Pearl Diver Credit Net Income
| PDCC Stock | 12.68 0.50 3.79% |
As of the 13th of February 2026, Pearl Diver holds the Variance of 1.05, coefficient of variation of (422.91), and Risk Adjusted Performance of (0.19). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pearl Diver, as well as the relationship between them.
Pearl Diver Total Revenue |
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| Last Reported | Projected for Next Year | ||
| Net Income | 6.1 M | 6.1 M | |
| Net Income From Continuing Ops | 13.6 M | 12.1 M | |
| Net Income Per Share | 0.97 | 1.07 |
Analyzing Pearl Diver's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Pearl Diver's current valuation and future prospects.
Latest Pearl Diver's Net Income Growth Pattern
Below is the plot of the Net Income of Pearl Diver Credit over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Pearl Diver Credit financial statement analysis. It represents the amount of money remaining after all of Pearl Diver Credit operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Pearl Diver's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Pearl Diver's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 6.77 M | 10 Years Trend |
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Net Income |
| Timeline |
Pearl Net Income Regression Statistics
| Arithmetic Mean | 8,016,483 | |
| Geometric Mean | 7,970,496 | |
| Coefficient Of Variation | 10.32 | |
| Mean Deviation | 603,039 | |
| Median | 8,382,614 | |
| Standard Deviation | 827,473 | |
| Sample Variance | 684.7B | |
| Range | 2.3M | |
| R-Value | (0.66) | |
| Mean Square Error | 410B | |
| R-Squared | 0.44 | |
| Significance | 0 | |
| Slope | (108,526) | |
| Total Sum of Squares | 11T |
Pearl Net Income History
Other Fundumenentals of Pearl Diver Credit
Pearl Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Pearl Diver is extremely important. It helps to project a fair market value of Pearl Stock properly, considering its historical fundamentals such as Net Income. Since Pearl Diver's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Pearl Diver's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Pearl Diver's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Investment Banking & Brokerage sector continue expanding? Could Pearl diversify its offerings? Factors like these will boost the valuation of Pearl Diver. Anticipated expansion of Pearl directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Pearl Diver data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Earnings Share 0.61 |
Understanding Pearl Diver Credit requires distinguishing between market price and book value, where the latter reflects Pearl's accounting equity. The concept of intrinsic value - what Pearl Diver's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Pearl Diver's price substantially above or below its fundamental value.
It's important to distinguish between Pearl Diver's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Pearl Diver should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Pearl Diver's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.
Pearl Diver 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pearl Diver's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pearl Diver.
| 11/15/2025 |
| 02/13/2026 |
If you would invest 0.00 in Pearl Diver on November 15, 2025 and sell it all today you would earn a total of 0.00 from holding Pearl Diver Credit or generate 0.0% return on investment in Pearl Diver over 90 days. Pearl Diver is related to or competes with Silvercrest Asset, OFS Capital, OFS Credit, Phenixfin, Rhinebeck Bancorp, Siebert Financial, and Sound Financial. Pearl Diver is entity of United States. It is traded as Stock on NYSE exchange. More
Pearl Diver Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pearl Diver's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pearl Diver Credit upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.30) | |||
| Maximum Drawdown | 6.02 | |||
| Value At Risk | (2.04) | |||
| Potential Upside | 1.12 |
Pearl Diver Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pearl Diver's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pearl Diver's standard deviation. In reality, there are many statistical measures that can use Pearl Diver historical prices to predict the future Pearl Diver's volatility.| Risk Adjusted Performance | (0.19) | |||
| Jensen Alpha | (0.25) | |||
| Total Risk Alpha | (0.33) | |||
| Treynor Ratio | 4.37 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Pearl Diver's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Pearl Diver February 13, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.19) | |||
| Market Risk Adjusted Performance | 4.38 | |||
| Mean Deviation | 0.7177 | |||
| Coefficient Of Variation | (422.91) | |||
