Pinnacle Financial Partners Stock Net Income

PFZ Stock  EUR 82.00  1.06  1.28%   
As of the 16th of February 2026, Pinnacle Financial holds the Risk Adjusted Performance of 0.0771, coefficient of variation of 1139.75, and Semi Deviation of 2.03. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pinnacle Financial, as well as the relationship between them. Please check Pinnacle Financial value at risk, expected short fall, and the relationship between the treynor ratio and downside variance to decide if Pinnacle Financial is priced some-what accurately, providing market reflects its current price of 82.0 per share.

Pinnacle Financial Total Revenue

1.23 Billion

Pinnacle Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Pinnacle Financial's valuation are provided below:
Gross Profit
1.9 B
Profit Margin
0.3306
Market Capitalization
12.5 B
Enterprise Value Revenue
9.6518
Revenue
1.9 B
There are over sixty available trending fundamental ratios for Pinnacle Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of Pinnacle Financial recent fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools.
Last ReportedProjected for Next Year
Net Income Applicable To Common Shares627.4 M380.9 M
Net Income From Continuing Ops546.3 M463.6 M
Net Income546.3 M457.4 M
The current Net Income Applicable To Common Shares is estimated to decrease to about 380.9 M. The current Net Income From Continuing Ops is estimated to decrease to about 463.6 M.
  
The Net Income trend for Pinnacle Financial Partners offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Pinnacle Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Pinnacle Financial's Net Income Growth Pattern

Below is the plot of the Net Income of Pinnacle Financial Partners over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Pinnacle Financial financial statement analysis. It represents the amount of money remaining after all of Pinnacle Financial Partners operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Pinnacle Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Pinnacle Financial's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 475.06 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Pinnacle Net Income Regression Statistics

Arithmetic Mean329,394,164
Geometric Mean290,688,959
Coefficient Of Variation49.92
Mean Deviation148,281,245
Median312,321,000
Standard Deviation164,449,980
Sample Variance27043.8T
Range388.2M
R-Value0.89
Mean Square Error6166.1T
R-Squared0.79
Slope28,876,420
Total Sum of Squares432700.7T

Pinnacle Net Income History

2026463.6 M
2025546.3 M
2024475.1 M
2023562.2 M
2022560.7 M
2021527.3 M
2020312.3 M
It's important to distinguish between Pinnacle Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Pinnacle Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Pinnacle Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.

Pinnacle Financial 'What if' Analysis

In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pinnacle Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pinnacle Financial.
0.00
11/18/2025
No Change 0.00  0.0 
In 2 months and 31 days
02/16/2026
0.00
If you would invest  0.00  in Pinnacle Financial on November 18, 2025 and sell it all today you would earn a total of 0.00 from holding Pinnacle Financial Partners or generate 0.0% return on investment in Pinnacle Financial over 90 days. Pinnacle Financial is related to or competes with Berkshire Hathaway, Chocoladefabriken, NVR, WHITE MTNS, HAMMONIA Schiffsholding, Seaboard, and Lotus Bakeries. Pinnacle Financial Partners, Inc. operates as a bank holding company for Pinnacle Bank that provides various banking pro... More

Pinnacle Financial Upside/Downside Indicators

Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pinnacle Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pinnacle Financial Partners upside and downside potential and time the market with a certain degree of confidence.

Pinnacle Financial Market Risk Indicators

Today, many novice investors tend to focus exclusively on investment returns with little concern for Pinnacle Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pinnacle Financial's standard deviation. In reality, there are many statistical measures that can use Pinnacle Financial historical prices to predict the future Pinnacle Financial's volatility.
Hype
Prediction
LowEstimatedHigh
80.1282.2284.32
Details
Intrinsic
Valuation
LowRealHigh
78.1680.2682.36
Details
Earnings
Estimates (0)
LowProjected EPSHigh
1.501.551.63
Details

Pinnacle Financial February 16, 2026 Technical Indicators

Pinnacle Financial Backtested Returns

Pinnacle Financial appears to be very steady, given 3 months investment horizon. Pinnacle Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.15, which implies the firm had a 0.15 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Pinnacle Financial, which you can use to evaluate the volatility of the company. Please evaluate Pinnacle Financial's Coefficient Of Variation of 1139.75, semi deviation of 2.03, and Risk Adjusted Performance of 0.0771 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Pinnacle Financial holds a performance score of 11. The company holds a Beta of 0.61, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Pinnacle Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Pinnacle Financial is expected to be smaller as well. Please check Pinnacle Financial's value at risk, expected short fall, and the relationship between the treynor ratio and downside variance , to make a quick decision on whether Pinnacle Financial's historical price patterns will revert.

Auto-correlation

    
  -0.08  

Very weak reverse predictability

Pinnacle Financial Partners has very weak reverse predictability. Overlapping area represents the amount of predictability between Pinnacle Financial time series from 18th of November 2025 to 2nd of January 2026 and 2nd of January 2026 to 16th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pinnacle Financial price movement. The serial correlation of -0.08 indicates that barely 8.0% of current Pinnacle Financial price fluctuation can be explain by its past prices.
Correlation Coefficient-0.08
Spearman Rank Test0.25
Residual Average0.0
Price Variance4.48
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Competition

Pinnacle Net Income Applicable To Common Shares

Net Income Applicable To Common Shares

380.9 Million

At this time, Pinnacle Financial's Net Income Applicable To Common Shares is most likely to increase significantly in the upcoming years.
Based on the recorded statements, Pinnacle Financial Partners reported net income of 475.06 M. This is 62.81% lower than that of the Banks sector and 9.42% higher than that of the Financials industry. The net income for all Germany stocks is 16.8% higher than that of the company.

Pinnacle Net Income Peer Comparison

Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pinnacle Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Pinnacle Financial could also be used in its relative valuation, which is a method of valuing Pinnacle Financial by comparing valuation metrics of similar companies.
Pinnacle Financial is currently under evaluation in net income category among its peers.

Pinnacle Fundamentals

About Pinnacle Financial Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Pinnacle Financial Partners's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pinnacle Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pinnacle Financial Partners based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.

Currently Active Assets on Macroaxis

When determining whether Pinnacle Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Pinnacle Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Pinnacle Financial Partners Stock. Highlighted below are key reports to facilitate an investment decision about Pinnacle Financial Partners Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pinnacle Financial Partners. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
It's important to distinguish between Pinnacle Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Pinnacle Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Pinnacle Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.