Newtek Business Services Net Income
| NEWT Stock | USD 12.96 0.38 2.85% |
As of the 13th of February 2026, Newtek Business secures the Downside Deviation of 2.43, risk adjusted performance of 0.1445, and Mean Deviation of 1.69. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Newtek Business Services, as well as the relationship between them.
Newtek Business Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.3945 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 58.5 M | 61.4 M | |
| Net Income Applicable To Common Shares | 37.2 M | 23.5 M | |
| Net Income From Continuing Ops | 58.5 M | 41 M | |
| Net Income Per Share | 2.40 | 2.52 | |
| Net Income Per E B T | 0.76 | 0.66 |
Newtek | Net Income | Build AI portfolio with Newtek Stock |
The evolution of Net Income for Newtek Business Services provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Newtek Business compares to historical norms and industry peers.
Latest Newtek Business' Net Income Growth Pattern
Below is the plot of the Net Income of Newtek Business Services over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Newtek Business Services financial statement analysis. It represents the amount of money remaining after all of Newtek Business Services operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Newtek Business' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Newtek Business' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 50.85 M | 10 Years Trend |
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Net Income |
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Newtek Net Income Regression Statistics
| Arithmetic Mean | 33,943,494 | |
| Geometric Mean | 23,030,004 | |
| Coefficient Of Variation | 69.26 | |
| Mean Deviation | 17,930,254 | |
| Median | 35,678,000 | |
| Standard Deviation | 23,510,372 | |
| Sample Variance | 552.7T | |
| Range | 80.8M | |
| R-Value | 0.85 | |
| Mean Square Error | 166.7T | |
| R-Squared | 0.72 | |
| Significance | 0.000018 | |
| Slope | 3,943,018 | |
| Total Sum of Squares | 8843.8T |
Newtek Net Income History
Other Fundumenentals of Newtek Business Services
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Newtek Business Net Income component correlations
Newtek Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Newtek Business is extremely important. It helps to project a fair market value of Newtek Stock properly, considering its historical fundamentals such as Net Income. Since Newtek Business' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Newtek Business' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Newtek Business' interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Diversified Financial Services market expansion? Will Newtek introduce new products? Factors like these will boost the valuation of Newtek Business. Anticipated expansion of Newtek directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Newtek Business listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.06) | Dividend Share 0.76 | Earnings Share 2.24 | Revenue Per Share | Quarterly Revenue Growth 0.03 |
Investors evaluate Newtek Business Services using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Newtek Business' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Newtek Business' market price to deviate significantly from intrinsic value.
It's important to distinguish between Newtek Business' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Newtek Business should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Newtek Business' market price signifies the transaction level at which participants voluntarily complete trades.
Newtek Business 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Newtek Business' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Newtek Business.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in Newtek Business on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding Newtek Business Services or generate 0.0% return on investment in Newtek Business over 90 days. Newtek Business is related to or competes with NewtekOne Depositary, SuRo Capital, Waton Financial, TON Strategy, Horizon Technology, Triplepoint Venture, and NewtekOne 800. Newtek Business Services Corp. is a business development company specializing in providing financial and business servic... More
Newtek Business Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Newtek Business' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Newtek Business Services upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.43 | |||
| Information Ratio | 0.136 | |||
| Maximum Drawdown | 13.38 | |||
| Value At Risk | (2.85) | |||
| Potential Upside | 4.68 |
Newtek Business Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Newtek Business' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Newtek Business' standard deviation. In reality, there are many statistical measures that can use Newtek Business historical prices to predict the future Newtek Business' volatility.| Risk Adjusted Performance | 0.1445 | |||
| Jensen Alpha | 0.2752 | |||
| Total Risk Alpha | 0.1873 | |||
| Sortino Ratio | 0.1337 | |||
| Treynor Ratio | 0.2332 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Newtek Business' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Newtek Business February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1445 | |||
| Market Risk Adjusted Performance | 0.2432 | |||
| Mean Deviation | 1.69 | |||
| Semi Deviation | 1.95 | |||
| Downside Deviation | 2.43 | |||
| Coefficient Of Variation | 588.84 | |||
| Standard Deviation | 2.38 | |||
| Variance | 5.69 | |||
| Information Ratio | 0.136 | |||
| Jensen Alpha | 0.2752 | |||
| Total Risk Alpha | 0.1873 | |||
| Sortino Ratio | 0.1337 | |||
| Treynor Ratio | 0.2332 | |||
| Maximum Drawdown | 13.38 | |||
| Value At Risk | (2.85) | |||
| Potential Upside | 4.68 | |||
| Downside Variance | 5.89 | |||
| Semi Variance | 3.8 | |||
| Expected Short fall | (1.93) | |||
| Skewness | (0.25) | |||
| Kurtosis | 1.69 |
Newtek Business Services Backtested Returns
Newtek Business appears to be not too volatile, given 3 months investment horizon. Newtek Business Services has Sharpe Ratio of 0.22, which conveys that the firm had a 0.22 % return per unit of risk over the last 3 months. By analyzing Newtek Business' technical indicators, you can evaluate if the expected return of 0.52% is justified by implied risk. Please exercise Newtek Business' Mean Deviation of 1.69, downside deviation of 2.43, and Risk Adjusted Performance of 0.1445 to check out if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Newtek Business holds a performance score of 17. The company secures a Beta (Market Risk) of 1.69, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Newtek Business will likely underperform. Please check Newtek Business' sortino ratio, semi variance, as well as the relationship between the Semi Variance and rate of daily change , to make a quick decision on whether Newtek Business' current price movements will revert.
