Dave Inc Net Income
| DAVE Stock | USD 180.57 3.96 2.24% |
As of the 18th of February 2026, Dave shows the Standard Deviation of 4.53, variance of 20.5, and Mean Deviation of 3.24. Dave Inc technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm Dave Inc standard deviation, as well as the relationship between the maximum drawdown and kurtosis to decide if Dave Inc is priced favorably, providing market reflects its regular price of 180.57 per share. Given that Dave has information ratio of (0.09), we urge you to verify Dave Inc's prevailing market performance to make sure the company can sustain itself at a future point.
Dave Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.8393 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 66.6 M | 69.9 M | |
| Net Loss | -116 M | -110.2 M | |
| Net Income | 66.6 M | 69.9 M | |
| Net Income Per Share | 4.16 | 4.37 | |
| Net Income Per E B T | 0.86 | 0.74 |
Dave | Net Income | Build AI portfolio with Dave Stock |
Analyzing Dave's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Dave's current valuation and future prospects.
Latest Dave's Net Income Growth Pattern
Below is the plot of the Net Income of Dave Inc over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Dave Inc financial statement analysis. It represents the amount of money remaining after all of Dave Inc operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Dave's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Dave's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 57.87 M | 10 Years Trend |
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Net Income |
| Timeline |
Dave Net Income Regression Statistics
| Arithmetic Mean | (129,082) | |
| Geometric Mean | 4,051,367 | |
| Coefficient Of Variation | (34,693) | |
| Mean Deviation | 23,983,138 | |
| Median | 787,000 | |
| Standard Deviation | 44,782,002 | |
| Sample Variance | 2005.4T | |
| Range | 198.8M | |
| R-Value | 0.14 | |
| Mean Square Error | 2096.2T | |
| R-Squared | 0.02 | |
| Significance | 0.59 | |
| Slope | 1,256,181 | |
| Total Sum of Squares | 32086.8T |
Dave Net Income History
Other Fundumenentals of Dave Inc
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Dave Net Income component correlations
Dave Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Dave is extremely important. It helps to project a fair market value of Dave Stock properly, considering its historical fundamentals such as Net Income. Since Dave's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Dave's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Dave's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Application Software sector continue expanding? Could Dave diversify its offerings? Factors like these will boost the valuation of Dave. Projected growth potential of Dave fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Dave data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 210.333 | Earnings Share 10.12 | Revenue Per Share | Quarterly Revenue Growth 0.63 | Return On Assets |
Understanding Dave Inc requires distinguishing between market price and book value, where the latter reflects Dave's accounting equity. The concept of intrinsic value - what Dave's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Dave's price substantially above or below its fundamental value.
It's important to distinguish between Dave's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Dave should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Dave's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Dave 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Dave's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Dave.
| 11/20/2025 |
| 02/18/2026 |
If you would invest 0.00 in Dave on November 20, 2025 and sell it all today you would earn a total of 0.00 from holding Dave Inc or generate 0.0% return on investment in Dave over 90 days. Dave is related to or competes with Blackline, Kingsoft Cloud, Asana, Freshworks, Vertex, Blackbaud, and NCino. Dave Inc. provides a suite of financial products and services through its financial service online platform More
Dave Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Dave's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Dave Inc upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.09) | |||
| Maximum Drawdown | 26.09 | |||
| Value At Risk | (8.58) | |||
| Potential Upside | 6.01 |
Dave Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Dave's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Dave's standard deviation. In reality, there are many statistical measures that can use Dave historical prices to predict the future Dave's volatility.| Risk Adjusted Performance | (0.06) | |||
| Jensen Alpha | (0.54) | |||
| Total Risk Alpha | (0.63) | |||
| Treynor Ratio | (0.10) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Dave's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Dave February 18, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.09) | |||
| Mean Deviation | 3.24 | |||
| Coefficient Of Variation | (1,222) | |||
| Standard Deviation | 4.53 | |||
| Variance | 20.5 | |||
| Information Ratio | (0.09) | |||
| Jensen Alpha | (0.54) | |||
| Total Risk Alpha | (0.63) | |||
| Treynor Ratio | (0.10) | |||
| Maximum Drawdown | 26.09 | |||
| Value At Risk | (8.58) | |||
| Potential Upside | 6.01 | |||
| Skewness | 0.3952 | |||
| Kurtosis | 3.35 |
Dave Inc Backtested Returns
At this point, Dave is very steady. Dave Inc secures Sharpe Ratio (or Efficiency) of 0.0176, which denotes the company had a 0.0176 % return per unit of risk over the last 3 months. We have found twenty-three technical indicators for Dave Inc, which you can use to evaluate the volatility of the firm. Please confirm Dave's Mean Deviation of 3.24, variance of 20.5, and Standard Deviation of 4.53 to check if the risk estimate we provide is consistent with the expected return of 0.0782%. Dave has a performance score of 1 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 3.72, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Dave will likely underperform. Dave Inc right now shows a risk of 4.44%. Please confirm Dave Inc kurtosis, as well as the relationship between the day median price and relative strength index , to decide if Dave Inc will be following its price patterns.
