Provident Financial Plc Stock Key Fundamental Indicators
| FPLPF Stock | USD 1.51 0.00 0.00% |
As of the 12th of February 2026, Provident Financial holds the Variance of 0.0273, coefficient of variation of 812.4, and Risk Adjusted Performance of 0.0596. Provident Financial plc technical analysis gives you tools to exploit past prices in attempt to determine a pattern that determines the direction of the company's future prices. Please check Provident Financial plc variance and skewness to decide if Provident Financial plc is priced some-what accurately, providing market reflects its current price of 1.51 per share. Please also confirm Provident Financial plc information ratio, which is currently at (0.50) to check out the company can sustain itself at a future point.
Provident Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Provident Financial's valuation are provided below:Provident Financial plc does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Provident |
Provident Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Provident Financial's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Provident Financial.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Provident Financial on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Provident Financial plc or generate 0.0% return on investment in Provident Financial over 90 days. Provident Financial is related to or competes with UTG, Saxon Capital, FNB Bancorp, Plains Acquisition, Tri City, Helios Fairfax, and California First. Provident Financial plc provides personal credit products to the non-standard lending market in the United Kingdom and t... More
Provident Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Provident Financial's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Provident Financial plc upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.50) | |||
| Maximum Drawdown | 1.34 |
Provident Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Provident Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Provident Financial's standard deviation. In reality, there are many statistical measures that can use Provident Financial historical prices to predict the future Provident Financial's volatility.| Risk Adjusted Performance | 0.0596 | |||
| Jensen Alpha | 0.0122 | |||
| Total Risk Alpha | (0.01) | |||
| Treynor Ratio | (0.52) |
Provident Financial February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0596 | |||
| Market Risk Adjusted Performance | (0.51) | |||
| Mean Deviation | 0.0401 | |||
| Coefficient Of Variation | 812.4 | |||
| Standard Deviation | 0.1652 | |||
| Variance | 0.0273 | |||
| Information Ratio | (0.50) | |||
| Jensen Alpha | 0.0122 | |||
| Total Risk Alpha | (0.01) | |||
| Treynor Ratio | (0.52) | |||
| Maximum Drawdown | 1.34 | |||
| Skewness | 8.12 | |||
| Kurtosis | 66.0 |
Provident Financial plc Backtested Returns
At this point, Provident Financial is very steady. Provident Financial plc maintains Sharpe Ratio (i.e., Efficiency) of 0.13, which implies the firm had a 0.13 % return per unit of risk over the last 3 months. We have found sixteen technical indicators for Provident Financial plc, which you can use to evaluate the volatility of the company. Please check Provident Financial's Risk Adjusted Performance of 0.0596, variance of 0.0273, and Coefficient Of Variation of 812.4 to confirm if the risk estimate we provide is consistent with the expected return of 0.0217%. Provident Financial has a performance score of 10 on a scale of 0 to 100. The company holds a Beta of -0.02, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Provident Financial are expected to decrease at a much lower rate. During the bear market, Provident Financial is likely to outperform the market. Provident Financial plc right now holds a risk of 0.17%. Please check Provident Financial plc variance, skewness, as well as the relationship between the Skewness and day typical price , to decide if Provident Financial plc will be following its historical price patterns.
Auto-correlation | 0.00 |
No correlation between past and present
Provident Financial plc has no correlation between past and present. Overlapping area represents the amount of predictability between Provident Financial time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Provident Financial plc price movement. The serial correlation of 0.0 indicates that just 0.0% of current Provident Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.0 | |
| Spearman Rank Test | 1.0 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
Based on the latest financial disclosure, Provident Financial plc has a Profit Margin of 0.0873%. This is 99.25% lower than that of the sector and 99.42% lower than that of the Profit Margin industry. The profit margin for all United States stocks is 106.87% lower than that of the firm.
Provident Financial plc Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Provident Financial's current stock value. Our valuation model uses many indicators to compare Provident Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Provident Financial competition to find correlations between indicators driving Provident Financial's intrinsic value. More Info.Provident Financial plc is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about 0.24 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Provident Financial plc is roughly 4.15 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Provident Financial's earnings, one of the primary drivers of an investment's value.Provident Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Provident Financial's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Provident Financial could also be used in its relative valuation, which is a method of valuing Provident Financial by comparing valuation metrics of similar companies.Provident Financial is currently under evaluation in profit margin category among its peers.
Provident Fundamentals
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0414 | |||
| Profit Margin | 0.09 % | |||
| Operating Margin | 0.34 % | |||
| Current Valuation | 2.4 B | |||
| Shares Outstanding | 253.85 M | |||
| Shares Owned By Insiders | 2.50 % | |||
| Shares Owned By Institutions | 83.95 % | |||
| Price To Earning | 9.97 X | |||
| Price To Book | 0.69 X | |||
| Price To Sales | 1.29 X | |||
| Revenue | 481.6 M | |||
| Gross Profit | 160.3 M | |||
| Net Income | (32.1 M) | |||
| Cash And Equivalents | 576 M | |||
| Cash Per Share | 2.30 X | |||
| Total Debt | 1.81 B | |||
| Debt To Equity | 3.00 % | |||
| Current Ratio | 32.18 X | |||
| Book Value Per Share | 2.40 X | |||
| Cash Flow From Operations | 163.1 M | |||
| Earnings Per Share | 0.51 X | |||
| Target Price | 1312.68 | |||
| Number Of Employees | 2.54 K | |||
| Beta | 1.5 | |||
| Market Capitalization | 573.87 M | |||
| Total Asset | 2.73 B | |||
| Retained Earnings | 413 M | |||
| Working Capital | 1.84 B | |||
| Current Asset | 2.27 B | |||
| Current Liabilities | 428 M | |||
| Annual Yield | 0.10 % | |||
| Net Asset | 2.73 B | |||
| Last Dividend Paid | 0.17 |
About Provident Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Provident Financial plc's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Provident Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Provident Financial plc based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.Provident Financial plc provides personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. Provident Financial plc was founded in 1880 and is headquartered in Bradford, the United Kingdom. Provident Financial is traded on OTC Exchange in the United States.
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Other Information on Investing in Provident Pink Sheet
Provident Financial financial ratios help investors to determine whether Provident Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Provident with respect to the benefits of owning Provident Financial security.