Auto-correlation | 0.75 |
Good predictability
Newtek Business Services has good predictability. Overlapping area represents the amount of predictability between Newtek Business time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Newtek Business Services price movement. The serial correlation of 0.75 indicates that around 75.0% of current Newtek Business price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.75 | |
| Spearman Rank Test | 0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 0.86 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Newtek Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Newtek Business Services reported net income of 50.85 M. This is 96.02% lower than that of the Financial Services sector and 81.33% lower than that of the Financials industry. The net income for all United States stocks is 91.09% higher than that of the company.
Newtek Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Newtek Business' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Newtek Business could also be used in its relative valuation, which is a method of valuing Newtek Business by comparing valuation metrics of similar companies.Newtek Business is currently under evaluation in net income category among its peers.
Newtek Business ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Newtek Business' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Newtek Business' managers, analysts, and investors.Environmental | Governance | Social |
Newtek Business Institutional Holders
Institutional Holdings refers to the ownership stake in Newtek Business that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Newtek Business' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Newtek Business' value.| Shares | Prudential Financial Inc | 2025-06-30 | 212.2 K | Connor Clark & Lunn Inv Mgmt Ltd | 2025-06-30 | 210.1 K | Jpmorgan Chase & Co | 2025-06-30 | 210 K | Ubs Group Ag | 2025-06-30 | 205.2 K | D. E. Shaw & Co Lp | 2025-06-30 | 203.4 K | Northern Trust Corp | 2025-06-30 | 198.3 K | Millennium Management Llc | 2025-06-30 | 169 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 163.2 K | Ameriprise Financial Inc | 2025-06-30 | 143.6 K | Blackrock Inc | 2025-06-30 | 2 M | Vanguard Group Inc | 2025-06-30 | 1.4 M |
Newtek Fundamentals
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0513 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.56 % | ||||
| Current Valuation | 696.68 M | ||||
| Shares Outstanding | 28.66 M | ||||
| Shares Owned By Insiders | 6.50 % | ||||
| Shares Owned By Institutions | 52.21 % | ||||
| Number Of Shares Shorted | 2.52 M | ||||
| Price To Earning | 11.31 X | ||||
| Price To Book | 1.13 X | ||||
| Price To Sales | 0.98 X | ||||
| Revenue | 322.17 M | ||||
| Gross Profit | 326.79 M | ||||
| EBITDA | 137.46 M | ||||
| Net Income | 50.85 M | ||||
| Cash And Equivalents | 4.17 M | ||||
| Cash Per Share | 0.17 X | ||||
| Total Debt | 2.24 B | ||||
| Debt To Equity | 1.32 % | ||||
| Current Ratio | 12.36 X | ||||
| Book Value Per Share | 12.19 X | ||||
| Cash Flow From Operations | (153.01 M) | ||||
| Short Ratio | 7.66 X | ||||
| Earnings Per Share | 2.24 X | ||||
| Price To Earnings To Growth | 3.28 X | ||||
| Target Price | 17.0 | ||||
| Number Of Employees | 591 | ||||
| Beta | 1.31 | ||||
| Market Capitalization | 374.38 M | ||||
| Total Asset | 2.74 B | ||||
| Retained Earnings | 94.99 M | ||||
| Annual Yield | 0.06 % | ||||
| Five Year Return | 10.31 % | ||||
| Net Asset | 2.74 B | ||||
| Last Dividend Paid | 0.76 |
About Newtek Business Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Newtek Business Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Newtek Business using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Newtek Business Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Newtek Stock Analysis
When running Newtek Business' price analysis, check to measure Newtek Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Newtek Business is operating at the current time. Most of Newtek Business' value examination focuses on studying past and present price action to predict the probability of Newtek Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Newtek Business' price. Additionally, you may evaluate how the addition of Newtek Business to your portfolios can decrease your overall portfolio volatility.