Georgia Bancshares Net Income
| GABA Stock | USD 0.03 0 4.00% |
As of the 14th of February 2026, Georgia Bancshares retains the Risk Adjusted Performance of 0.1094, market risk adjusted performance of 9.68, and Coefficient Of Variation of 812.06. Georgia Bancshares technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.
Georgia Bancshares Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Revenue | Quarterly Revenue Growth (0.76) |
| Last Reported | Projected for Next Year | ||
| Net Loss | -318.9 K | -334.8 K | |
| Net Loss | -318.9 K | -334.8 K | |
| Net Loss | -318.9 K | -334.8 K | |
| Net Loss | (0.12) | (0.13) | |
| Net Income Per E B T | 0.57 | 0.75 |
Georgia | Net Income | Build AI portfolio with Georgia Stock |
Analyzing Georgia Bancshares's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Georgia Bancshares's current valuation and future prospects.
Latest Georgia Bancshares' Net Income Growth Pattern
Below is the plot of the Net Income of Georgia Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Georgia Bancshares financial statement analysis. It represents the amount of money remaining after all of Georgia Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Georgia Bancshares' Net Loss historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Georgia Bancshares' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (354.33 K) | 10 Years Trend |
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Net Income |
| Timeline |
Georgia Net Income Regression Statistics
| Arithmetic Mean | (496,844) | |
| Geometric Mean | 394,927 | |
| Coefficient Of Variation | (156.46) | |
| Mean Deviation | 348,171 | |
| Median | (354,331) | |
| Standard Deviation | 777,350 | |
| Sample Variance | 604.3B | |
| Range | 3.7M | |
| R-Value | 0.27 | |
| Mean Square Error | 596.6B | |
| R-Squared | 0.07 | |
| Significance | 0.29 | |
| Slope | 41,968 | |
| Total Sum of Squares | 9.7T |
Georgia Net Income History
Other Fundumenentals of Georgia Bancshares
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Georgia Bancshares Net Income component correlations
Georgia Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Georgia Bancshares is extremely important. It helps to project a fair market value of Georgia Stock properly, considering its historical fundamentals such as Net Income. Since Georgia Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Georgia Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Georgia Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Georgia Bancshares. Market participants price Georgia higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Georgia Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Georgia Bancshares's market price often diverges from its book value, the accounting figure shown on Georgia's balance sheet. Smart investors calculate Georgia Bancshares' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Georgia Bancshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Georgia Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Georgia Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Georgia Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Georgia Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Georgia Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Georgia Bancshares.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Georgia Bancshares on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Georgia Bancshares or generate 0.0% return on investment in Georgia Bancshares over 90 days. Georgia Bancshares is related to or competes with 1st Colonial, First Reliance, Bancorp 34, BEO Bancorp, Harleysville Financial, Crystal Valley, and Redwood Financial. Georgia Bancshares, Inc. operates as the holding company of The Bank of Georgia that provides commercial and retail bank... More
Georgia Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Georgia Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Georgia Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 6.0 | |||
| Information Ratio | 0.1231 | |||
| Maximum Drawdown | 31913.29 | |||
| Value At Risk | (9.47) | |||
| Potential Upside | 10.83 |
Georgia Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Georgia Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Georgia Bancshares' standard deviation. In reality, there are many statistical measures that can use Georgia Bancshares historical prices to predict the future Georgia Bancshares' volatility.| Risk Adjusted Performance | 0.1094 | |||
| Jensen Alpha | 480.53 | |||
| Total Risk Alpha | 191.86 | |||
| Sortino Ratio | 80.59 | |||
| Treynor Ratio | 9.67 |
Georgia Bancshares February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1094 | |||
| Market Risk Adjusted Performance | 9.68 | |||
| Mean Deviation | 952.01 | |||
| Downside Deviation | 6.0 | |||
| Coefficient Of Variation | 812.06 | |||
| Standard Deviation | 3926.6 | |||
| Variance | 1.541816251E7 | |||
| Information Ratio | 0.1231 | |||
| Jensen Alpha | 480.53 | |||
| Total Risk Alpha | 191.86 | |||
| Sortino Ratio | 80.59 | |||
| Treynor Ratio | 9.67 | |||
| Maximum Drawdown | 31913.29 | |||
| Value At Risk | (9.47) | |||
| Potential Upside | 10.83 | |||
| Downside Variance | 35.98 | |||
| Semi Variance | (464.18) | |||
| Expected Short fall | (1,778) | |||
| Skewness | 8.12 | |||
| Kurtosis | 66.0 |
Georgia Bancshares Backtested Returns
Georgia Bancshares is out of control given 3 months investment horizon. Georgia Bancshares holds Efficiency (Sharpe) Ratio of 0.13, which attests that the entity had a 0.13 % return per unit of risk over the last 3 months. We have analyzed twenty-eight different technical indicators, which can help you to evaluate if expected returns of 17.17% are justified by taking the suggested risk. Use Georgia Bancshares Coefficient Of Variation of 812.06, market risk adjusted performance of 9.68, and Risk Adjusted Performance of 0.1094 to evaluate company specific risk that cannot be diversified away. Georgia Bancshares holds a performance score of 10 on a scale of zero to a hundred. The company retains a Market Volatility (i.e., Beta) of 50.02, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Georgia Bancshares will likely underperform. Use Georgia Bancshares sortino ratio, potential upside, skewness, as well as the relationship between the maximum drawdown and semi variance , to analyze future returns on Georgia Bancshares.
Auto-correlation | 0.85 |
Very good predictability
Georgia Bancshares has very good predictability. Overlapping area represents the amount of predictability between Georgia Bancshares time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Georgia Bancshares price movement. The serial correlation of 0.85 indicates that around 85.0% of current Georgia Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.85 | |
| Spearman Rank Test | 0.47 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Georgia Operating Income
Operating Income |
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Based on the recorded statements, Georgia Bancshares reported net income of (354,331). This is 100.11% lower than that of the Banks sector and 101.32% lower than that of the Financials industry. The net income for all United States stocks is 100.06% higher than that of the company.
Georgia Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Georgia Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Georgia Bancshares could also be used in its relative valuation, which is a method of valuing Georgia Bancshares by comparing valuation metrics of similar companies.Georgia Bancshares is currently under evaluation in net income category among its peers.
Georgia Fundamentals
| Return On Equity | -0.0288 | ||||
| Return On Asset | -0.001 | ||||
| Profit Margin | (0.03) % | ||||
| Operating Margin | (8.30) % | ||||
| Current Valuation | 3 | ||||
| Price To Earning | (0.07) X | ||||
| Price To Sales | 4.16 X | ||||
| Revenue | 10.74 M | ||||
| Gross Profit | 10.74 M | ||||
| Net Income | (354.33 K) | ||||
| Total Debt | 13.14 M | ||||
| Book Value Per Share | 2.91 X | ||||
| Cash Flow From Operations | 4.46 M | ||||
| Beta | 16.62 | ||||
| Market Capitalization | 44.66 M | ||||
| Total Asset | 337.03 M | ||||
| Retained Earnings | (9.39 M) | ||||
| Net Asset | 337.03 M |
About Georgia Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Georgia Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Georgia Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Georgia Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Georgia Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Georgia Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Georgia Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Georgia Bancshares Stock:Check out For information on how to trade Georgia Stock refer to our How to Trade Georgia Stock guide.You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Georgia Bancshares. Market participants price Georgia higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Georgia Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Georgia Bancshares's market price often diverges from its book value, the accounting figure shown on Georgia's balance sheet. Smart investors calculate Georgia Bancshares' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Georgia Bancshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Georgia Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Georgia Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Georgia Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.