Pacific Valley Bank Stock Net Income
| PVBK Stock | USD 10.74 0.01 0.09% |
As of the 1st of February, Pacific Valley holds the Semi Deviation of 0.5351, risk adjusted performance of 0.0227, and Coefficient Of Variation of 3609.32. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pacific Valley, as well as the relationship between them.
Analyzing historical trends in various income statement and balance sheet accounts from Pacific Valley's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Pacific Valley's valuation are summarized below:Pacific Valley Bank does not presently have any trending fundamental ratios for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Pacific |
Pacific Valley 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pacific Valley's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pacific Valley.
| 11/03/2025 |
| 02/01/2026 |
If you would invest 0.00 in Pacific Valley on November 3, 2025 and sell it all today you would earn a total of 0.00 from holding Pacific Valley Bank or generate 0.0% return on investment in Pacific Valley over 90 days. Pacific Valley is related to or competes with Mission Valley, Highlands Bankshares, United National, Farmers, FCN Banc, Equitable Financial, and Redwood Capital. Pacific Valley Bancorp operates as the bank holding company for Pacific Valley Bank that provides various banking produc... More
Pacific Valley Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pacific Valley's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pacific Valley Bank upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.4 | |||
| Information Ratio | (0.02) | |||
| Maximum Drawdown | 5.57 | |||
| Value At Risk | (1.11) | |||
| Potential Upside | 1.42 |
Pacific Valley Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pacific Valley's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pacific Valley's standard deviation. In reality, there are many statistical measures that can use Pacific Valley historical prices to predict the future Pacific Valley's volatility.| Risk Adjusted Performance | 0.0227 | |||
| Jensen Alpha | 0.0256 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | (0.07) |
Pacific Valley February 1, 2026 Technical Indicators
| Cycle Indicators | ||
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| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | 0.0227 | |||
| Market Risk Adjusted Performance | (0.06) | |||
| Mean Deviation | 0.3662 | |||
| Semi Deviation | 0.5351 | |||
| Downside Deviation | 1.4 | |||
| Coefficient Of Variation | 3609.32 | |||
| Standard Deviation | 0.9903 | |||
| Variance | 0.9807 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | 0.0256 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | (0.07) | |||
| Maximum Drawdown | 5.57 | |||
| Value At Risk | (1.11) | |||
| Potential Upside | 1.42 | |||
| Downside Variance | 1.96 | |||
| Semi Variance | 0.2864 | |||
| Expected Short fall | (2.30) | |||
| Skewness | 2.54 | |||
| Kurtosis | 16.48 |
Pacific Valley Bank Backtested Returns
As of now, Pacific Pink Sheet is not too volatile. Pacific Valley Bank maintains Sharpe Ratio (i.e., Efficiency) of 0.0277, which implies the firm had a 0.0277 % return per unit of risk over the last 3 months. We have found twenty-seven technical indicators for Pacific Valley Bank, which you can use to evaluate the volatility of the company. Please check Pacific Valley's Risk Adjusted Performance of 0.0227, semi deviation of 0.5351, and Coefficient Of Variation of 3609.32 to confirm if the risk estimate we provide is consistent with the expected return of 0.0274%. Pacific Valley has a performance score of 2 on a scale of 0 to 100. The company holds a Beta of -0.23, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Pacific Valley are expected to decrease at a much lower rate. During the bear market, Pacific Valley is likely to outperform the market. Pacific Valley Bank right now holds a risk of 0.99%. Please check Pacific Valley Bank information ratio, downside variance, price action indicator, as well as the relationship between the treynor ratio and kurtosis , to decide if Pacific Valley Bank will be following its historical price patterns.
Auto-correlation | -0.81 |
Excellent reverse predictability
Pacific Valley Bank has excellent reverse predictability. Overlapping area represents the amount of predictability between Pacific Valley time series from 3rd of November 2025 to 18th of December 2025 and 18th of December 2025 to 1st of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pacific Valley Bank price movement. The serial correlation of -0.81 indicates that around 81.0% of current Pacific Valley price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.81 | |
| Spearman Rank Test | -0.72 | |
| Residual Average | 0.0 | |
| Price Variance | 0.17 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Pacific Valley Bank reported net income of 3.77 M. This is 99.7% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 99.34% higher than that of the company.
Pacific Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Pacific Valley's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Pacific Valley could also be used in its relative valuation, which is a method of valuing Pacific Valley by comparing valuation metrics of similar companies.Pacific Valley is currently under evaluation in net income category among its peers.
Pacific Fundamentals
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0098 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.37 % | |||
| Current Valuation | (62.52 M) | |||
| Shares Owned By Institutions | 2.19 % | |||
| Price To Earning | 12.08 X | |||
| Price To Sales | 0.81 X | |||
| Revenue | 20.27 M | |||
| Gross Profit | 20.27 M | |||
| Net Income | 3.77 M | |||
| Cash And Equivalents | 89.96 M | |||
| Cash Per Share | 22.11 X | |||
| Total Debt | 16.75 M | |||
| Book Value Per Share | 11.65 X | |||
| Cash Flow From Operations | 4.92 M | |||
| Earnings Per Share | 0.94 X | |||
| Beta | 0.42 | |||
| Market Capitalization | 18.74 M | |||
| Z Score | 0.6 |
About Pacific Valley Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Pacific Valley Bank's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Pacific Valley using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Pacific Valley Bank based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Pacific Valley financial ratios help investors to determine whether Pacific Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Pacific with respect to the benefits of owning Pacific Valley security.