Hbt Financial Net Income
| HBT Stock | USD 29.04 0.00 0.00% |
As of the 16th of February 2026, Hbt Financial retains the Risk Adjusted Performance of 0.158, downside deviation of 1.53, and Market Risk Adjusted Performance of 0.4333. Hbt Financial technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.
Hbt Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.1486 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 82.5 M | 64.9 M | |
| Net Income Applicable To Common Shares | 50.8 M | 45.1 M | |
| Net Income | 82.5 M | 65.1 M | |
| Net Income Per Share | 2.45 | 2.44 | |
| Net Income Per E B T | 0.74 | 0.91 |
Hbt | Net Income | Build AI portfolio with Hbt Stock |
The evolution of Net Income for Hbt Financial provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Hbt Financial compares to historical norms and industry peers.
Latest Hbt Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Hbt Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Hbt Financial financial statement analysis. It represents the amount of money remaining after all of Hbt Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Hbt Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Hbt Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 71.78 M | 10 Years Trend |
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Net Income |
| Timeline |
Hbt Net Income Regression Statistics
| Arithmetic Mean | 60,461,038 | |
| Geometric Mean | 59,827,156 | |
| Coefficient Of Variation | 14.10 | |
| Mean Deviation | 5,832,285 | |
| Median | 58,546,000 | |
| Standard Deviation | 8,523,411 | |
| Sample Variance | 72.6T | |
| Range | 40.2M | |
| R-Value | 0.39 | |
| Mean Square Error | 66T | |
| R-Squared | 0.15 | |
| Significance | 0.13 | |
| Slope | 650,241 | |
| Total Sum of Squares | 1162.4T |
Hbt Net Income History
Other Fundumenentals of Hbt Financial
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Hbt Financial Net Income component correlations
Hbt Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Hbt Financial is extremely important. It helps to project a fair market value of Hbt Stock properly, considering its historical fundamentals such as Net Income. Since Hbt Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Hbt Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Hbt Financial's interrelated accounts and indicators.
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Is there potential for Regional Banks market expansion? Will Hbt introduce new products? Factors like these will boost the valuation of Hbt Financial. Market participants price Hbt higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about Hbt Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.06) | Earnings Share 2.44 | Revenue Per Share | Quarterly Revenue Growth 0.011 | Return On Assets |
Hbt Financial's market price often diverges from its book value, the accounting figure shown on Hbt's balance sheet. Smart investors calculate Hbt Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Hbt Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Hbt Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hbt Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hbt Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Hbt Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Hbt Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Hbt Financial.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in Hbt Financial on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Hbt Financial or generate 0.0% return on investment in Hbt Financial over 90 days. HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, co... More
Hbt Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Hbt Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Hbt Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.53 | |||
| Information Ratio | 0.1482 | |||
| Maximum Drawdown | 8.89 | |||
| Value At Risk | (2.92) | |||
| Potential Upside | 3.34 |
Hbt Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Hbt Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Hbt Financial's standard deviation. In reality, there are many statistical measures that can use Hbt Financial historical prices to predict the future Hbt Financial's volatility.| Risk Adjusted Performance | 0.158 | |||
| Jensen Alpha | 0.2684 | |||
| Total Risk Alpha | 0.186 | |||
| Sortino Ratio | 0.1649 | |||
| Treynor Ratio | 0.4233 |
Hbt Financial February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.158 | |||
| Market Risk Adjusted Performance | 0.4333 | |||
| Mean Deviation | 1.25 | |||
| Semi Deviation | 1.19 | |||
| Downside Deviation | 1.53 | |||
| Coefficient Of Variation | 528.36 | |||
| Standard Deviation | 1.7 | |||
| Variance | 2.91 | |||
| Information Ratio | 0.1482 | |||
| Jensen Alpha | 0.2684 | |||
| Total Risk Alpha | 0.186 | |||
| Sortino Ratio | 0.1649 | |||
| Treynor Ratio | 0.4233 | |||
| Maximum Drawdown | 8.89 | |||
| Value At Risk | (2.92) | |||
| Potential Upside | 3.34 | |||
| Downside Variance | 2.35 | |||
| Semi Variance | 1.42 | |||
| Expected Short fall | (1.48) | |||
| Skewness | 0.3794 | |||
| Kurtosis | 1.22 |
Hbt Financial Backtested Returns
Hbt Financial appears to be very steady, given 3 months investment horizon. Hbt Financial holds Efficiency (Sharpe) Ratio of 0.25, which attests that the entity had a 0.25 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for Hbt Financial, which you can use to evaluate the volatility of the firm. Please utilize Hbt Financial's Downside Deviation of 1.53, risk adjusted performance of 0.158, and Market Risk Adjusted Performance of 0.4333 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Hbt Financial holds a performance score of 19. The company retains a Market Volatility (i.e., Beta) of 0.74, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, Hbt Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Hbt Financial is expected to be smaller as well. Please check Hbt Financial's potential upside, as well as the relationship between the kurtosis and market facilitation index , to make a quick decision on whether Hbt Financial's current trending patterns will revert.
