Central Pacific Financial Stock Fundamentals
| CPF Stock | USD 31.37 0.72 2.35% |
Central Pacific Financial fundamentals help investors to digest information that contributes to Central Pacific's financial success or failures. It also enables traders to predict the movement of Central Stock. The fundamental analysis module provides a way to measure Central Pacific's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Central Pacific stock.
At this time, Central Pacific's EBIT is most likely to decrease significantly in the upcoming years. The Central Pacific's current EBITDA is estimated to increase to about 65.5 M, while Depreciation And Amortization is projected to decrease to roughly 6.9 M. Central | Select Account or Indicator |
Central Pacific Financial Company Operating Margin Analysis
Central Pacific's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current Central Pacific Operating Margin | 0.27 % |
Most of Central Pacific's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Central Pacific Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Central Operating Margin Historical Pattern
Today, most investors in Central Pacific Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Central Pacific's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Central Pacific operating margin as a starting point in their analysis.
Central Pacific Operating Margin |
| Timeline |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
| Competition |
Central Pretax Profit Margin
Pretax Profit Margin |
|
Based on the recorded statements, Central Pacific Financial has an Operating Margin of 0.2678%. This is 98.55% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 104.86% lower than that of the firm.
Central Pacific Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Central Pacific's current stock value. Our valuation model uses many indicators to compare Central Pacific value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Central Pacific competition to find correlations between indicators driving Central Pacific's intrinsic value. More Info.Central Pacific Financial is rated third in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.07 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Central Pacific Financial is roughly 14.80 . At this time, Central Pacific's Return On Equity is most likely to increase slightly in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Central Pacific by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Central Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Central Pacific's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Central Pacific could also be used in its relative valuation, which is a method of valuing Central Pacific by comparing valuation metrics of similar companies.Central Pacific is currently under evaluation in operating margin category among its peers.
Central Pacific Current Valuation Drivers
We derive many important indicators used in calculating different scores of Central Pacific from analyzing Central Pacific's financial statements. These drivers represent accounts that assess Central Pacific's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Central Pacific's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 842.9M | 533.7M | 788.9M | 555.6M | 531.9M | 470.5M | |
| Enterprise Value | 1.0B | 604.2M | 606.3M | 590.3M | 196.2M | 186.4M |
Central Pacific ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Central Pacific's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Central Pacific's managers, analysts, and investors.Environmental | Governance | Social |
Central Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0076 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.27 % | |||
| Current Valuation | 687.85 M | |||
| Shares Outstanding | 27.06 M | |||
| Shares Owned By Insiders | 2.96 % | |||
| Shares Owned By Institutions | 95.44 % | |||
| Number Of Shares Shorted | 737.45 K | |||
| Price To Earning | 12.65 X | |||
| Price To Book | 1.53 X | |||
| Price To Sales | 3.47 X | |||
| Revenue | 240.95 M | |||
| Gross Profit | 264.75 M | |||
| EBITDA | 46.66 M | |||
| Net Income | 58.67 M | |||
| Cash And Equivalents | 138.7 M | |||
| Cash Per Share | 5.09 X | |||
| Total Debt | 186.74 M | |||
| Debt To Equity | 9.37 % | |||
| Book Value Per Share | 20.09 X | |||
| Cash Flow From Operations | 105.11 M | |||
| Short Ratio | 3.64 X | |||
| Earnings Per Share | 2.10 X | |||
| Price To Earnings To Growth | 2.48 X | |||
| Target Price | 32.0 | |||
| Number Of Employees | 696 | |||
| Beta | 1.12 | |||
| Market Capitalization | 849.01 M | |||
| Total Asset | 7.64 B | |||
| Retained Earnings | 117.99 M | |||
| Annual Yield | 0.03 % | |||
| Five Year Return | 3.70 % | |||
| Net Asset | 7.64 B | |||
| Last Dividend Paid | 1.04 |
About Central Pacific Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Central Pacific Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Central Pacific using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Central Pacific Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | -3.1 M | -3 M | |
| Total Revenue | 241 M | 170.2 M | |
| Cost Of Revenue | 21.8 M | 20.7 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.37 | 0.29 | |
| Capex To Revenue | 0.05 | 0.05 | |
| Revenue Per Share | 8.92 | 8.47 | |
| Ebit Per Revenue | 0.42 | 0.62 |
Currently Active Assets on Macroaxis
When determining whether Central Pacific Financial is a strong investment it is important to analyze Central Pacific's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Central Pacific's future performance. For an informed investment choice regarding Central Stock, refer to the following important reports:Check out Central Pacific Piotroski F Score and Central Pacific Altman Z Score analysis. You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Central Pacific. If investors know Central will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Central Pacific listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.008 | Dividend Share 1.04 | Earnings Share 2.1 | Revenue Per Share 9.043 | Quarterly Revenue Growth 0.116 |
The market value of Central Pacific Financial is measured differently than its book value, which is the value of Central that is recorded on the company's balance sheet. Investors also form their own opinion of Central Pacific's value that differs from its market value or its book value, called intrinsic value, which is Central Pacific's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Central Pacific's market value can be influenced by many factors that don't directly affect Central Pacific's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Central Pacific's value and its price as these two are different measures arrived at by different means. Investors typically determine if Central Pacific is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Central Pacific's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.