Eastern Bankshares Net Income
| EBC Stock | USD 21.61 0.19 0.89% |
As of the 14th of February 2026, Eastern Bankshares shows the Coefficient Of Variation of 480.84, mean deviation of 1.25, and Downside Deviation of 1.18. Eastern Bankshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Eastern Bankshares Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 6.8232 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 229.7 M | 241.2 M | |
| Net Income From Continuing Ops | 107.6 M | 81.7 M | |
| Net Income | 107.6 M | 75.2 M | |
| Net Income Per Share | 0.41 | 0.60 | |
| Net Income Per E B T | 0.89 | 0.51 |
Eastern | Net Income | Build AI portfolio with Eastern Stock |
Analyzing Eastern Bankshares's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Eastern Bankshares's current valuation and future prospects.
Latest Eastern Bankshares' Net Income Growth Pattern
Below is the plot of the Net Income of Eastern Bankshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Eastern Bankshares financial statement analysis. It represents the amount of money remaining after all of Eastern Bankshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Eastern Bankshares' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Eastern Bankshares' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 119.56 M | 10 Years Trend |
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Net Income |
| Timeline |
Eastern Net Income Regression Statistics
| Arithmetic Mean | 133,874,379 | |
| Geometric Mean | 121,945,190 | |
| Coefficient Of Variation | 40.47 | |
| Mean Deviation | 31,934,064 | |
| Median | 122,727,000 | |
| Standard Deviation | 54,176,206 | |
| Sample Variance | 2935.1T | |
| Range | 272.1M | |
| R-Value | 0.25 | |
| Mean Square Error | 2938T | |
| R-Squared | 0.06 | |
| Significance | 0.34 | |
| Slope | 2,661,749 | |
| Total Sum of Squares | 46961T |
Eastern Net Income History
Other Fundumenentals of Eastern Bankshares
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Eastern Bankshares Net Income component correlations
Eastern Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Eastern Bankshares is extremely important. It helps to project a fair market value of Eastern Stock properly, considering its historical fundamentals such as Net Income. Since Eastern Bankshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Eastern Bankshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Eastern Bankshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Eastern diversify its offerings? Factors like these will boost the valuation of Eastern Bankshares. Projected growth potential of Eastern fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Eastern Bankshares data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.537 | Dividend Share 0.51 | Earnings Share 0.43 | Revenue Per Share | Quarterly Revenue Growth 0.328 |
Eastern Bankshares's market price often diverges from its book value, the accounting figure shown on Eastern's balance sheet. Smart investors calculate Eastern Bankshares' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Eastern Bankshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Eastern Bankshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Eastern Bankshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Eastern Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Eastern Bankshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Eastern Bankshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Eastern Bankshares.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Eastern Bankshares on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Eastern Bankshares or generate 0.0% return on investment in Eastern Bankshares over 90 days. Eastern Bankshares is related to or competes with MT Bank, Fulton Financial, Bancorp, Independent Bank, Associated Banc, TFS Financial, and United Community. Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking products and servic... More
Eastern Bankshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Eastern Bankshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Eastern Bankshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.18 | |||
| Information Ratio | 0.1668 | |||
| Maximum Drawdown | 7.61 | |||
| Value At Risk | (1.75) | |||
| Potential Upside | 3.47 |
Eastern Bankshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Eastern Bankshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Eastern Bankshares' standard deviation. In reality, there are many statistical measures that can use Eastern Bankshares historical prices to predict the future Eastern Bankshares' volatility.| Risk Adjusted Performance | 0.1731 | |||
| Jensen Alpha | 0.2776 | |||
| Total Risk Alpha | 0.2172 | |||
| Sortino Ratio | 0.2398 | |||
| Treynor Ratio | 0.3128 |
Eastern Bankshares February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1731 | |||
| Market Risk Adjusted Performance | 0.3228 | |||
| Mean Deviation | 1.25 | |||
| Semi Deviation | 0.8605 | |||
| Downside Deviation | 1.18 | |||
| Coefficient Of Variation | 480.84 | |||
| Standard Deviation | 1.7 | |||
| Variance | 2.89 | |||
| Information Ratio | 0.1668 | |||
| Jensen Alpha | 0.2776 | |||
| Total Risk Alpha | 0.2172 | |||
| Sortino Ratio | 0.2398 | |||
| Treynor Ratio | 0.3128 | |||
| Maximum Drawdown | 7.61 | |||
| Value At Risk | (1.75) | |||
| Potential Upside | 3.47 | |||
| Downside Variance | 1.4 | |||
| Semi Variance | 0.7404 | |||
| Expected Short fall | (1.54) | |||
| Skewness | 1.08 | |||
| Kurtosis | 1.34 |
Eastern Bankshares Backtested Returns
Eastern Bankshares appears to be very steady, given 3 months investment horizon. Eastern Bankshares secures Sharpe Ratio (or Efficiency) of 0.24, which denotes the company had a 0.24 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Eastern Bankshares, which you can use to evaluate the volatility of the firm. Please utilize Eastern Bankshares' Mean Deviation of 1.25, downside deviation of 1.18, and Coefficient Of Variation of 480.84 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Eastern Bankshares holds a performance score of 18. The firm shows a Beta (market volatility) of 1.1, which means a somewhat significant risk relative to the market. Eastern Bankshares returns are very sensitive to returns on the market. As the market goes up or down, Eastern Bankshares is expected to follow. Please check Eastern Bankshares' sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to make a quick decision on whether Eastern Bankshares' price patterns will revert.
