Elmer Bancorp Stock Net Income
| ELMA Stock | USD 25.75 0.45 1.78% |
As of the 15th of February 2026, Elmer Bancorp shows the Downside Deviation of 0.942, coefficient of variation of 545.79, and Mean Deviation of 0.5844. Elmer Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
Elmer Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Elmer Bancorp's valuation are provided below:Elmer Bancorp does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Elmer |
Elmer Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Elmer Bancorp's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Elmer Bancorp.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in Elmer Bancorp on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding Elmer Bancorp or generate 0.0% return on investment in Elmer Bancorp over 90 days. Elmer Bancorp is related to or competes with AMB Financial, Huron Valley, CNB, Enterprise Financial, Bank Utica, First Southern, and Woodsboro Bank. Elmer Bancorp, Inc. operates as the bank holding company for The First National Bank of Elmer that provides various busi... More
Elmer Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Elmer Bancorp's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Elmer Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.942 | |||
| Information Ratio | 0.1264 | |||
| Maximum Drawdown | 3.31 | |||
| Value At Risk | (0.76) | |||
| Potential Upside | 0.8046 |
Elmer Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Elmer Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Elmer Bancorp's standard deviation. In reality, there are many statistical measures that can use Elmer Bancorp historical prices to predict the future Elmer Bancorp's volatility.| Risk Adjusted Performance | 0.1513 | |||
| Jensen Alpha | 0.2347 | |||
| Total Risk Alpha | 0.124 | |||
| Sortino Ratio | 0.165 | |||
| Treynor Ratio | (0.67) |
Elmer Bancorp February 15, 2026 Technical Indicators
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| Math Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | 0.1513 | |||
| Market Risk Adjusted Performance | (0.66) | |||
| Mean Deviation | 0.5844 | |||
| Semi Deviation | 0.082 | |||
| Downside Deviation | 0.942 | |||
| Coefficient Of Variation | 545.79 | |||
| Standard Deviation | 1.23 | |||
| Variance | 1.51 | |||
| Information Ratio | 0.1264 | |||
| Jensen Alpha | 0.2347 | |||
| Total Risk Alpha | 0.124 | |||
| Sortino Ratio | 0.165 | |||
| Treynor Ratio | (0.67) | |||
| Maximum Drawdown | 3.31 | |||
| Value At Risk | (0.76) | |||
| Potential Upside | 0.8046 | |||
| Downside Variance | 0.8873 | |||
| Semi Variance | 0.0067 | |||
| Expected Short fall | (1.09) | |||
| Skewness | 5.23 | |||
| Kurtosis | 37.56 |
Elmer Bancorp Backtested Returns
Elmer Bancorp appears to be very steady, given 3 months investment horizon. Elmer Bancorp secures Sharpe Ratio (or Efficiency) of 0.18, which denotes the company had a 0.18 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for Elmer Bancorp, which you can use to evaluate the volatility of the firm. Please utilize Elmer Bancorp's Mean Deviation of 0.5844, downside deviation of 0.942, and Coefficient Of Variation of 545.79 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Elmer Bancorp holds a performance score of 14. The firm shows a Beta (market volatility) of -0.32, which means possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning Elmer Bancorp are expected to decrease at a much lower rate. During the bear market, Elmer Bancorp is likely to outperform the market. Please check Elmer Bancorp's downside variance, rate of daily change, and the relationship between the maximum drawdown and skewness , to make a quick decision on whether Elmer Bancorp's price patterns will revert.
Auto-correlation | 0.70 |
Good predictability
Elmer Bancorp has good predictability. Overlapping area represents the amount of predictability between Elmer Bancorp time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Elmer Bancorp price movement. The serial correlation of 0.7 indicates that around 70.0% of current Elmer Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.7 | |
| Spearman Rank Test | 0.24 | |
| Residual Average | 0.0 | |
| Price Variance | 0.62 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Elmer Bancorp reported net income of 1.95 M. This is 99.85% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.66% higher than that of the company.
Elmer Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Elmer Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Elmer Bancorp could also be used in its relative valuation, which is a method of valuing Elmer Bancorp by comparing valuation metrics of similar companies.Elmer Bancorp is currently under evaluation in net income category among its peers.
Elmer Fundamentals
| Profit Margin | 0.15 % | |||
| Operating Margin | 0.23 % | |||
| Current Valuation | 21.56 M | |||
| Price To Earning | 14.85 X | |||
| Price To Sales | 1.05 X | |||
| Revenue | 13.03 M | |||
| Gross Profit | 12.61 M | |||
| Net Income | 1.95 M | |||
| Book Value Per Share | 25.62 X | |||
| Cash Flow From Operations | 1.73 M | |||
| Earnings Per Share | 1.61 X | |||
| Beta | 0.56 | |||
| Market Capitalization | 15.05 M | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.61 % | |||
| Last Dividend Paid | 0.2 |
About Elmer Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Elmer Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Elmer Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Elmer Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in Elmer Pink Sheet
Elmer Bancorp financial ratios help investors to determine whether Elmer Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Elmer with respect to the benefits of owning Elmer Bancorp security.