Pearl Diver Credit Stock Net Income
| PDCC Stock | 13.85 0.01 0.07% |
As of the 24th of January, Pearl Diver holds the Variance of 1.12, coefficient of variation of (522.58), and Risk Adjusted Performance of (0.14). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pearl Diver, as well as the relationship between them.
Pearl Diver Total Revenue |
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| Last Reported | Projected for Next Year | ||
| Net Income | 6.1 M | 6.1 M | |
| Net Income From Continuing Ops | 13.6 M | 12.1 M | |
| Net Income Per Share | 0.97 | 1.07 |
Latest Pearl Diver's Net Income Growth Pattern
Below is the plot of the Net Income of Pearl Diver Credit over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Pearl Diver Credit financial statement analysis. It represents the amount of money remaining after all of Pearl Diver Credit operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Pearl Diver's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Pearl Diver's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 6.77 M | 10 Years Trend |
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Net Income |
| Timeline |
Pearl Net Income Regression Statistics
| Arithmetic Mean | 8,016,483 | |
| Geometric Mean | 7,970,496 | |
| Coefficient Of Variation | 10.32 | |
| Mean Deviation | 603,039 | |
| Median | 8,382,614 | |
| Standard Deviation | 827,473 | |
| Sample Variance | 684.7B | |
| Range | 2.3M | |
| R-Value | (0.66) | |
| Mean Square Error | 410B | |
| R-Squared | 0.44 | |
| Significance | 0 | |
| Slope | (108,526) | |
| Total Sum of Squares | 11T |
Pearl Net Income History
Other Fundumenentals of Pearl Diver Credit
Pearl Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Pearl Diver is extremely important. It helps to project a fair market value of Pearl Stock properly, considering its historical fundamentals such as Net Income. Since Pearl Diver's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Pearl Diver's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Pearl Diver's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Investment Banking & Brokerage space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pearl Diver. If investors know Pearl will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pearl Diver listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 0.61 |
The market value of Pearl Diver Credit is measured differently than its book value, which is the value of Pearl that is recorded on the company's balance sheet. Investors also form their own opinion of Pearl Diver's value that differs from its market value or its book value, called intrinsic value, which is Pearl Diver's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pearl Diver's market value can be influenced by many factors that don't directly affect Pearl Diver's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pearl Diver's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pearl Diver is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pearl Diver's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Pearl Diver 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pearl Diver's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pearl Diver.
| 10/26/2025 |
| 01/24/2026 |
If you would invest 0.00 in Pearl Diver on October 26, 2025 and sell it all today you would earn a total of 0.00 from holding Pearl Diver Credit or generate 0.0% return on investment in Pearl Diver over 90 days. Pearl Diver is related to or competes with Silvercrest Asset, OFS Capital, OFS Credit, Phenixfin, Rhinebeck Bancorp, Siebert Financial, and Sound Financial. Pearl Diver is entity of United States. It is traded as Stock on NYSE exchange. More
Pearl Diver Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pearl Diver's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pearl Diver Credit upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.27) | |||
| Maximum Drawdown | 6.04 | |||
| Value At Risk | (2.04) | |||
| Potential Upside | 1.14 |
Pearl Diver Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pearl Diver's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pearl Diver's standard deviation. In reality, there are many statistical measures that can use Pearl Diver historical prices to predict the future Pearl Diver's volatility.| Risk Adjusted Performance | (0.14) | |||
| Jensen Alpha | (0.21) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | 3.45 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Pearl Diver's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Pearl Diver January 24, 2026 Technical Indicators
| Cycle Indicators | ||
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| Math Transform | ||
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| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.14) | |||
| Market Risk Adjusted Performance | 3.46 | |||
| Mean Deviation | 0.7663 | |||
| Coefficient Of Variation | (522.58) | |||
