Heritage Insurance Hldgs Stock Fundamentals
| HRTG Stock | USD 12.43 0.06 0.48% |
Heritage Insurance Hldgs fundamentals help investors to digest information that contributes to Heritage Insurance's financial success or failures. It also enables traders to predict the movement of Heritage Stock. The fundamental analysis module provides a way to measure Heritage Insurance's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Heritage Insurance stock.
At this time, Heritage Insurance's EBITDA is most likely to decrease significantly in the upcoming years. The Heritage Insurance's current Total Operating Expenses is estimated to increase to about 705.9 M, while Selling General Administrative is projected to decrease to roughly 64.9 M. Heritage | Select Account or Indicator |
Heritage Insurance Hldgs Company Profit Margin Analysis
Heritage Insurance's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current Heritage Insurance Profit Margin | 0.09 % |
Most of Heritage Insurance's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Heritage Insurance Hldgs is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
Heritage Pretax Profit Margin
Pretax Profit Margin |
|
Based on the latest financial disclosure, Heritage Insurance Hldgs has a Profit Margin of 0.091%. This is 99.22% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 107.17% lower than that of the firm.
Heritage Insurance Hldgs Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Heritage Insurance's current stock value. Our valuation model uses many indicators to compare Heritage Insurance value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Heritage Insurance competition to find correlations between indicators driving Heritage Insurance's intrinsic value. More Info.Heritage Insurance Hldgs is rated # 2 in return on equity category among its peers. It is rated # 4 in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Heritage Insurance Hldgs is roughly 12.94 . At this time, Heritage Insurance's Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Heritage Insurance by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Heritage Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Heritage Insurance's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Heritage Insurance could also be used in its relative valuation, which is a method of valuing Heritage Insurance by comparing valuation metrics of similar companies.Heritage Insurance is currently under evaluation in profit margin category among its peers.
Heritage Insurance Current Valuation Drivers
We derive many important indicators used in calculating different scores of Heritage Insurance from analyzing Heritage Insurance's financial statements. These drivers represent accounts that assess Heritage Insurance's ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Heritage Insurance's important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 387.1M | 283.4M | 163.5M | 47.4M | 170.8M | 162.2M | |
| Enterprise Value | 248.0M | (36.5M) | (43.9M) | (63.3M) | (144.7M) | (137.4M) |
Heritage Insurance ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Heritage Insurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Heritage Insurance's managers, analysts, and investors.Environmental | Governance | Social |
Heritage Fundamentals
| Return On Equity | 0.34 | ||||
| Return On Asset | 0.0259 | ||||
| Profit Margin | 0.09 % | ||||
| Operating Margin | 0.06 % | ||||
| Current Valuation | 17.74 M | ||||
| Shares Outstanding | 30.68 M | ||||
| Shares Owned By Insiders | 26.80 % | ||||
| Shares Owned By Institutions | 54.58 % | ||||
| Number Of Shares Shorted | 966.91 K | ||||
| Price To Earning | 5.09 X | ||||
| Price To Book | 1.36 X | ||||
| Price To Sales | 0.48 X | ||||
| Revenue | 735.5 M | ||||
| Gross Profit | 4.99 M | ||||
| EBITDA | 71.9 M | ||||
| Net Income | 45.31 M | ||||
| Cash And Equivalents | 290.93 M | ||||
| Cash Per Share | 11.26 X | ||||
| Total Debt | 148.19 M | ||||
| Debt To Equity | 0.84 % | ||||
| Current Ratio | 0.68 X | ||||
| Book Value Per Share | 9.59 X | ||||
| Cash Flow From Operations | 70.42 M | ||||
| Short Ratio | 1.29 X | ||||
| Earnings Per Share | 2.53 X | ||||
| Target Price | 16.0 | ||||
| Number Of Employees | 566 | ||||
| Beta | 0.99 | ||||
| Market Capitalization | 383.25 M | ||||
| Total Asset | 2.15 B | ||||
| Retained Earnings | 26.12 M | ||||
| Five Year Return | 2.79 % | ||||
| Net Asset | 2.15 B |
About Heritage Insurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Heritage Insurance Hldgs's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Heritage Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Heritage Insurance Hldgs based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Current Deferred Revenue | 1.5 M | 1.5 M | |
| Total Revenue | 735.5 M | 476 M | |
| Cost Of Revenue | 2.2 M | 2.1 M | |
| Sales General And Administrative To Revenue | 0.11 | 0.10 | |
| Capex To Revenue | 0.01 | 0.02 | |
| Revenue Per Share | 28.08 | 29.48 | |
| Ebit Per Revenue | 0.09 | 0.06 |
Currently Active Assets on Macroaxis
When determining whether Heritage Insurance Hldgs is a strong investment it is important to analyze Heritage Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heritage Insurance's future performance. For an informed investment choice regarding Heritage Stock, refer to the following important reports:Check out Heritage Insurance Piotroski F Score and Heritage Insurance Altman Z Score analysis. You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Insurance. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 1.033 | Earnings Share 2.53 | Revenue Per Share 26.755 | Quarterly Revenue Growth 0.137 | Return On Assets 0.0259 |
The market value of Heritage Insurance Hldgs is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Insurance's value that differs from its market value or its book value, called intrinsic value, which is Heritage Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Insurance's market value can be influenced by many factors that don't directly affect Heritage Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.