Midland States Bancorp Stock Current Ratio
| MSBI Stock | USD 27.03 0.15 0.55% |
Midland States Bancorp fundamentals help investors to digest information that contributes to Midland States' financial success or failures. It also enables traders to predict the movement of Midland Stock. The fundamental analysis module provides a way to measure Midland States' intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Midland States stock.
| Last Reported | Projected for Next Year | ||
| Current Ratio | 0.19 | 0.18 |
Midland | Current Ratio |
Midland States Bancorp Company Current Ratio Analysis
Midland States' Current Ratio is calculated by dividing the Current Assets of a company by its Current Liabilities. It measures whether or not a company has enough cash or liquid assets to pay its current liability over the next fiscal year. The ratio is regarded as a test of liquidity for a company.
Current Midland States Current Ratio | 0.18 |
Most of Midland States' fundamental indicators, such as Current Ratio, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Midland States Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Midland Current Ratio Driver Correlations
Understanding the fundamental principles of building solid financial models for Midland States is extremely important. It helps to project a fair market value of Midland Stock properly, considering its historical fundamentals such as Current Ratio. Since Midland States' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Midland States' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Midland States' interrelated accounts and indicators.
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Midland Current Ratio Historical Pattern
Today, most investors in Midland States Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Midland States' growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's current ratio growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of Midland States current ratio as a starting point in their analysis.
Midland States Current Ratio |
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Typically, short-term creditors will prefer a high current ratio because it reduces their overall risk. However, investors may prefer a lower current ratio since they are more concerned about growing the business using assets of the company. Acceptable current ratios may vary from one sector to another, but the generally accepted benchmark is to have current assets at least as twice as current liabilities (i.e., Current Ration of 2 to 1).
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Midland Price To Sales Ratio
Price To Sales Ratio |
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Midland States Current Valuation Drivers
We derive many important indicators used in calculating different scores of Midland States from analyzing Midland States' financial statements. These drivers represent accounts that assess Midland States' ability to generate profits relative to its revenue, operating costs, and shareholders' equity. Below are some of Midland States' important valuation drivers and their relationship over time.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Market Cap | 703.4M | 417.0M | 557.3M | 594.7M | 609.5M | 355.9M | |
| Enterprise Value | 995.9M | 1.0B | 343.8M | 1.0B | 1.1B | 1.1B |
Midland States ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Midland States' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Midland States' managers, analysts, and investors.Environmental | Governance | Social |
Midland Fundamentals
| Return On Equity | 0.0756 | |||
| Return On Asset | 0.0076 | |||
| Profit Margin | 0.23 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 1.16 B | |||
| Shares Outstanding | 21.4 M | |||
| Shares Owned By Insiders | 5.16 % | |||
| Shares Owned By Institutions | 62.75 % | |||
| Number Of Shares Shorted | 227.28 K | |||
| Price To Earning | 15.34 X | |||
| Price To Book | 0.82 X | |||
| Price To Sales | 2.23 X | |||
| Revenue | 66.59 M | |||
| Gross Profit | 303.51 M | |||
| EBITDA | 107.57 M | |||
| Net Income | 75.46 M | |||
| Cash And Equivalents | 313.19 M | |||
| Cash Per Share | 14.19 X | |||
| Total Debt | 604.41 M | |||
| Debt To Equity | 0.29 % | |||
| Book Value Per Share | 33.08 X | |||
| Cash Flow From Operations | 154.64 M | |||
| Short Ratio | 2.45 X | |||
| Earnings Per Share | 2.30 X | |||
| Price To Earnings To Growth | 2.20 X | |||
| Target Price | 26.5 | |||
| Number Of Employees | 907 | |||
| Beta | 0.72 | |||
| Market Capitalization | 578.48 M | |||
| Total Asset | 7.87 B | |||
| Retained Earnings | 322.38 M | |||
| Annual Yield | 0.05 % | |||
| Five Year Return | 4.17 % | |||
| Net Asset | 7.87 B | |||
| Last Dividend Paid | 1.23 |
About Midland States Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Midland States Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Midland States using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Midland States Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Midland States Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Midland Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Midland States Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Midland States Bancorp Stock:Check out Midland States Piotroski F Score and Midland States Altman Z Score analysis. You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Midland States. If investors know Midland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Midland States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.802 | Dividend Share 1.23 | Earnings Share 2.3 | Revenue Per Share 11.952 | Quarterly Revenue Growth 0.066 |
The market value of Midland States Bancorp is measured differently than its book value, which is the value of Midland that is recorded on the company's balance sheet. Investors also form their own opinion of Midland States' value that differs from its market value or its book value, called intrinsic value, which is Midland States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Midland States' market value can be influenced by many factors that don't directly affect Midland States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Midland States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Midland States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Midland States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.