Angel Oak Financial Net Income
| FINS Stock | USD 13.25 0.09 0.67% |
As of the 13th of February 2026, Angel Oak shows the risk adjusted performance of 0.0875, and Mean Deviation of 0.3695. Angel Oak Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Angel Oak Financial variance, as well as the relationship between the value at risk and skewness to decide if Angel Oak Financial is priced correctly, providing market reflects its regular price of 13.25 per share. Given that Angel Oak has jensen alpha of 0.043, we suggest you to validate Angel Oak Financial's prevailing market performance to make sure the company can sustain itself at a future point.
Angel Oak Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 12.471 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 45.3 M | 47.6 M | |
| Net Loss | -34.2 M | -32.5 M | |
| Net Income | 45.3 M | 47.6 M | |
| Net Income Per Share | 1.79 | 1.88 |
Angel | Net Income | Build AI portfolio with Angel Stock |
The evolution of Net Income for Angel Oak Financial provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Angel Oak compares to historical norms and industry peers.
Latest Angel Oak's Net Income Growth Pattern
Below is the plot of the Net Income of Angel Oak Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Angel Oak Financial financial statement analysis. It represents the amount of money remaining after all of Angel Oak Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Angel Oak's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Angel Oak's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 39.39 M | 10 Years Trend |
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Net Income |
| Timeline |
Angel Net Income Regression Statistics
| Arithmetic Mean | 15,913,884 | |
| Geometric Mean | 16,981,097 | |
| Coefficient Of Variation | 118.96 | |
| Mean Deviation | 10,034,903 | |
| Median | 15,454,774 | |
| Standard Deviation | 18,931,367 | |
| Sample Variance | 358.4T | |
| Range | 85.5M | |
| R-Value | 0.21 | |
| Mean Square Error | 365.1T | |
| R-Squared | 0.04 | |
| Significance | 0.41 | |
| Slope | 793,924 | |
| Total Sum of Squares | 5734.3T |
Angel Net Income History
Other Fundumenentals of Angel Oak Financial
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Angel Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Angel Oak is extremely important. It helps to project a fair market value of Angel Stock properly, considering its historical fundamentals such as Net Income. Since Angel Oak's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Angel Oak's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Angel Oak's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Asset Management & Custody Banks market expansion? Will Angel introduce new products? Factors like these will boost the valuation of Angel Oak. Market participants price Angel higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about Angel Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.98) | Dividend Share 1.308 | Earnings Share 1.85 | Revenue Per Share | Quarterly Revenue Growth (0.01) |
Understanding Angel Oak Financial requires distinguishing between market price and book value, where the latter reflects Angel's accounting equity. The concept of intrinsic value - what Angel Oak's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Market sentiment, economic cycles, and investor behavior can push Angel Oak's price substantially above or below its fundamental value.
Please note, there is a significant difference between Angel Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Angel Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Angel Oak's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Angel Oak 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Angel Oak's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Angel Oak.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in Angel Oak on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding Angel Oak Financial or generate 0.0% return on investment in Angel Oak over 90 days. Angel Oak is related to or competes with BlackRock Floating, BlackRock California, MFS Intermediate, Eaton Vance, Putnam Premier, John Hancock, and RiverNorth Flexible. Angel Oak is entity of United States. It is traded as Stock on NYSE exchange. More
Angel Oak Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Angel Oak's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Angel Oak Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.4701 | |||
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 2.94 | |||
| Value At Risk | (0.79) | |||
| Potential Upside | 0.8621 |
Angel Oak Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Angel Oak's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Angel Oak's standard deviation. In reality, there are many statistical measures that can use Angel Oak historical prices to predict the future Angel Oak's volatility.| Risk Adjusted Performance | 0.0875 | |||
| Jensen Alpha | 0.043 | |||
| Total Risk Alpha | 0.0044 | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.4778 |
Angel Oak February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0875 | |||
| Market Risk Adjusted Performance | 0.4878 | |||
| Mean Deviation | 0.3695 | |||
| Semi Deviation | 0.3694 | |||
| Downside Deviation | 0.4701 | |||
| Coefficient Of Variation | 874.95 | |||
| Standard Deviation | 0.5289 | |||
| Variance | 0.2798 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | 0.043 | |||
| Total Risk Alpha | 0.0044 | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.4778 | |||
| Maximum Drawdown | 2.94 | |||
| Value At Risk | (0.79) | |||
| Potential Upside | 0.8621 | |||
| Downside Variance | 0.221 | |||
| Semi Variance | 0.1365 | |||
| Expected Short fall | (0.41) | |||
| Skewness | 1.09 | |||
| Kurtosis | 4.41 |
Angel Oak Financial Backtested Returns
Currently, Angel Oak Financial is very steady. Angel Oak Financial secures Sharpe Ratio (or Efficiency) of 0.14, which signifies that the company had a 0.14 % return per unit of standard deviation over the last 3 months. We have found twenty-nine technical indicators for Angel Oak Financial, which you can use to evaluate the volatility of the firm. Please confirm Angel Oak's mean deviation of 0.3695, and Risk Adjusted Performance of 0.0875 to double-check if the risk estimate we provide is consistent with the expected return of 0.0716%. Angel Oak has a performance score of 10 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.11, which signifies not very significant fluctuations relative to the market. As returns on the market increase, Angel Oak's returns are expected to increase less than the market. However, during the bear market, the loss of holding Angel Oak is expected to be smaller as well. Angel Oak Financial right now shows a risk of 0.53%. Please confirm Angel Oak Financial value at risk, and the relationship between the jensen alpha and skewness , to decide if Angel Oak Financial will be following its price patterns.
