Ing Groep Nv Stock Net Income
| INGA Stock | EUR 23.82 0.69 2.82% |
As of the 16th of February 2026, ING Groep retains the Risk Adjusted Performance of 0.0557, semi deviation of 1.58, and Market Risk Adjusted Performance of 0.1545. ING Groep technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out ING Groep NV downside deviation, standard deviation, information ratio, as well as the relationship between the coefficient of variation and variance to decide if ING Groep is priced fairly, providing market reflects its last-minute price of 23.82 per share.
ING Groep Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 10.3441 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 6.3 B | 4.6 B | |
| Net Income Applicable To Common Shares | 10.9 B | 11.5 B | |
| Net Income From Continuing Ops | 6.6 B | 5.3 B | |
| Net Income Per Share | 2.12 | 1.87 | |
| Net Income Per E B T | 0.69 | 0.78 |
ING | Net Income |
The evolution of Net Income for ING Groep NV provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how ING Groep compares to historical norms and industry peers.
Latest ING Groep's Net Income Growth Pattern
Below is the plot of the Net Income of ING Groep NV over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in ING Groep NV financial statement analysis. It represents the amount of money remaining after all of ING Groep NV operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is ING Groep's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in ING Groep's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 6.33 B | 10 Years Trend |
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Net Income |
| Timeline |
ING Net Income Regression Statistics
| Arithmetic Mean | 4,314,215,229 | |
| Geometric Mean | 3,981,137,070 | |
| Coefficient Of Variation | 36.36 | |
| Mean Deviation | 1,176,217,378 | |
| Median | 4,651,000,000 | |
| Standard Deviation | 1,568,508,845 | |
| Sample Variance | 2460220T | |
| Range | 6B | |
| R-Value | 0.52 | |
| Mean Square Error | 1918769.1T | |
| R-Squared | 0.27 | |
| Significance | 0.03 | |
| Slope | 161,047,305 | |
| Total Sum of Squares | 39363520T |
ING Net Income History
ING Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for ING Groep is extremely important. It helps to project a fair market value of ING Stock properly, considering its historical fundamentals such as Net Income. Since ING Groep's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of ING Groep's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of ING Groep's interrelated accounts and indicators.
Click cells to compare fundamentals
ING Groep 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to ING Groep's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of ING Groep.
| 11/18/2025 |
| 02/16/2026 |
If you would invest 0.00 in ING Groep on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding ING Groep NV or generate 0.0% return on investment in ING Groep over 90 days. ING Groep is related to or competes with ABN Amro, NN Group, Aegon NV, ASR Nederland, Van Lanschot, CVC Capital, and Reinet Investments. ING Groep N.V., a financial institution, provides various banking products and services to individuals, small and medium... More
ING Groep Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure ING Groep's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess ING Groep NV upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.7 | |||
| Information Ratio | 0.0144 | |||
| Maximum Drawdown | 6.76 | |||
| Value At Risk | (2.82) | |||
| Potential Upside | 2.14 |
ING Groep Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for ING Groep's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as ING Groep's standard deviation. In reality, there are many statistical measures that can use ING Groep historical prices to predict the future ING Groep's volatility.| Risk Adjusted Performance | 0.0557 | |||
| Jensen Alpha | 0.047 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | 0.012 | |||
| Treynor Ratio | 0.1445 |
ING Groep February 16, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0557 | |||
| Market Risk Adjusted Performance | 0.1545 | |||
| Mean Deviation | 1.08 | |||
| Semi Deviation | 1.58 | |||
| Downside Deviation | 1.7 | |||
| Coefficient Of Variation | 1570.65 | |||
| Standard Deviation | 1.42 | |||
| Variance | 2.01 | |||
| Information Ratio | 0.0144 | |||
| Jensen Alpha | 0.047 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | 0.012 | |||
| Treynor Ratio | 0.1445 | |||
| Maximum Drawdown | 6.76 | |||
| Value At Risk | (2.82) | |||
| Potential Upside | 2.14 | |||
| Downside Variance | 2.9 | |||
| Semi Variance | 2.5 | |||
| Expected Short fall | (1.00) | |||
| Skewness | (0.68) | |||
| Kurtosis | 0.4204 |
ING Groep NV Backtested Returns
ING Groep appears to be very steady, given 3 months investment horizon. ING Groep NV holds Efficiency (Sharpe) Ratio of 0.14, which attests that the entity had a 0.14 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for ING Groep NV, which you can use to evaluate the volatility of the firm. Please utilize ING Groep's Market Risk Adjusted Performance of 0.1545, risk adjusted performance of 0.0557, and Semi Deviation of 1.58 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, ING Groep holds a performance score of 11. The company retains a Market Volatility (i.e., Beta) of 0.56, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, ING Groep's returns are expected to increase less than the market. However, during the bear market, the loss of holding ING Groep is expected to be smaller as well. Please check ING Groep's downside deviation, standard deviation, total risk alpha, as well as the relationship between the coefficient of variation and jensen alpha , to make a quick decision on whether ING Groep's current trending patterns will revert.
Auto-correlation | 0.50 |
Modest predictability
ING Groep NV has modest predictability. Overlapping area represents the amount of predictability between ING Groep time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of ING Groep NV price movement. The serial correlation of 0.5 indicates that about 50.0% of current ING Groep price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.5 | |
| Spearman Rank Test | 0.46 | |
| Residual Average | 0.0 | |
| Price Variance | 0.35 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
ING Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, ING Groep NV reported net income of 6.33 B. This is 395.28% higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all Netherlands stocks is significantly lower than that of the firm.
ING Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ING Groep's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ING Groep could also be used in its relative valuation, which is a method of valuing ING Groep by comparing valuation metrics of similar companies.ING Groep is currently under evaluation in net income category among its peers.
ING Groep ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, ING Groep's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to ING Groep's managers, analysts, and investors.Environment Score | Governance Score | Social Score |
ING Fundamentals
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0064 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 186.55 B | ||||
| Shares Outstanding | 2.89 B | ||||
| Shares Owned By Institutions | 49.48 % | ||||
| Price To Earning | 18.09 X | ||||
| Price To Book | 1.39 X | ||||
| Price To Sales | 3.18 X | ||||
| Revenue | 23.04 B | ||||
| Gross Profit | 21.73 B | ||||
| EBITDA | 9.15 B | ||||
| Net Income | 6.33 B | ||||
| Cash And Equivalents | 179.45 B | ||||
| Cash Per Share | 45.97 X | ||||
| Total Debt | 187.85 B | ||||
| Book Value Per Share | 17.12 X | ||||
| Cash Flow From Operations | (14.94 B) | ||||
| Earnings Per Share | 2.12 X | ||||
| Price To Earnings To Growth | 1.57 X | ||||
| Target Price | 26.72 | ||||
| Number Of Employees | 60 K | ||||
| Beta | 0.89 | ||||
| Market Capitalization | 69.01 B | ||||
| Total Asset | 1.05 T | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 4.53 % | ||||
| Net Asset | 1.05 T | ||||
| Last Dividend Paid | 1.09 |
About ING Groep Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze ING Groep NV's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ING Groep using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ING Groep NV based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for ING Stock Analysis
When running ING Groep's price analysis, check to measure ING Groep's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ING Groep is operating at the current time. Most of ING Groep's value examination focuses on studying past and present price action to predict the probability of ING Groep's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ING Groep's price. Additionally, you may evaluate how the addition of ING Groep to your portfolios can decrease your overall portfolio volatility.