Auto-correlation | 0.37 |
Below average predictability
Eastern Bankshares has below average predictability. Overlapping area represents the amount of predictability between Eastern Bankshares time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Eastern Bankshares price movement. The serial correlation of 0.37 indicates that just about 37.0% of current Eastern Bankshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.37 | |
| Spearman Rank Test | 0.15 | |
| Residual Average | 0.0 | |
| Price Variance | 1.18 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Eastern Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Eastern Bankshares reported net income of 119.56 M. This is 90.64% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 79.06% higher than that of the company.
Eastern Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Eastern Bankshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Eastern Bankshares could also be used in its relative valuation, which is a method of valuing Eastern Bankshares by comparing valuation metrics of similar companies.Eastern Bankshares is currently under evaluation in net income category among its peers.
Eastern Bankshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Eastern Bankshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Eastern Bankshares' managers, analysts, and investors.Environmental | Governance | Social |
Eastern Bankshares Institutional Holders
Institutional Holdings refers to the ownership stake in Eastern Bankshares that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Eastern Bankshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Eastern Bankshares' value.| Shares | Norges Bank | 2025-06-30 | 2.3 M | William Blair Investment Management, Llc | 2025-06-30 | 2.2 M | First Trust Advisors L.p. | 2025-06-30 | 2.2 M | Massachusetts Financial Services Company | 2025-06-30 | 2.2 M | Systematic Financial Management Lp | 2025-06-30 | 1.9 M | Charles Schwab Investment Management Inc | 2025-06-30 | 1.9 M | Northern Trust Corp | 2025-06-30 | 1.8 M | Wellington Management Company Llp | 2025-06-30 | 1.8 M | Azora Capital Lp | 2025-06-30 | 1.7 M | Vanguard Group Inc | 2025-06-30 | 19.5 M | Fmr Inc | 2025-06-30 | 16.9 M |
Eastern Fundamentals
| Return On Equity | 0.0222 | ||||
| Return On Asset | 0.0031 | ||||
| Profit Margin | 0.13 % | ||||
| Operating Margin | 0.49 % | ||||
| Current Valuation | 4.51 B | ||||
| Shares Outstanding | 219.72 M | ||||
| Shares Owned By Insiders | 1.18 % | ||||
| Shares Owned By Institutions | 75.27 % | ||||
| Number Of Shares Shorted | 7.72 M | ||||
| Price To Earning | 45.50 X | ||||
| Price To Book | 1.09 X | ||||
| Price To Sales | 6.92 X | ||||
| Revenue | 1.06 B | ||||
| Gross Profit | 696.7 M | ||||
| EBITDA | 157.11 M | ||||
| Net Income | 119.56 M | ||||
| Cash And Equivalents | 158.44 M | ||||
| Cash Per Share | 0.95 X | ||||
| Total Debt | 214.9 M | ||||
| Book Value Per Share | 20.17 X | ||||
| Cash Flow From Operations | 284.22 M | ||||
| Short Ratio | 4.10 X | ||||
| Earnings Per Share | 0.43 X | ||||
| Target Price | 23.42 | ||||
| Number Of Employees | 2 K | ||||
| Beta | 0.8 | ||||
| Market Capitalization | 4.82 B | ||||
| Total Asset | 30.59 B | ||||
| Retained Earnings | 2.07 B | ||||
| Annual Yield | 0.02 % | ||||
| Net Asset | 30.59 B | ||||
| Last Dividend Paid | 0.51 |
About Eastern Bankshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Eastern Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Eastern Bankshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Eastern Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Eastern Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Eastern Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Eastern Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Eastern Bankshares Stock:Check out For information on how to trade Eastern Stock refer to our How to Trade Eastern Stock guide.You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Will Regional Banks sector continue expanding? Could Eastern diversify its offerings? Factors like these will boost the valuation of Eastern Bankshares. Projected growth potential of Eastern fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Eastern Bankshares data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.537 | Dividend Share 0.51 | Earnings Share 0.43 | Revenue Per Share | Quarterly Revenue Growth 0.328 |
Eastern Bankshares's market price often diverges from its book value, the accounting figure shown on Eastern's balance sheet. Smart investors calculate Eastern Bankshares' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Eastern Bankshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Eastern Bankshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Eastern Bankshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Eastern Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.