Americas Car Mart Stock Probability Of Bankruptcy

CRMT Stock

USD 47.40 2.53 5.64%

Americas Car's likelihood of distress is under 26% at this time. It has slight risk of undergoing some form of financial distress in the near future. Probability of financial unrest prediction helps decision makers evaluate Americas Car's chance of financial distress in relation to its going-concern outlook and evaluation. All items used in analyzing the odds of distress are taken from the Americas balance sheet, as well as cash flow and income statements available from the company's most recent filings. Check out Americas Car Piotroski F Score and Americas Car Altman Z Score analysis.

Enterprise Value is likely to gain to about 1.2 B in 2024, whereas Market Cap is likely to drop slightly above 198.7 M in 2024.

Americas Car Mart Company probability of financial unrest Analysis

Americas Car's Probability Of Bankruptcy is a relative measure of the likelihood of financial distress. For stocks, the Probability Of Bankruptcy is the normalized value of Z-Score. For funds and ETFs, it is derived from a multi-factor model developed by Macroaxis. The score is used to predict the probability of a firm or a fund experiencing financial distress within the next 24 months. Unlike Z-Score, Probability Of Bankruptcy is the value between 0 and 100, indicating the firm's actual probability it will be financially distressed in the next 2 fiscal years.

Probability Of Bankruptcy

Normalized

Z-Score

More About Probability Of Bankruptcy | All Equity Analysis

Current Americas Car Probability Of Bankruptcy

Less than 26%

Most of Americas Car's fundamental indicators, such as Probability Of Bankruptcy, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Americas Car Mart is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.

Our calculation of Americas Car probability of bankruptcy is based on Altman Z-Score and Piotroski F-Score, but not limited to these measures. To be applied to a broader range of industries and markets, we use several other techniques to enhance the accuracy of predicting Americas Car odds of financial distress. These include financial statement analysis, different types of price predictions, earning estimates, analysis consensus, and basic intrinsic valuation. Please use the options below to get a better understanding of different measures that drive the calculation of Americas Car Mart financial health.

Is Automotive Retail space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Americas Car. If investors know Americas will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Americas Car listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.80)

Earnings Share

(5.72)

Revenue Per Share

214.315

Quarterly Revenue Growth

(0.05)

Return On Assets

0.0095

The market value of Americas Car Mart is measured differently than its book value, which is the value of Americas that is recorded on the company's balance sheet. Investors also form their own opinion of Americas Car's value that differs from its market value or its book value, called intrinsic value, which is Americas Car's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Americas Car's market value can be influenced by many factors that don't directly affect Americas Car's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Americas Car's value and its price as these two are different measures arrived at by different means. Investors typically determine if Americas Car is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Americas Car's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Americas Probability Of Bankruptcy Driver Correlations

