Erste Group Bank Stock Net Income

EBO Stock  EUR 108.60  1.50  1.36%   
As of the 3rd of February, Erste Group shows the Mean Deviation of 1.02, coefficient of variation of 345.27, and Downside Deviation of 1.67. Erste Group Bank technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Erste Group Total Revenue

8.82 Billion

Analyzing historical trends in various income statement and balance sheet accounts from Erste Group's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Erste Group's valuation are summarized below:
Market Capitalization
16.2 B
Enterprise Value Revenue
8.8159
There are currently thirty-eight fundamental signals for Erste Group Bank that can be evaluated and compared over time across rivals. All traders should verify Erste Group's prevailing fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income From Continuing Ops4.5 B2.6 B
Net Income3.6 B2.1 B
Net Income From Continuing Ops is likely to drop to about 2.6 B in 2026. Net Income is likely to drop to about 2.1 B in 2026.
  
The evolution of Net Income for Erste Group Bank provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Erste Group compares to historical norms and industry peers.

Latest Erste Group's Net Income Growth Pattern

Below is the plot of the Net Income of Erste Group Bank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Erste Group Bank financial statement analysis. It represents the amount of money remaining after all of Erste Group Bank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Erste Group's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Erste Group's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 3.12 B10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Erste Net Income Regression Statistics

Arithmetic Mean1,769,367,415
Geometric Mean1,630,266,010
Coefficient Of Variation44.66
Mean Deviation620,132,606
Median1,316,218,000
Standard Deviation790,177,369
Sample Variance624380.3T
Range2.8B
R-Value0.74
Mean Square Error301271T
R-Squared0.55
Significance0.0007
Slope115,798,798
Total Sum of Squares9990084.4T

Erste Net Income History

20262.1 B
20253.6 B
20243.1 B
2023B
20222.2 B
20211.9 B
2020783.1 M
It's important to distinguish between Erste Group's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Erste Group should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Erste Group's market price signifies the transaction level at which participants voluntarily complete trades.

Erste Group 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Erste Group's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Erste Group.
0.00
11/05/2025
No Change 0.00  0.0 
In 3 months and 1 day
02/03/2026
0.00
If you would invest  0.00  in Erste Group on November 5, 2025 and sell it all today you would earn a total of 0.00 from holding Erste Group Bank or generate 0.0% return on investment in Erste Group over 90 days. Erste Group is related to or competes with China Resources, Texas Roadhouse, SCANSOURCE, MOLSON RS, BROADSTNET LEADL-00025, Nishi-Nippon Railroad, and COPLAND ROAD. Erste Group is entity of Germany. It is traded as Stock on MU exchange. More

Erste Group Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Erste Group's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Erste Group Bank upside and downside potential and time the market with a certain degree of confidence.

Erste Group Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Erste Group's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Erste Group's standard deviation. In reality, there are many statistical measures that can use Erste Group historical prices to predict the future Erste Group's volatility.
Hype
Prediction
LowEstimatedHigh
107.07108.53109.99
Details
Intrinsic
Valuation
LowRealHigh
85.7287.18119.46
Details
Naive
Forecast
LowNextHigh
110.55112.01113.48
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
100.44105.44110.43
Details

Erste Group February 3, 2026 Technical Indicators

Erste Group Bank Backtested Returns

Erste Group appears to be very steady, given 3 months investment horizon. Erste Group Bank secures Sharpe Ratio (or Efficiency) of 0.24, which denotes the company had a 0.24 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for Erste Group Bank, which you can use to evaluate the volatility of the firm. Please utilize Erste Group's Coefficient Of Variation of 345.27, mean deviation of 1.02, and Downside Deviation of 1.67 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Erste Group holds a performance score of 18. The firm shows a Beta (market volatility) of -0.007, which means not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Erste Group are expected to decrease at a much lower rate. During the bear market, Erste Group is likely to outperform the market. Please check Erste Group's potential upside, skewness, and the relationship between the maximum drawdown and semi variance , to make a quick decision on whether Erste Group's price patterns will revert.

Auto-correlation

    
  0.81  

Very good predictability

Erste Group Bank has very good predictability. Overlapping area represents the amount of predictability between Erste Group time series from 5th of November 2025 to 20th of December 2025 and 20th of December 2025 to 3rd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Erste Group Bank price movement. The serial correlation of 0.81 indicates that around 81.0% of current Erste Group price fluctuation can be explain by its past prices.
Correlation Coefficient0.81
Spearman Rank Test0.59
Residual Average0.0
Price Variance7.16
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Erste Net Interest Income

Net Interest Income

5.93 Billion

At this time, Erste Group's Net Interest Income is comparatively stable compared to the past year.
Based on the recorded statements, Erste Group Bank reported net income of 3.12 B. This is much higher than that of the Metals & Mining sector and significantly higher than that of the Materials industry. The net income for all Germany stocks is notably lower than that of the firm.

Erste Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Erste Group's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Erste Group could also be used in its relative valuation, which is a method of valuing Erste Group by comparing valuation metrics of similar companies.
Erste Group is currently under evaluation in net income category among its peers.

Erste Group ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Erste Group's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Erste Group's managers, analysts, and investors.
Environment Score
Governance Score
Social Score

Erste Fundamentals

About Erste Group Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Erste Group Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Erste Group using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Erste Group Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Thematic Opportunities

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Additional Tools for Erste Stock Analysis

When running Erste Group's price analysis, check to measure Erste Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Erste Group is operating at the current time. Most of Erste Group's value examination focuses on studying past and present price action to predict the probability of Erste Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Erste Group's price. Additionally, you may evaluate how the addition of Erste Group to your portfolios can decrease your overall portfolio volatility.