Patriot National Bancorp Stock Fundamentals
| PNBK Stock | USD 2.25 0.45 25.00% |
Patriot National Bancorp fundamentals help investors to digest information that contributes to Patriot National's financial success or failures. It also enables traders to predict the movement of Patriot Stock. The fundamental analysis module provides a way to measure Patriot National's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to Patriot National stock.
At this time, Patriot National's Net Interest Income is quite stable compared to the past year. Reconciled Depreciation is expected to rise to about 1.7 M this year, although the value of Total Revenue will most likely fall to about 20.3 M. Patriot | Select Account or Indicator |
Patriot National Bancorp Company Return On Equity Analysis
Patriot National's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current Patriot National Return On Equity | -0.14 |
Most of Patriot National's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Patriot National Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
| Competition |
Patriot Total Stockholder Equity
Total Stockholder Equity |
|
Based on the latest financial disclosure, Patriot National Bancorp has a Return On Equity of -0.1437. This is 109.91% lower than that of the Banks sector and significantly lower than that of the Financials industry. The return on equity for all United States stocks is 53.65% lower than that of the firm.
Patriot National Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Patriot National's current stock value. Our valuation model uses many indicators to compare Patriot National value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Patriot National competition to find correlations between indicators driving Patriot National's intrinsic value. More Info.Patriot National Bancorp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers . At this time, Patriot National's Return On Equity is quite stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Patriot National by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Patriot Return On Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Patriot National's direct or indirect competition against its Return On Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Patriot National could also be used in its relative valuation, which is a method of valuing Patriot National by comparing valuation metrics of similar companies.Patriot National is currently under evaluation in return on equity category among its peers.
Patriot National ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Patriot National's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Patriot National's managers, analysts, and investors.Environmental | Governance | Social |
Patriot Fundamentals
| Return On Equity | -0.14 | ||||
| Return On Asset | -0.0057 | ||||
| Profit Margin | (0.26) % | ||||
| Operating Margin | (0.93) % | ||||
| Current Valuation | 101.13 M | ||||
| Shares Outstanding | 3.98 M | ||||
| Shares Owned By Insiders | 56.09 % | ||||
| Shares Owned By Institutions | 25.59 % | ||||
| Number Of Shares Shorted | 105.54 K | ||||
| Price To Earning | 8.07 X | ||||
| Price To Book | 0.55 X | ||||
| Price To Sales | 0.37 X | ||||
| Revenue | 27.08 M | ||||
| Gross Profit | 34.98 M | ||||
| EBITDA | (4.28 M) | ||||
| Net Income | (4.18 M) | ||||
| Cash And Equivalents | 37.62 M | ||||
| Cash Per Share | 9.51 X | ||||
| Total Debt | 201.1 M | ||||
| Debt To Equity | 9.63 % | ||||
| Book Value Per Share | 11.16 X | ||||
| Cash Flow From Operations | (10.71 M) | ||||
| Short Ratio | 1.07 X | ||||
| Earnings Per Share | (7.40) X | ||||
| Target Price | 24.0 | ||||
| Number Of Employees | 117 | ||||
| Beta | 0.3 | ||||
| Market Capitalization | 8.95 M | ||||
| Total Asset | 1.09 B | ||||
| Retained Earnings | (47.03 M) | ||||
| Net Asset | 1.09 B |
About Patriot National Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Patriot National Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Patriot National using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Patriot National Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 27.1 M | 20.3 M | |
| Sales General And Administrative To Revenue | 0.66 | 0.42 | |
| Capex To Revenue | 0.02 | 0.01 | |
| Revenue Per Share | 6.83 | 6.49 | |
| Ebit Per Revenue | (0.16) | (0.15) |
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ArchitectCheck out Patriot National Piotroski F Score and Patriot National Altman Z Score analysis. You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Patriot National. If investors know Patriot will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Patriot National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.48) | Earnings Share (7.40) | Revenue Per Share 6.099 | Quarterly Revenue Growth (0.45) | Return On Assets (0.01) |
The market value of Patriot National Bancorp is measured differently than its book value, which is the value of Patriot that is recorded on the company's balance sheet. Investors also form their own opinion of Patriot National's value that differs from its market value or its book value, called intrinsic value, which is Patriot National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Patriot National's market value can be influenced by many factors that don't directly affect Patriot National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Patriot National's value and its price as these two are different measures arrived at by different means. Investors typically determine if Patriot National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Patriot National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.