First Ottawa Bancshares Stock Net Income
| FOTB Stock | USD 186.26 0.75 0.40% |
As of the 15th of February 2026, First Ottawa shows the Downside Deviation of 3.58, coefficient of variation of 916.0, and Mean Deviation of 1.02. First Ottawa Bancshares technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.
First Ottawa's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Ottawa's valuation are provided below:First Ottawa Bancshares does not presently have any fundamental signals for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. First |
First Ottawa 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to First Ottawa's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of First Ottawa.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in First Ottawa on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding First Ottawa Bancshares or generate 0.0% return on investment in First Ottawa over 90 days. First Ottawa is related to or competes with Marquette National, Benchmark Bankshares, CNB Bank, Lyons Bancorp, ENB Financial, Tri City, and Bank Utica. First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank Trust, National Associat... More
First Ottawa Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure First Ottawa's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess First Ottawa Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 3.58 | |||
| Information Ratio | 0.0793 | |||
| Maximum Drawdown | 15.36 | |||
| Value At Risk | (2.34) | |||
| Potential Upside | 3.13 |
First Ottawa Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Ottawa's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as First Ottawa's standard deviation. In reality, there are many statistical measures that can use First Ottawa historical prices to predict the future First Ottawa's volatility.| Risk Adjusted Performance | 0.0946 | |||
| Jensen Alpha | 0.2203 | |||
| Total Risk Alpha | 0.0717 | |||
| Sortino Ratio | 0.052 | |||
| Treynor Ratio | 0.5796 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Ottawa's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
First Ottawa February 15, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0946 | |||
| Market Risk Adjusted Performance | 0.5896 | |||
| Mean Deviation | 1.02 | |||
| Semi Deviation | 1.19 | |||
| Downside Deviation | 3.58 | |||
| Coefficient Of Variation | 916.0 | |||
| Standard Deviation | 2.34 | |||
| Variance | 5.49 | |||
| Information Ratio | 0.0793 | |||
| Jensen Alpha | 0.2203 | |||
| Total Risk Alpha | 0.0717 | |||
| Sortino Ratio | 0.052 | |||
| Treynor Ratio | 0.5796 | |||
| Maximum Drawdown | 15.36 | |||
| Value At Risk | (2.34) | |||
| Potential Upside | 3.13 | |||
| Downside Variance | 12.78 | |||
| Semi Variance | 1.43 | |||
| Expected Short fall | (3.07) | |||
| Skewness | 2.47 | |||
| Kurtosis | 15.94 |
First Ottawa Bancshares Backtested Returns
At this point, First Ottawa is very steady. First Ottawa Bancshares secures Sharpe Ratio (or Efficiency) of 0.0601, which denotes the company had a 0.0601 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for First Ottawa Bancshares, which you can use to evaluate the volatility of the firm. Please confirm First Ottawa's Downside Deviation of 3.58, mean deviation of 1.02, and Coefficient Of Variation of 916.0 to check if the risk estimate we provide is consistent with the expected return of 0.13%. First Ottawa has a performance score of 4 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.42, which means possible diversification benefits within a given portfolio. As returns on the market increase, First Ottawa's returns are expected to increase less than the market. However, during the bear market, the loss of holding First Ottawa is expected to be smaller as well. First Ottawa Bancshares right now shows a risk of 2.22%. Please confirm First Ottawa Bancshares semi variance, and the relationship between the maximum drawdown and rate of daily change , to decide if First Ottawa Bancshares will be following its price patterns.
Auto-correlation | 0.73 |
Good predictability
First Ottawa Bancshares has good predictability. Overlapping area represents the amount of predictability between First Ottawa time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of First Ottawa Bancshares price movement. The serial correlation of 0.73 indicates that around 73.0% of current First Ottawa price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.73 | |
| Spearman Rank Test | 0.71 | |
| Residual Average | 0.0 | |
| Price Variance | 108.95 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, First Ottawa Bancshares reported net income of 11.52 M. This is 99.1% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 97.98% higher than that of the company.
First Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Ottawa's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of First Ottawa could also be used in its relative valuation, which is a method of valuing First Ottawa by comparing valuation metrics of similar companies.First Ottawa is currently under evaluation in net income category among its peers.
First Fundamentals
| Return On Equity | 0.0578 | |||
| Return On Asset | 0.0043 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.37 % | |||
| Current Valuation | 3.15 M | |||
| Shares Outstanding | 645.99 K | |||
| Shares Owned By Institutions | 3.41 % | |||
| Price To Earning | 25.14 X | |||
| Price To Book | 0.58 X | |||
| Price To Sales | 1.61 X | |||
| Revenue | 44.47 M | |||
| Gross Profit | 42.29 M | |||
| Net Income | 11.52 M | |||
| Cash And Equivalents | 38.59 M | |||
| Cash Per Share | 43.51 X | |||
| Total Debt | 181.25 M | |||
| Book Value Per Share | 77.44 X | |||
| Cash Flow From Operations | 23.58 M | |||
| Earnings Per Share | 12.50 X | |||
| Number Of Employees | 14 | |||
| Beta | 0.18 | |||
| Market Capitalization | 60.81 M | |||
| Total Asset | 270.04 M | |||
| Retained Earnings | 25.11 M | |||
| Annual Yield | 0.02 % |
About First Ottawa Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Ottawa Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Ottawa using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Ottawa Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in First Pink Sheet
First Ottawa financial ratios help investors to determine whether First Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Ottawa security.