Auto-correlation | 0.59 |
Modest predictability
Hbt Financial has modest predictability. Overlapping area represents the amount of predictability between Hbt Financial time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Hbt Financial price movement. The serial correlation of 0.59 indicates that roughly 59.0% of current Hbt Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.59 | |
| Spearman Rank Test | 0.54 | |
| Residual Average | 0.0 | |
| Price Variance | 1.32 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Hbt Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Hbt Financial reported net income of 71.78 M. This is 94.38% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 87.43% higher than that of the company.
Hbt Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Hbt Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Hbt Financial could also be used in its relative valuation, which is a method of valuing Hbt Financial by comparing valuation metrics of similar companies.Hbt Financial is currently under evaluation in net income category among its peers.
Hbt Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Hbt Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Hbt Financial's managers, analysts, and investors.Environmental | Governance | Social |
Hbt Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Hbt Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Hbt Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Hbt Financial's value.| Shares | Northern Trust Corp | 2025-06-30 | 157.7 K | Bank Of New York Mellon Corp | 2025-06-30 | 140.6 K | Adage Capital Partners Gp Llc | 2025-06-30 | 117.8 K | Hillsdale Investment Management Inc. | 2025-06-30 | 107 K | Charles Schwab Investment Management Inc | 2025-06-30 | 104.4 K | Johnson Investment Counsel Inc | 2025-06-30 | 99.1 K | Captrust Financial Advisors | 2025-06-30 | 96.3 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 81.2 K | Los Angeles Capital Management Llc | 2025-06-30 | 58.5 K | Blackrock Inc | 2025-06-30 | 1.7 M | Vanguard Group Inc | 2025-06-30 | 758.5 K |
Hbt Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0152 | ||||
| Profit Margin | 0.33 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 855.41 M | ||||
| Shares Outstanding | 31.43 M | ||||
| Shares Owned By Insiders | 64.23 % | ||||
| Shares Owned By Institutions | 24.04 % | ||||
| Number Of Shares Shorted | 136.81 K | ||||
| Price To Earning | 10.00 X | ||||
| Price To Book | 1.48 X | ||||
| Price To Sales | 3.90 X | ||||
| Revenue | 293.33 M | ||||
| Gross Profit | 233.92 M | ||||
| EBITDA | 109.58 M | ||||
| Net Income | 71.78 M | ||||
| Cash And Equivalents | 78.22 M | ||||
| Cash Per Share | 2.72 X | ||||
| Total Debt | 65.21 M | ||||
| Debt To Equity | 8.32 % | ||||
| Book Value Per Share | 19.58 X | ||||
| Cash Flow From Operations | 89.37 M | ||||
| Short Ratio | 4.82 X | ||||
| Earnings Per Share | 2.44 X | ||||
| Target Price | 30.0 | ||||
| Number Of Employees | 844 | ||||
| Beta | 0.56 | ||||
| Market Capitalization | 912.47 M | ||||
| Total Asset | 5.07 B | ||||
| Retained Earnings | 367.16 M | ||||
| Annual Yield | 0.03 % | ||||
| Net Asset | 5.07 B |
About Hbt Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Hbt Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Hbt Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Hbt Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Hbt Stock Analysis
When running Hbt Financial's price analysis, check to measure Hbt Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hbt Financial is operating at the current time. Most of Hbt Financial's value examination focuses on studying past and present price action to predict the probability of Hbt Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hbt Financial's price. Additionally, you may evaluate how the addition of Hbt Financial to your portfolios can decrease your overall portfolio volatility.