| Standard Deviation | 1.02 | |||
| Variance | 1.05 | |||
| Information Ratio | (0.30) | |||
| Jensen Alpha | (0.25) | |||
| Total Risk Alpha | (0.33) | |||
| Treynor Ratio | 4.37 | |||
| Maximum Drawdown | 6.02 | |||
| Value At Risk | (2.04) | |||
| Potential Upside | 1.12 | |||
| Skewness | (1.58) | |||
| Kurtosis | 5.87 |
Pearl Diver Credit Backtested Returns
Pearl Diver Credit maintains Sharpe Ratio (i.e., Efficiency) of -0.23, which implies the firm had a -0.23 % return per unit of risk over the last 3 months. Pearl Diver Credit exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check Pearl Diver's Variance of 1.05, coefficient of variation of (422.91), and Risk Adjusted Performance of (0.19) to confirm the risk estimate we provide. The company holds a Beta of -0.0577, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Pearl Diver are expected to decrease at a much lower rate. During the bear market, Pearl Diver is likely to outperform the market. At this point, Pearl Diver Credit has a negative expected return of -0.26%. Please make sure to check Pearl Diver's coefficient of variation, treynor ratio, skewness, as well as the relationship between the jensen alpha and value at risk , to decide if Pearl Diver Credit performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.73 |
Good predictability
Pearl Diver Credit has good predictability. Overlapping area represents the amount of predictability between Pearl Diver time series from 15th of November 2025 to 30th of December 2025 and 30th of December 2025 to 13th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pearl Diver Credit price movement. The serial correlation of 0.73 indicates that around 73.0% of current Pearl Diver price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.73 | |
| Spearman Rank Test | 0.42 | |
| Residual Average | 0.0 | |
| Price Variance | 0.03 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Pearl Operating Income
Operating Income |
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Based on the recorded statements, Pearl Diver Credit reported net income of 6.77 M. This is much higher than that of the Capital Markets sector and significantly higher than that of the Financials industry. The net income for all United States stocks is notably lower than that of the firm.
Pearl Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pearl Diver's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pearl Diver could also be used in its relative valuation, which is a method of valuing Pearl Diver by comparing valuation metrics of similar companies.Pearl Diver is currently under evaluation in net income category among its peers.
Pearl Fundamentals
| Shares Outstanding | 6.8 M | ||||
| Shares Owned By Insiders | 62.71 % | ||||
| Shares Owned By Institutions | 32.59 % | ||||
| Number Of Shares Shorted | 8.91 K | ||||
| Price To Book | 0.74 X | ||||
| Price To Sales | 10.79 X | ||||
| Revenue | 17.49 M | ||||
| EBITDA | 15.15 M | ||||
| Net Income | 6.77 M | ||||
| Total Debt | 6.64 M | ||||
| Short Ratio | 3.37 X | ||||
| Earnings Per Share | 0.61 X | ||||
| Target Price | 19.0 | ||||
| Market Capitalization | 106.48 M | ||||
| Total Asset | 179.07 M | ||||
| Retained Earnings | 1.51 M | ||||
| Annual Yield | 0.17 % | ||||
| Net Asset | 179.07 M |
About Pearl Diver Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pearl Diver Credit's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pearl Diver using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pearl Diver Credit based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Pearl Diver Credit offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pearl Diver's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pearl Diver Credit Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pearl Diver Credit Stock:Check out You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Will Investment Banking & Brokerage sector continue expanding? Could Pearl diversify its offerings? Factors like these will boost the valuation of Pearl Diver. Anticipated expansion of Pearl directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Pearl Diver data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Earnings Share 0.61 |
Understanding Pearl Diver Credit requires distinguishing between market price and book value, where the latter reflects Pearl's accounting equity. The concept of intrinsic value - what Pearl Diver's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Pearl Diver's price substantially above or below its fundamental value.
It's important to distinguish between Pearl Diver's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Pearl Diver should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Pearl Diver's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.