Understanding the fundamental principles of building solid financial models for Americas Car is extremely important. It helps to project a fair market value of Americas Stock properly, considering its historical fundamentals such as Probability Of Bankruptcy. Since Americas Car's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Americas Car's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Americas Car's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Net Receivables	Good Will	Total Liab	Total Current Assets	Short Term Debt	Intangible Assets	Accounts Payable	Common Stock	Long Term Debt	Property Plant Equipment	Current Deferred Revenue	Treasury Stock	Net Tangible Assets	Total Permanent Equity	Capital Surpluse	Deferred Long Term Liab	Short Long Term Debt	Long Term Debt Total	Net Invested Capital	Net Working Capital	Capital Stock
Total Assets		0.88	0.98	0.95	1.0	0.95	0.99	1.0	0.71	-0.45	0.95	0.7	0.95	0.94	0.9	-0.83	0.86	0.66	0.85	0.32	0.58	0.97	0.91	0.83	0.7
Total Stockholder Equity	0.88		0.84	0.93	0.88	0.81	0.78	0.88	0.32	-0.63	0.83	0.78	0.76	0.75	0.86	-0.85	0.77	0.69	0.8	0.13	0.36	0.85	0.77	0.85	0.62
Net Debt	0.98	0.84		0.88	0.98	0.96	0.98	0.98	0.68	-0.35	0.88	0.63	0.98	0.97	0.93	-0.73	0.82	0.61	0.8	0.36	0.53	0.97	0.9	0.81	0.8
Retained Earnings	0.95	0.93	0.88		0.95	0.86	0.9	0.95	0.6	-0.59	0.97	0.79	0.83	0.79	0.82	-0.95	0.86	0.77	0.9	0.19	0.53	0.9	0.84	0.82	0.53
Net Receivables	1.0	0.88	0.98	0.95		0.94	0.98	1.0	0.71	-0.47	0.95	0.71	0.94	0.94	0.91	-0.83	0.86	0.68	0.85	0.33	0.58	0.96	0.9	0.82	0.69
Good Will	0.95	0.81	0.96	0.86	0.94		0.95	0.95	0.67	-0.24	0.85	0.58	0.97	0.92	0.85	-0.72	0.84	0.59	0.82	0.29	0.51	0.98	0.91	0.84	0.74
Total Liab	0.99	0.78	0.98	0.9	0.98	0.95		0.98	0.81	-0.36	0.93	0.63	0.96	0.95	0.86	-0.77	0.85	0.62	0.83	0.37	0.63	0.95	0.91	0.77	0.69
Total Current Assets	1.0	0.88	0.98	0.95	1.0	0.95	0.98		0.71	-0.46	0.95	0.7	0.95	0.94	0.9	-0.83	0.86	0.67	0.85	0.32	0.58	0.96	0.91	0.83	0.7
Short Term Debt	0.71	0.32	0.68	0.6	0.71	0.67	0.81	0.71		-0.15	0.75	0.35	0.7	0.71	0.5	-0.5	0.63	0.34	0.58	0.39	0.68	0.66	0.65	0.37	0.33
Intangible Assets	-0.45	-0.63	-0.35	-0.59	-0.47	-0.24	-0.36	-0.46	-0.15		-0.51	-0.73	-0.17	-0.28	-0.53	0.59	-0.29	-0.41	-0.36	-0.02	-0.06	-0.28	-0.24	-0.24	-0.19
Accounts Payable	0.95	0.83	0.88	0.97	0.95	0.85	0.93	0.95	0.75	-0.51		0.72	0.85	0.82	0.79	-0.91	0.86	0.75	0.88	0.28	0.6	0.9	0.84	0.75	0.5
Common Stock	0.7	0.78	0.63	0.79	0.71	0.58	0.63	0.7	0.35	-0.73	0.72		0.53	0.53	0.7	-0.8	0.77	0.64	0.83	0.21	0.25	0.61	0.72	0.67	0.54
Long Term Debt	0.95	0.76	0.98	0.83	0.94	0.97	0.96	0.95	0.7	-0.17	0.85	0.53		0.96	0.85	-0.69	0.82	0.59	0.8	0.36	0.58	0.96	0.91	0.82	0.77
Property Plant Equipment	0.94	0.75	0.97	0.79	0.94	0.92	0.95	0.94	0.71	-0.28	0.82	0.53	0.96		0.91	-0.6	0.76	0.5	0.7	0.42	0.56	0.91	0.87	0.75	0.81
Current Deferred Revenue	0.9	0.86	0.93	0.82	0.91	0.85	0.86	0.9	0.5	-0.53	0.79	0.7	0.85	0.91		-0.66	0.67	0.6	0.69	0.31	0.27	0.86	0.77	0.7	0.87
Treasury Stock	-0.83	-0.85	-0.73	-0.95	-0.83	-0.72	-0.77	-0.83	-0.5	0.59	-0.91	-0.8	-0.69	-0.6	-0.66		-0.81	-0.85	-0.9	-0.08	-0.43	-0.77	-0.73	-0.75	-0.36
Net Tangible Assets	0.86	0.77	0.82	0.86	0.86	0.84	0.85	0.86	0.63	-0.29	0.86	0.77	0.82	0.76	0.67	-0.81		0.61	0.96	0.33	0.65	0.87	0.97	0.91	0.56
Total Permanent Equity	0.66	0.69	0.61	0.77	0.68	0.59	0.62	0.67	0.34	-0.41	0.75	0.64	0.59	0.5	0.6	-0.85	0.61		0.75	0.28	0.14	0.64	0.56	0.57	0.39
Capital Surpluse	0.85	0.8	0.8	0.9	0.85	0.82	0.83	0.85	0.58	-0.36	0.88	0.83	0.8	0.7	0.69	-0.9	0.96	0.75		0.24	0.51	0.85	0.92	0.87	0.56
Deferred Long Term Liab	0.32	0.13	0.36	0.19	0.33	0.29	0.37	0.32	0.39	-0.02	0.28	0.21	0.36	0.42	0.31	-0.08	0.33	0.28	0.24		0.28	0.31	0.4	0.25	0.38
Short Long Term Debt	0.58	0.36	0.53	0.53	0.58	0.51	0.63	0.58	0.68	-0.06	0.6	0.25	0.58	0.56	0.27	-0.43	0.65	0.14	0.51	0.28		0.53	0.65	0.59	0.09
Long Term Debt Total	0.97	0.85	0.97	0.9	0.96	0.98	0.95	0.96	0.66	-0.28	0.9	0.61	0.96	0.91	0.86	-0.77	0.87	0.64	0.85	0.31	0.53		0.91	0.86	0.72
Net Invested Capital	0.91	0.77	0.9	0.84	0.9	0.91	0.91	0.91	0.65	-0.24	0.84	0.72	0.91	0.87	0.77	-0.73	0.97	0.56	0.92	0.4	0.65	0.91		0.92	0.71
Net Working Capital	0.83	0.85	0.81	0.82	0.82	0.84	0.77	0.83	0.37	-0.24	0.75	0.67	0.82	0.75	0.7	-0.75	0.91	0.57	0.87	0.25	0.59	0.86	0.92		0.61
Capital Stock	0.7	0.62	0.8	0.53	0.69	0.74	0.69	0.7	0.33	-0.19	0.5	0.54	0.77	0.81	0.87	-0.36	0.56	0.39	0.56	0.38	0.09	0.72	0.71	0.61