Auto-correlation | 0.61 |
Good predictability
Angel Oak Financial has good predictability. Overlapping area represents the amount of predictability between Angel Oak time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Angel Oak Financial price movement. The serial correlation of 0.61 indicates that roughly 61.0% of current Angel Oak price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.61 | |
| Spearman Rank Test | 0.62 | |
| Residual Average | 0.0 | |
| Price Variance | 0.01 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Angel Oak Financial reported net income of 39.39 M. This is much higher than that of the Capital Markets sector and significantly higher than that of the Financials industry. The net income for all United States stocks is notably lower than that of the firm.
Angel Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Angel Oak's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Angel Oak could also be used in its relative valuation, which is a method of valuing Angel Oak by comparing valuation metrics of similar companies.Angel Oak is currently under evaluation in net income category among its peers.
Angel Oak Current Valuation Drivers
We derive many important indicators used in calculating different scores of Angel Oak from analyzing Angel Oak's financial statements. These drivers represent accounts that assess Angel Oak's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Angel Oak's important valuation drivers and their relationship over time.
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Market Cap | 251.3M | 309.4M | 309.0M | 335.0M | 301.5M | 228.2M | |
| Enterprise Value | 389.8M | 462.7M | 448.3M | 466.7M | 420.0M | 329.6M |
Angel Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0311 | ||||
| Profit Margin | 1.24 % | ||||
| Operating Margin | 0.77 % | ||||
| Current Valuation | 434.42 M | ||||
| Shares Outstanding | 33.42 M | ||||
| Shares Owned By Insiders | 5.20 % | ||||
| Shares Owned By Institutions | 98.09 % | ||||
| Number Of Shares Shorted | 20.16 K | ||||
| Price To Earning | 6.93 X | ||||
| Price To Book | 0.97 X | ||||
| Price To Sales | 14.02 X | ||||
| Revenue | 40.39 M | ||||
| Gross Profit | 31.8 M | ||||
| EBITDA | 39.39 M | ||||
| Net Income | 39.39 M | ||||
| Cash And Equivalents | 100 K | ||||
| Cash Per Share | 0.01 X | ||||
| Total Debt | 131.64 M | ||||
| Debt To Equity | 0.43 % | ||||
| Current Ratio | 0.07 X | ||||
| Book Value Per Share | 13.82 X | ||||
| Cash Flow From Operations | 40.43 M | ||||
| Short Ratio | 0.31 X | ||||
| Earnings Per Share | 1.85 X | ||||
| Beta | 0.22 | ||||
| Market Capitalization | 445.78 M | ||||
| Total Asset | 486.05 M | ||||
| Retained Earnings | (46.32 M) | ||||
| Annual Yield | 0.10 % | ||||
| Net Asset | 486.05 M | ||||
| Last Dividend Paid | 1.31 |
About Angel Oak Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Angel Oak Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Angel Oak using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Angel Oak Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Angel Stock Analysis
When running Angel Oak's price analysis, check to measure Angel Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Angel Oak is operating at the current time. Most of Angel Oak's value examination focuses on studying past and present price action to predict the probability of Angel Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Angel Oak's price. Additionally, you may evaluate how the addition of Angel Oak to your portfolios can decrease your overall portfolio volatility.