E L Financial Corp Stock Net Income
| ELF Stock | CAD 17.23 0.05 0.29% |
As of the 21st of February, E L shows the Semi Deviation of 0.933, mean deviation of 0.8027, and Downside Deviation of 0.9995. E L Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the entity's future prices.
E L Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 2.1456 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 2 B | 2.1 B | |
| Net Income From Continuing Ops | 2 B | 2.1 B | |
| Net Income Applicable To Common Shares | 1.8 B | 1.9 B | |
| Net Income Per Share | 4.20 | 4.41 | |
| Net Income Per E B T | 0.68 | 0.62 |
ELF | Net Income |
Evaluating E L's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into E L Financial Corp's fundamental strength.
Latest E L's Net Income Growth Pattern
Below is the plot of the Net Income of E L Financial Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in E L Financial financial statement analysis. It represents the amount of money remaining after all of E L Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is E L's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in E L's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 1.75 B | 10 Years Trend |
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Net Income |
| Timeline |
ELF Net Income Regression Statistics
| Arithmetic Mean | 684,743,744 | |
| Geometric Mean | 436,665,779 | |
| Coefficient Of Variation | 93.65 | |
| Mean Deviation | 500,182,170 | |
| Median | 528,490,000 | |
| Standard Deviation | 641,269,556 | |
| Sample Variance | 411226.6T | |
| Range | 2.2B | |
| R-Value | 0.66 | |
| Mean Square Error | 249509.5T | |
| R-Squared | 0.43 | |
| Significance | 0 | |
| Slope | 83,386,991 | |
| Total Sum of Squares | 6579626.3T |
ELF Net Income History
ELF Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for E L is extremely important. It helps to project a fair market value of ELF Stock properly, considering its historical fundamentals such as Net Income. Since E L's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of E L's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of E L's interrelated accounts and indicators.
Click cells to compare fundamentals
E L 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to E L's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of E L.
| 11/23/2025 |
| 02/21/2026 |
If you would invest 0.00 in E L on November 23, 2025 and sell it all today you would earn a total of 0.00 from holding E L Financial Corp or generate 0.0% return on investment in E L over 90 days. E L is related to or competes with Intact Financ, Bitfarms, Alignvest Acquisition, EQB, Brookfield Business, Hut 8, and Definity Financial. E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada More
E L Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure E L's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess E L Financial Corp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.9995 | |||
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 6.92 | |||
| Value At Risk | (1.50) | |||
| Potential Upside | 1.82 |
E L Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for E L's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as E L's standard deviation. In reality, there are many statistical measures that can use E L historical prices to predict the future E L's volatility.| Risk Adjusted Performance | 0.0296 | |||
| Jensen Alpha | 0.0021 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.0761 |
E L February 21, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0296 | |||
| Market Risk Adjusted Performance | 0.0861 | |||
| Mean Deviation | 0.8027 | |||
| Semi Deviation | 0.933 | |||
| Downside Deviation | 0.9995 | |||
| Coefficient Of Variation | 2902.35 | |||
| Standard Deviation | 1.14 | |||
| Variance | 1.3 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | 0.0021 | |||
| Total Risk Alpha | (0.08) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.0761 | |||
| Maximum Drawdown | 6.92 | |||
| Value At Risk | (1.50) | |||
| Potential Upside | 1.82 | |||
| Downside Variance | 0.9991 | |||
| Semi Variance | 0.8705 | |||
| Expected Short fall | (0.89) | |||
| Skewness | 0.945 | |||
| Kurtosis | 2.76 |
E L Financial Backtested Returns
As of now, ELF Stock is very steady. E L Financial secures Sharpe Ratio (or Efficiency) of 0.0595, which denotes the company had a 0.0595 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for E L Financial Corp, which you can use to evaluate the volatility of the entity. Please confirm E L's Mean Deviation of 0.8027, downside deviation of 0.9995, and Semi Deviation of 0.933 to check if the risk estimate we provide is consistent with the expected return of 0.0661%. E L has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.38, which means possible diversification benefits within a given portfolio. As returns on the market increase, E L's returns are expected to increase less than the market. However, during the bear market, the loss of holding E L is expected to be smaller as well. E L Financial today shows a risk of 1.11%. Please confirm E L Financial jensen alpha, potential upside, accumulation distribution, as well as the relationship between the treynor ratio and expected short fall , to decide if E L Financial will be following its price patterns.
Auto-correlation | -0.45 |
Modest reverse predictability
E L Financial Corp has modest reverse predictability. Overlapping area represents the amount of predictability between E L time series from 23rd of November 2025 to 7th of January 2026 and 7th of January 2026 to 21st of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of E L Financial price movement. The serial correlation of -0.45 indicates that just about 45.0% of current E L price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.45 | |
| Spearman Rank Test | -0.11 | |
| Residual Average | 0.0 | |
| Price Variance | 0.17 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
ELF Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, E L Financial Corp reported net income of 1.75 B. This is 37.1% higher than that of the Insurance sector and 235.1% higher than that of the Financials industry. The net income for all Canada stocks is significantly lower than that of the firm.
ELF Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses E L's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of E L could also be used in its relative valuation, which is a method of valuing E L by comparing valuation metrics of similar companies.E L is currently under evaluation in net income category among its peers.
ELF Fundamentals
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0423 | ||||
| Profit Margin | 0.39 % | ||||
| Operating Margin | 0.68 % | ||||
| Current Valuation | 6.52 B | ||||
| Shares Outstanding | 346.17 M | ||||
| Shares Owned By Insiders | 57.80 % | ||||
| Shares Owned By Institutions | 14.87 % | ||||
| Number Of Shares Shorted | 17.35 K | ||||
| Price To Earning | 11.40 X | ||||
| Price To Book | 0.70 X | ||||
| Price To Sales | 1.75 X | ||||
| Revenue | 3.35 B | ||||
| Gross Profit | 2.1 B | ||||
| EBITDA | 2.12 B | ||||
| Net Income | 1.75 B | ||||
| Cash And Equivalents | 187.57 M | ||||
| Cash Per Share | 93.96 X | ||||
| Total Debt | 598.87 M | ||||
| Debt To Equity | 7.00 % | ||||
| Current Ratio | 0.49 X | ||||
| Book Value Per Share | 24.95 X | ||||
| Cash Flow From Operations | 459.55 M | ||||
| Short Ratio | 0.28 X | ||||
| Earnings Per Share | 3.62 X | ||||
| Number Of Employees | 1.24 K | ||||
| Beta | 0.87 | ||||
| Market Capitalization | 5.96 B | ||||
| Total Asset | 28.12 B | ||||
| Retained Earnings | 8.02 B | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 0.42 % | ||||
| Net Asset | 28.12 B | ||||
| Last Dividend Paid | 0.16 |
About E L Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze E L Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of E L using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of E L Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with E L
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if E L position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in E L will appreciate offsetting losses from the drop in the long position's value.Moving together with ELF Stock
Moving against ELF Stock
The ability to find closely correlated positions to E L could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace E L when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back E L - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling E L Financial Corp to buy it.
The correlation of E L is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as E L moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if E L Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for E L can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Other Information on Investing in ELF Stock
E L financial ratios help investors to determine whether ELF Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in ELF with respect to the benefits of owning E L security.