Midland States Valuation
| MSBI Stock | USD 24.61 0.37 1.53% |
At this time, the firm appears to be undervalued. Midland States Bancorp secures a last-minute Real Value of $26.5 per share. The latest price of the firm is $24.61. Our model forecasts the value of Midland States Bancorp from analyzing the firm fundamentals such as Return On Equity of 0.0756, current valuation of 1.11 B, and Profit Margin of 0.23 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Midland States' valuation include:
Undervalued
Today
Please note that Midland States' price fluctuation is very steady at this time. Calculation of the real value of Midland States Bancorp is based on 3 months time horizon. Increasing Midland States' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Midland States is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Midland Stock. However, Midland States' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 24.61 | Real 26.5 | Target 28.13 | Hype 24.56 | Naive 25.67 |
The intrinsic value of Midland States' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Midland States' stock price.
Estimating the potential upside or downside of Midland States Bancorp helps investors to forecast how Midland stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Midland States more accurately as focusing exclusively on Midland States' fundamentals will not take into account other important factors: When choosing an evaluation method for Midland States Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Midland States Cash |
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Midland Valuation Trend
Midland States' real value analysis enables investors to forecast the earnings more efficiently. Using both Midland States' enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing decisions.
Midland Revenue by Product
Midland States Total Value Analysis
Midland States Bancorp is now forecasted to have valuation of 1.11 B with market capitalization of 526.69 M, debt of 604.41 M, and cash on hands of 313.19 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Midland States fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.11 B | 526.69 M | 604.41 M | 313.19 M |
Midland States Investor Information
About 62.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.74. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Midland States Bancorp has Price/Earnings To Growth (PEG) ratio of 2.2. The entity last dividend was issued on the 18th of November 2024. Based on the key indicators related to Midland States' liquidity, profitability, solvency, and operating efficiency, Midland States Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.23 | 0.24 |
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| Total Cash From Operating Activities | 133 M | 177.8 M |
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| Operating Income | 64 M | 123.7 M |
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Midland States Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Midland signifies not a very effective usage of assets in January.Midland States Ownership Allocation
Midland States Bancorp maintains a total of 21.4 Million outstanding shares. Over half of Midland States' outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Midland States Profitability Analysis
The company reported the previous year's revenue of 66.59 M. Net Income was 75.46 M with profit before overhead, payroll, taxes, and interest of 259.94 M.Midland States Past Distributions to stockholders
About Midland States Valuation
An absolute valuation paradigm, as applied to Midland Stock, attempts to find the value of Midland States Bancorp based on its fundamental and basic technical indicators. By analyzing Midland States's financials, quarterly and monthly indicators, and their related drivers, such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Midland States's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Midland States. We calculate exposure to Midland States's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Midland States's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 76.6 M | 72.7 M | |
| Pretax Profit Margin | 0.24 | 0.20 | |
| Operating Profit Margin | 0.24 | 0.23 | |
| Net Profit Margin | 0.17 | 0.14 |
Midland States Quarterly Retained Earnings |
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A single share of Midland States represents a small ownership stake in the entity. As a stockholder of Midland, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Midland States Dividends Analysis For Valuation
As of now, Midland States' Dividends Paid is increasing as compared to previous years. The Midland States' current Dividend Paid And Capex Coverage Ratio is estimated to increase to 3.87, while Dividend Yield is projected to decrease to 0.03. . The Midland States' current Retained Earnings is estimated to increase to about 389.3 M, while Earning Assets are projected to decrease to under 703.2 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 40.8 M | 42.8 M | |
| Dividend Yield | 0.05 | 0.03 | |
| Dividend Payout Ratio | 0.47 | 0.42 | |
| Dividend Paid And Capex Coverage Ratio | 3.15 | 3.87 |
There are various types of dividends Midland States can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Midland shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Midland States Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Midland pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Midland States by the value of the dividends paid out.
Midland States Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 22.1 M | |
| Quarterly Earnings Growth Y O Y | 0.802 |
Midland States Current Valuation Indicators
Valuation refers to the process of determining the present value of Midland States Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Midland we look at many different elements of the entity such as Midland's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Midland States, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Midland States' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Midland States' worth.Complementary Tools for Midland Stock analysis
When running Midland States' price analysis, check to measure Midland States' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Midland States is operating at the current time. Most of Midland States' value examination focuses on studying past and present price action to predict the probability of Midland States' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Midland States' price. Additionally, you may evaluate how the addition of Midland States to your portfolios can decrease your overall portfolio volatility.
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