Click cells to compare fundamentals

The Probability of Bankruptcy SHOULD NOT be confused with the actual chance of a company to file for chapter 7, 11, 12, or 13 bankruptcy protection. Macroaxis simply defines Financial Distress as an operational condition where a company is having difficulty meeting its current financial obligations towards its creditors or delivering on the expectations of its investors. Macroaxis derives these conditions daily from both public financial statements as well as analysis of stock prices reacting to market conditions or economic downturns, including short-term and long-term historical volatility. Other factors taken into account include analysis of liquidity, revenue patterns, R&D expenses, and commitments, as well as public headlines and social sentiment.

Competition

Predict Americas Car

Based on the latest financial disclosure, Americas Car Mart has a Probability Of Bankruptcy of 26.0%. This is 37.18% lower than that of the Specialty Retail sector and 47.89% lower than that of the Consumer Discretionary industry. The probability of bankruptcy for all United States stocks is 34.72% higher than that of the company.

Americas Probability Of Bankruptcy Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Americas Car's direct or indirect competition against its Probability Of Bankruptcy to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Americas Car could also be used in its relative valuation, which is a method of valuing Americas Car by comparing valuation metrics of similar companies.

Americas Car is currently under evaluation in probability of bankruptcy category among its peers.

Americas Car Main Bankruptcy Drivers

	2019	2020	2021	2022	2023	2024 (projected)
Return On Assets	0.0769	0.13	0.083	0.0144	(0.0212)	(0.0202)
Net Debt	218.8M	287.7M	495.2M	628.8M	813.2M	853.8M
Total Current Liabilities	22.6M	25.3M	27.7M	638.6M	73.2M	38.0M
Non Current Liabilities Total	341.6M	389.9M	647.9M	484.4M	933.3M	979.9M
Total Assets	667.3M	822.2M	1.1B	1.4B	1.5B	1.6B
Total Current Assets	569.7M	719.8M	1.0B	1.3B	1.3B	1.4B
Total Cash From Operating Activities	20.9M	(53.8M)	(114.3M)	(138.0M)	(73.9M)	(70.2M)

Americas Car ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Americas Car's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Americas Car's managers, analysts, and investors.

Environmental

Governance

Social

Americas Fundamentals

	Return On Equity	-0.0748
	Return On Asset	0.0095
	Profit Margin	(0.03) %
	Operating Margin	0.05 %
	Current Valuation	1.22 B
	Shares Outstanding	8.24 M
	Shares Owned By Insiders	10.59 %
	Shares Owned By Institutions	88.28 %
	Number Of Shares Shorted	875.39 K
	Price To Earning	7.00 X
	Price To Book	0.78 X
	Price To Sales	0.27 X
	Revenue	1.39 B
	Gross Profit	242.37 M
	EBITDA	32.08 M
	Net Income	(31.39 M)
	Cash And Equivalents	4.36 M
	Cash Per Share	0.69 X
	Total Debt	818.7 M
	Debt To Equity	1.20 %
	Current Ratio	16.86 X
	Book Value Per Share	73.64 X
	Cash Flow From Operations	(73.9 M)
	Short Ratio	8.88 X
	Earnings Per Share	(5.72) X
	Price To Earnings To Growth	2.58 X
	Target Price	46.75
	Number Of Employees	2.28 K
	Beta	1.67
	Market Capitalization	369.51 M
	Total Asset	1.48 B
	Retained Earnings	654.37 M
	Working Capital	956.57 M
	Current Asset	367.88 M
	Current Liabilities	50.9 M
	Net Asset	1.48 B

About Americas Car Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Americas Car Mart's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Americas Car using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Americas Car Mart based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.

Explore Investing Ideas

Additional Tools for Americas Stock Analysis

When running Americas Car's price analysis, check to measure Americas Car's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Americas Car is operating at the current time. Most of Americas Car's value examination focuses on studying past and present price action to predict the probability of Americas Car's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Americas Car's price. Additionally, you may evaluate how the addition of Americas Car to your portfolios can decrease your overall portfolio volatility.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Americas Car Mart Stock Probability Of Bankruptcy

Americas Car Mart Company probability of financial unrest Analysis

Probability Of Bankruptcy

Normalized

Z-Score

Current Americas Car Probability Of Bankruptcy

Americas Probability Of Bankruptcy Driver Correlations

Americas Probability Of Bankruptcy Peer Comparison

Americas Car Main Bankruptcy Drivers

Americas Car ESG Sustainability

Americas Fundamentals

About Americas Car Fundamental Analysis

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Americas Stock Analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY