Citizens Financial Services Net Asset

CZFS Stock

USD 63.88 -0.02 -0.03%

Citizens Financial's Net Asset page includes the metric definition, calculation formula, and current value. The metric is refreshed in line with new regulatory filings. Net Asset is the current market value of a fund less its liabilities. In a nutshell, if the fund is liquidated or all of the assets are sold, the net asset will be the amount that the shareholders would demand back from the fund.

Net Asset

Current Market Value

-

Current Liabilities

3.06 B

Net Asset is the value used in calculating NAV of a fund. NAV (or Net Asset Value) is computed once a day based on the formula that uses closing prices of all positions in the fund's portfolio. Citizens Financial's Net Asset is based on the most recent reporting period. The metric timing follows the most recent available fiscal period.

Citizens Financial's Net Asset is the current market value of a fund less its liabilities. In a nutshell, if the fund is liquidated or all of the assets are sold, the net asset will be the amount that the shareholders would demand back from the fund.

Net Asset

Current Market Value

-

Current Liabilities

Current Citizens Financial Net Asset

3.06 B

Reading Net Asset in context clarifies whether Citizens Financial Services is fairly priced by the market. The link between Citizens Financial's core metrics and market price helps shape the investment case.

Competition

Fundamental Drivers Relationships

Net Asset Peer Comparison

Comparing Citizens Financial to its peers on Net Asset is a standard technique for assessing relative investment value. This comparison reveals whether Citizens Financial's Net Asset is in line with or diverges from that of direct competitors.

Citizens Financial is currently under evaluation in net asset relative to competitors.

Important Fundamentals

	Return On Equity TTM	0.12
	Return On Asset TTM	0.013
	Profit Margin TTM	0.35
	Operating Margin TTM	0.46
	Current Valuation	449.35 M
	Shares Outstanding	4.8 M
	Shares Owned By Insiders	6.34 %
	Shares Owned By Institutions	29.15 %
	Number Of Shares Shorted	38.05 K
	Price To Earnings TTM	9.76 X
	Price To Book TTM	0.86 X
	Price To Sales TTM	2.56 X
	Revenue TTM	173.24 M
	Gross Profit TTM	113.47 M
	EBITDA TTM	45.09 M
	Net Income TTM	36.57 M
	Cash And Equivalents TTM	46.88 M
	Cash Per Share TTM	11.80 X
	Total Debt TTM	309.45 M
	Debt To Equity TTM	9.85 %
	Book Value Per Share TTM	71.50 X
	Cash Flow From Operations TTM	36.53 M
	Short Ratio TTM	4.12 X
	Earnings Per Share	8.10 X
	Target Price	69.0
	Number Of Employees	386
	Trailing Beta	0.4
	Market Capitalization TTM	290.46 M
	Total Asset TTM	3.06 B
	Retained Earnings TTM	213.62 M
	Annual Yield	0.03 %
	Five Year Return	3.04 %
	Net Asset	3.06 B
	Last Dividend Paid	1.99

Financial Metrics, Fundamentals & Methodology

Reviewing Citizens Financial means checking how consistently revenue is converted into earnings and cash flow. Balance-sheet composition shapes financial flexibility and solvency risk. In recent filings, Citizens Financial reported revenue of 173.24 million, positive EPS of 8.1, operating margin of 45.73% as of the latest reporting period.

Citizens Financial Services analytics rely on periodic company reporting and market reference feeds, with quality checks and normalization applied. Statement-level metrics reflect company-reported GAAP or IFRS formats for the relevant filing period.

Editorial review and methodology oversight provided by: Rifka Kats, Member of Macroaxis Editorial Board