Retained Earnings | 1.05 B | |||
| Annual Yield | 0.04 % | |||
| Net Asset | 7.95 B | |||
| Last Dividend Paid | 4.25 |
About Cembra Money Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Cembra Money Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Cembra Money using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Cembra Money Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Additional Tools for Cembra Stock Analysis
When running Cembra Money's price analysis, check to measure Cembra Money's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cembra Money is operating at the current time. Most of Cembra Money's value examination focuses on studying past and present price action to predict the probability of Cembra Money's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cembra Money's price. Additionally, you may evaluate how the addition of Cembra Money to your portfolios can decrease your overall portfolio volatility.