| Standard Deviation | 1.06 | |||
| Variance | 1.12 | |||
| Information Ratio | (0.27) | |||
| Jensen Alpha | (0.21) | |||
| Total Risk Alpha | (0.31) | |||
| Treynor Ratio | 3.45 | |||
| Maximum Drawdown | 6.04 | |||
| Value At Risk | (2.04) | |||
| Potential Upside | 1.14 | |||
| Skewness | (1.54) | |||
| Kurtosis | 5.12 |
Pearl Diver Credit Backtested Returns
Pearl Diver Credit maintains Sharpe Ratio (i.e., Efficiency) of -0.21, which implies the firm had a -0.21 % return per unit of risk over the last 3 months. Pearl Diver Credit exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check Pearl Diver's Risk Adjusted Performance of (0.14), variance of 1.12, and Coefficient Of Variation of (522.58) to confirm the risk estimate we provide. The company holds a Beta of -0.0615, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Pearl Diver are expected to decrease at a much lower rate. During the bear market, Pearl Diver is likely to outperform the market. At this point, Pearl Diver Credit has a negative expected return of -0.22%. Please make sure to check Pearl Diver's coefficient of variation, treynor ratio, skewness, as well as the relationship between the jensen alpha and value at risk , to decide if Pearl Diver Credit performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.67 |
Good predictability
Pearl Diver Credit has good predictability. Overlapping area represents the amount of predictability between Pearl Diver time series from 26th of October 2025 to 10th of December 2025 and 10th of December 2025 to 24th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pearl Diver Credit price movement. The serial correlation of 0.67 indicates that around 67.0% of current Pearl Diver price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.67 | |
| Spearman Rank Test | 0.5 | |
| Residual Average | 0.0 | |
| Price Variance | 0.27 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Pearl Operating Income
Operating Income |
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Based on the recorded statements, Pearl Diver Credit reported net income of 6.77 M. This is much higher than that of the Capital Markets sector and significantly higher than that of the Financials industry. The net income for all United States stocks is notably lower than that of the firm.
Pearl Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pearl Diver's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pearl Diver could also be used in its relative valuation, which is a method of valuing Pearl Diver by comparing valuation metrics of similar companies.Pearl Diver is currently under evaluation in net income category among its peers.
Pearl Fundamentals
| Shares Outstanding | 6.8 M | ||||
| Shares Owned By Insiders | 62.71 % | ||||
| Shares Owned By Institutions | 32.59 % | ||||
| Number Of Shares Shorted | 8.91 K | ||||
| Price To Book | 0.76 X | ||||
| Price To Sales | 11.16 X | ||||
| Revenue | 17.49 M | ||||
| EBITDA | 15.15 M | ||||
| Net Income | 6.77 M | ||||
| Total Debt | 6.64 M | ||||
| Short Ratio | 3.37 X | ||||
| Earnings Per Share | 0.61 X | ||||
| Target Price | 19.0 | ||||
| Market Capitalization | 106.48 M | ||||
| Total Asset | 179.07 M | ||||
| Retained Earnings | 1.51 M | ||||
| Annual Yield | 0.17 % | ||||
| Net Asset | 179.07 M |
About Pearl Diver Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pearl Diver Credit's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pearl Diver using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pearl Diver Credit based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Pearl Diver Credit offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pearl Diver's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pearl Diver Credit Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pearl Diver Credit Stock:Check out Pearl Diver Piotroski F Score and Pearl Diver Altman Z Score analysis. You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Investment Banking & Brokerage space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pearl Diver. If investors know Pearl will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pearl Diver listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 0.61 |
The market value of Pearl Diver Credit is measured differently than its book value, which is the value of Pearl that is recorded on the company's balance sheet. Investors also form their own opinion of Pearl Diver's value that differs from its market value or its book value, called intrinsic value, which is Pearl Diver's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pearl Diver's market value can be influenced by many factors that don't directly affect Pearl Diver's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pearl Diver's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pearl Diver is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pearl Diver's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.