First Commonwealth Financial Stock Net Income
| FCF Stock | EUR 15.40 0.10 0.65% |
As of the 24th of February, First Commonwealth shows the Mean Deviation of 1.9, downside deviation of 3.24, and Coefficient Of Variation of 1074.61. First Commonwealth technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Commonwealth information ratio, treynor ratio, value at risk, as well as the relationship between the jensen alpha and maximum drawdown to decide if First Commonwealth is priced favorably, providing market reflects its regular price of 15.4 per share.
First Commonwealth Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization 1.6 B | Enterprise Value Revenue 4.5646 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 164 M | 112.1 M | |
| Net Income Applicable To Common Shares | 147.4 M | 98.7 M | |
| Net Income | 164 M | 111.9 M |
First | Net Income |
The Net Income trend for First Commonwealth Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether First Commonwealth is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest First Commonwealth's Net Income Growth Pattern
Below is the plot of the Net Income of First Commonwealth Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in First Commonwealth financial statement analysis. It represents the amount of money remaining after all of First Commonwealth Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is First Commonwealth's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Commonwealth's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 142.57 M | 10 Years Trend |
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Net Income |
| Timeline |
First Net Income Regression Statistics
| Arithmetic Mean | 90,812,894 | |
| Geometric Mean | 81,616,315 | |
| Coefficient Of Variation | 47.26 | |
| Mean Deviation | 38,618,358 | |
| Median | 73,447,000 | |
| Standard Deviation | 42,917,666 | |
| Sample Variance | 1841.9T | |
| Range | 113.8M | |
| R-Value | 0.88 | |
| Mean Square Error | 460.3T | |
| R-Squared | 0.77 | |
| Slope | 7,436,982 | |
| Total Sum of Squares | 29470.8T |
First Net Income History
First Commonwealth 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Commonwealth's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Commonwealth.
| 11/26/2025 |
| 02/24/2026 |
If you would invest 0.00 in First Commonwealth on November 26, 2025 and sell it all today you would earn a total of 0.00 from holding First Commonwealth Financial or generate 0.0% return on investment in First Commonwealth over 90 days. First Commonwealth is related to or competes with BioNTech, Algonquin Power, Evertz Technologies, COMMERCIAL VEHICLE, Geely Automobile, and Uber Technologies. First Commonwealth Financial Corporation, through its subsidiaries, provides consumer and commercial banking services to... More
First Commonwealth Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Commonwealth's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Commonwealth Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 3.24 | |||
| Information Ratio | 0.0667 | |||
| Maximum Drawdown | 16.09 | |||
| Value At Risk | (4.23) | |||
| Potential Upside | 4.47 |
First Commonwealth Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Commonwealth's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Commonwealth's standard deviation. In reality, there are many statistical measures that can use First Commonwealth historical prices to predict the future First Commonwealth's volatility.| Risk Adjusted Performance | 0.0795 | |||
| Jensen Alpha | 0.2383 | |||
| Total Risk Alpha | 0.0221 | |||
| Sortino Ratio | 0.0573 | |||
| Treynor Ratio | 1.47 |
First Commonwealth February 24, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0795 | |||
| Market Risk Adjusted Performance | 1.48 | |||
| Mean Deviation | 1.9 | |||
| Semi Deviation | 2.6 | |||
| Downside Deviation | 3.24 | |||
| Coefficient Of Variation | 1074.61 | |||
| Standard Deviation | 2.78 | |||
| Variance | 7.75 | |||
| Information Ratio | 0.0667 | |||
| Jensen Alpha | 0.2383 | |||
| Total Risk Alpha | 0.0221 | |||
| Sortino Ratio | 0.0573 | |||
| Treynor Ratio | 1.47 | |||
| Maximum Drawdown | 16.09 | |||
| Value At Risk | (4.23) | |||
| Potential Upside | 4.47 | |||
| Downside Variance | 10.5 | |||
| Semi Variance | 6.74 | |||
| Expected Short fall | (2.22) | |||
| Skewness | (0.17) | |||
| Kurtosis | 2.44 |
First Commonwealth Backtested Returns
First Commonwealth appears to be somewhat reliable, given 3 months investment horizon. First Commonwealth secures Sharpe Ratio (or Efficiency) of 0.11, which denotes the company had a 0.11 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for First Commonwealth Financial, which you can use to evaluate the volatility of the firm. Please utilize First Commonwealth's Downside Deviation of 3.24, mean deviation of 1.9, and Coefficient Of Variation of 1074.61 to check if our risk estimates are consistent with your expectations. On a scale of 0 to 100, First Commonwealth holds a performance score of 8. The firm shows a Beta (market volatility) of 0.17, which means not very significant fluctuations relative to the market. As returns on the market increase, First Commonwealth's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Commonwealth is expected to be smaller as well. Please check First Commonwealth's total risk alpha, treynor ratio, value at risk, as well as the relationship between the sortino ratio and maximum drawdown , to make a quick decision on whether First Commonwealth's price patterns will revert.
Auto-correlation | 0.47 |
Average predictability
First Commonwealth Financial has average predictability. Overlapping area represents the amount of predictability between First Commonwealth time series from 26th of November 2025 to 10th of January 2026 and 10th of January 2026 to 24th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Commonwealth price movement. The serial correlation of 0.47 indicates that about 47.0% of current First Commonwealth price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.47 | |
| Spearman Rank Test | 0.46 | |
| Residual Average | 0.0 | |
| Price Variance | 0.39 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
First Operating Income
Operating Income |
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Based on the recorded statements, First Commonwealth Financial reported net income of 142.57 M. This is 88.84% lower than that of the Banks sector and 67.16% lower than that of the Financials industry. The net income for all Germany stocks is 75.03% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Commonwealth's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Commonwealth could also be used in its relative valuation, which is a method of valuing First Commonwealth by comparing valuation metrics of similar companies.First Commonwealth is currently under evaluation in net income category among its peers.
First Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0127 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | 1.82 B | ||||
| Shares Outstanding | 102.84 M | ||||
| Shares Owned By Insiders | 2.17 % | ||||
| Shares Owned By Institutions | 77.15 % | ||||
| Price To Earning | 10.82 X | ||||
| Price To Book | 1.15 X | ||||
| Price To Sales | 3.28 X | ||||
| Revenue | 478.12 M | ||||
| Gross Profit | 485.53 M | ||||
| Net Income | 142.57 M | ||||
| Cash And Equivalents | 123.89 M | ||||
| Cash Per Share | 1.26 X | ||||
| Total Debt | 55 M | ||||
| Book Value Per Share | 12.87 X | ||||
| Cash Flow From Operations | 129.46 M | ||||
| Earnings Per Share | 1.25 X | ||||
| Target Price | 16.08 | ||||
| Number Of Employees | 1.57 K | ||||
| Beta | 0.79 | ||||
| Market Capitalization | 1.59 B | ||||
| Total Asset | 11.58 B | ||||
| Retained Earnings | 971.08 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.22 % | ||||
| Net Asset | 11.58 B | ||||
| Last Dividend Paid | 0.54 |
About First Commonwealth Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Commonwealth Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Commonwealth using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Commonwealth Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation. You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.