Auto-correlation | -0.28 |
Weak reverse predictability
Dave Inc has weak reverse predictability. Overlapping area represents the amount of predictability between Dave time series from 20th of November 2025 to 4th of January 2026 and 4th of January 2026 to 18th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Dave Inc price movement. The serial correlation of -0.28 indicates that nearly 28.0% of current Dave price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.28 | |
| Spearman Rank Test | -0.54 | |
| Residual Average | 0.0 | |
| Price Variance | 552.39 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Dave Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Dave Inc reported net income of 57.87 M. This is 89.26% lower than that of the Software sector and significantly higher than that of the Information Technology industry. The net income for all United States stocks is 89.86% higher than that of the company.
Dave Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Dave's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Dave could also be used in its relative valuation, which is a method of valuing Dave by comparing valuation metrics of similar companies.Dave is currently under evaluation in net income category among its peers.
Dave ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Dave's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Dave's managers, analysts, and investors.Environmental | Governance | Social |
Dave Institutional Holders
Institutional Holdings refers to the ownership stake in Dave that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Dave's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Dave's value.| Shares | Proem Advisors Llc | 2025-06-30 | 197.8 K | American Century Companies Inc | 2025-06-30 | 196.2 K | Driehaus Capital Management Llc | 2025-06-30 | 191.9 K | State Street Corp | 2025-06-30 | 186.7 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 159 K | Nuveen, Llc | 2025-06-30 | 149.2 K | Millennium Management Llc | 2025-06-30 | 129.5 K | G2 Investment Partners Management Llc | 2025-06-30 | 116.6 K | Trexquant Investment Lp | 2025-06-30 | 116.2 K | Hood River Capital Management Llc | 2025-06-30 | 1.1 M | Blackrock Inc | 2025-06-30 | 675 K |
Dave Fundamentals
| Return On Equity | 0.66 | ||||
| Return On Asset | 0.25 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.30 % | ||||
| Current Valuation | 2.38 B | ||||
| Shares Outstanding | 12.19 M | ||||
| Shares Owned By Insiders | 12.39 % | ||||
| Shares Owned By Institutions | 93.56 % | ||||
| Number Of Shares Shorted | 1.17 M | ||||
| Price To Earning | 12.05 X | ||||
| Price To Book | 8.22 X | ||||
| Price To Sales | 4.87 X | ||||
| Revenue | 347.08 M | ||||
| Gross Profit | 351.62 M | ||||
| EBITDA | 76.02 M | ||||
| Net Income | 57.87 M | ||||
| Cash And Equivalents | 223.88 M | ||||
| Cash Per Share | 0.59 X | ||||
| Total Debt | 75.55 M | ||||
| Debt To Equity | 1.36 % | ||||
| Current Ratio | 5.10 X | ||||
| Book Value Per Share | 21.57 X | ||||
| Cash Flow From Operations | 125.14 M | ||||
| Short Ratio | 2.29 X | ||||
| Earnings Per Share | 10.12 X | ||||
| Price To Earnings To Growth | 1.37 X | ||||
| Target Price | 300.11 | ||||
| Number Of Employees | 274 | ||||
| Beta | 3.9 | ||||
| Market Capitalization | 2.39 B | ||||
| Total Asset | 299.33 M | ||||
| Retained Earnings | (152.45 M) | ||||
| Working Capital | 247.21 M | ||||
| Current Asset | 17.2 M | ||||
| Current Liabilities | 14.52 M | ||||
| Net Asset | 299.33 M |
About Dave Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Dave Inc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Dave using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Dave Inc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Dave Inc is a strong investment it is important to analyze Dave's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Dave's future performance. For an informed investment choice regarding Dave Stock, refer to the following important reports:Check out You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Will Application Software sector continue expanding? Could Dave diversify its offerings? Factors like these will boost the valuation of Dave. Projected growth potential of Dave fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Dave data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 210.333 | Earnings Share 10.12 | Revenue Per Share | Quarterly Revenue Growth 0.63 | Return On Assets |
Understanding Dave Inc requires distinguishing between market price and book value, where the latter reflects Dave's accounting equity. The concept of intrinsic value - what Dave's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Dave's price substantially above or below its fundamental value.
It's important to distinguish between Dave's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Dave should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Dave's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.