High Country Bancorp Net Income
| HCBC Stock | USD 36.10 0.11 0.30% |
As of the 29th of January, High Country retains the Risk Adjusted Performance of 0.078, market risk adjusted performance of 0.5138, and Downside Deviation of 1.85. High Country technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Simply put, you can use this information to find out if the firm will indeed mirror its model of historical price patterns, or the prices will eventually revert. We have analyzed nineteen technical drivers for High Country Bancorp, which can be compared to its competitors.
High Country's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing High Country's valuation are provided below:High Country Bancorp does not presently have any fundamental trends for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. High |
High Country 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to High Country's otc stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of High Country.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in High Country on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding High Country Bancorp or generate 0.0% return on investment in High Country over 90 days. High Country is related to or competes with Community Bancorp, Middlebury National, Hocking Valley, HFB Financial, Security Bancorp, Bank of Labor Bancshares, and Pioneer Bankshares. High Country Bancorp, Inc., a bank holding company, provides various banking products and services More
High Country Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure High Country's otc stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess High Country Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.85 | |||
| Information Ratio | 0.0689 | |||
| Maximum Drawdown | 11.88 | |||
| Value At Risk | (2.98) | |||
| Potential Upside | 4.35 |
High Country Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for High Country's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as High Country's standard deviation. In reality, there are many statistical measures that can use High Country historical prices to predict the future High Country's volatility.| Risk Adjusted Performance | 0.078 | |||
| Jensen Alpha | 0.174 | |||
| Total Risk Alpha | 0.0476 | |||
| Sortino Ratio | 0.0772 | |||
| Treynor Ratio | 0.5038 |
High Country January 29, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.078 | |||
| Market Risk Adjusted Performance | 0.5138 | |||
| Mean Deviation | 1.31 | |||
| Semi Deviation | 1.32 | |||
| Downside Deviation | 1.85 | |||
| Coefficient Of Variation | 1014.75 | |||
| Standard Deviation | 2.07 | |||
| Variance | 4.28 | |||
| Information Ratio | 0.0689 | |||
| Jensen Alpha | 0.174 | |||
| Total Risk Alpha | 0.0476 | |||
| Sortino Ratio | 0.0772 | |||
| Treynor Ratio | 0.5038 | |||
| Maximum Drawdown | 11.88 | |||
| Value At Risk | (2.98) | |||
| Potential Upside | 4.35 | |||
| Downside Variance | 3.41 | |||
| Semi Variance | 1.74 | |||
| Expected Short fall | (2.18) | |||
| Skewness | 0.9231 | |||
| Kurtosis | 2.49 |
High Country Bancorp Backtested Returns
High Country appears to be very steady, given 3 months investment horizon. High Country Bancorp holds Efficiency (Sharpe) Ratio of 0.0985, which attests that the entity had a 0.0985 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for High Country Bancorp, which you can use to evaluate the volatility of the firm. Please utilize High Country's Risk Adjusted Performance of 0.078, market risk adjusted performance of 0.5138, and Downside Deviation of 1.85 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, High Country holds a performance score of 7. The company retains a Market Volatility (i.e., Beta) of 0.38, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, High Country's returns are expected to increase less than the market. However, during the bear market, the loss of holding High Country is expected to be smaller as well. Please check High Country's sortino ratio, potential upside, and the relationship between the jensen alpha and maximum drawdown , to make a quick decision on whether High Country's current trending patterns will revert.
Auto-correlation | -0.64 |
Very good reverse predictability
High Country Bancorp has very good reverse predictability. Overlapping area represents the amount of predictability between High Country time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of High Country Bancorp price movement. The serial correlation of -0.64 indicates that roughly 64.0% of current High Country price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.64 | |
| Spearman Rank Test | -0.62 | |
| Residual Average | 0.0 | |
| Price Variance | 0.13 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, High Country Bancorp reported net income of 4.24 M. This is 99.67% lower than that of the Thrifts & Mortgage Finance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.26% higher than that of the company.
High Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses High Country's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the otc stocks which would be a good addition to a portfolio. Peer analysis of High Country could also be used in its relative valuation, which is a method of valuing High Country by comparing valuation metrics of similar companies.High Country is currently under evaluation in net income category among its peers.
High Fundamentals
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0095 | |||
| Profit Margin | 0.21 % | |||
| Operating Margin | 0.27 % | |||
| Current Valuation | (17.12 M) | |||
| Shares Outstanding | 1.03 M | |||
| Price To Earning | 8.20 X | |||
| Price To Book | 1.05 X | |||
| Price To Sales | 1.89 X | |||
| Revenue | 20.68 M | |||
| Gross Profit | 20.92 M | |||
| Net Income | 4.24 M | |||
| Cash And Equivalents | 79.64 M | |||
| Cash Per Share | 77.15 X | |||
| Book Value Per Share | 37.21 X | |||
| Cash Flow From Operations | 6.91 M | |||
| Earnings Per Share | 4.12 X | |||
| Number Of Employees | 10 | |||
| Beta | 0.21 | |||
| Market Capitalization | 41.8 M | |||
| Total Asset | 455.39 M | |||
| Retained Earnings | 11.42 M | |||
| Annual Yield | 0.05 % | |||
| Five Year Return | 4.79 % | |||
| Net Asset | 455.39 M | |||
| Last Dividend Paid | 2.5 |
About High Country Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze High Country Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of High Country using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of High Country Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this otc stock, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Other Information on Investing in High OTC Stock
High Country financial ratios help investors to determine whether High OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in High with respect to the benefits of owning High Country security.