Tfs Financial Stock Net Income
| PWT Stock | EUR 12.50 0.20 1.63% |
As of the 14th of February 2026, TFS Financial has the coefficient of variation of 1238.26, and Risk Adjusted Performance of 0.0702. In connection with fundamental indicators, the technical analysis model makes it possible for you to check practical technical drivers of TFS Financial, as well as the relationship between them. Please validate TFS Financial treynor ratio, downside variance, kurtosis, as well as the relationship between the value at risk and expected short fall to decide if TFS Financial is priced adequately, providing market reflects its prevalent price of 12.5 per share.
TFS Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization 3.5 B | Enterprise Value Revenue 27.798 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income From Continuing Ops | 104.6 M | 87.8 M | |
| Net Income Applicable To Common Shares | 84 M | 85.8 M | |
| Net Income | 104.6 M | 87.8 M |
TFS | Net Income |
The Net Income trend for TFS Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether TFS Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest TFS Financial's Net Income Growth Pattern
Below is the plot of the Net Income of TFS Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in TFS Financial financial statement analysis. It represents the amount of money remaining after all of TFS Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is TFS Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in TFS Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 90.96 M | 10 Years Trend |
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Net Income |
| Timeline |
TFS Net Income Regression Statistics
| Arithmetic Mean | 79,315,100 | |
| Geometric Mean | 78,663,522 | |
| Coefficient Of Variation | 13.38 | |
| Mean Deviation | 8,145,376 | |
| Median | 80,237,000 | |
| Standard Deviation | 10,614,579 | |
| Sample Variance | 112.7T | |
| Range | 38.7M | |
| R-Value | 0.75 | |
| Mean Square Error | 53.2T | |
| R-Squared | 0.56 | |
| Significance | 0.0006 | |
| Slope | 1,569,365 | |
| Total Sum of Squares | 1802.7T |
TFS Net Income History
TFS Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to TFS Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of TFS Financial.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in TFS Financial on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding TFS Financial or generate 0.0% return on investment in TFS Financial over 90 days. TFS Financial is related to or competes with Groupe Pizzorno, RELIANCE STEEL, GFL ENVIRONM, Waste Management, AGF Management, Insteel Industries, and Worthington Steel. TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States More
TFS Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure TFS Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess TFS Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.64 | |||
| Information Ratio | 0.0373 | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.72) | |||
| Potential Upside | 2.61 |
TFS Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for TFS Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as TFS Financial's standard deviation. In reality, there are many statistical measures that can use TFS Financial historical prices to predict the future TFS Financial's volatility.| Risk Adjusted Performance | 0.0702 | |||
| Jensen Alpha | 0.0744 | |||
| Total Risk Alpha | 4.0E-4 | |||
| Sortino Ratio | 0.0365 | |||
| Treynor Ratio | 0.1581 |
TFS Financial February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0702 | |||
| Market Risk Adjusted Performance | 0.1681 | |||
| Mean Deviation | 1.29 | |||
| Semi Deviation | 1.28 | |||
| Downside Deviation | 1.64 | |||
| Coefficient Of Variation | 1238.26 | |||
| Standard Deviation | 1.61 | |||
| Variance | 2.59 | |||
| Information Ratio | 0.0373 | |||
| Jensen Alpha | 0.0744 | |||
| Total Risk Alpha | 4.0E-4 | |||
| Sortino Ratio | 0.0365 | |||
| Treynor Ratio | 0.1581 | |||
| Maximum Drawdown | 7.54 | |||
| Value At Risk | (1.72) | |||
| Potential Upside | 2.61 | |||
| Downside Variance | 2.69 | |||
| Semi Variance | 1.64 | |||
| Expected Short fall | (1.71) | |||
| Skewness | 0.2371 | |||
| Kurtosis | (0.22) |
TFS Financial Backtested Returns
TFS Financial appears to be very steady, given 3 months investment horizon. TFS Financial owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.12, which indicates the firm had a 0.12 % return per unit of standard deviation over the last 3 months. We have found twenty-nine technical indicators for TFS Financial, which you can use to evaluate the volatility of the company. Please review TFS Financial's coefficient of variation of 1238.26, and Risk Adjusted Performance of 0.0702 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, TFS Financial holds a performance score of 9. The entity has a beta of 0.76, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, TFS Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding TFS Financial is expected to be smaller as well. Please check TFS Financial's treynor ratio, downside variance, kurtosis, as well as the relationship between the value at risk and expected short fall , to make a quick decision on whether TFS Financial's existing price patterns will revert.
Auto-correlation | 0.24 |
Weak predictability
TFS Financial has weak predictability. Overlapping area represents the amount of predictability between TFS Financial time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of TFS Financial price movement. The serial correlation of 0.24 indicates that over 24.0% of current TFS Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.24 | |
| Spearman Rank Test | 0.06 | |
| Residual Average | 0.0 | |
| Price Variance | 0.1 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
TFS Operating Income
Operating Income |
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Based on the recorded statements, TFS Financial reported net income of 90.96 M. This is 92.88% lower than that of the Banks sector and 79.05% lower than that of the Financials industry. The net income for all Germany stocks is 84.07% higher than that of the company.
TFS Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses TFS Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of TFS Financial could also be used in its relative valuation, which is a method of valuing TFS Financial by comparing valuation metrics of similar companies.TFS Financial is currently under evaluation in net income category among its peers.
TFS Fundamentals
| Return On Equity | 0.0476 | ||||
| Return On Asset | 0.0053 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.37 % | ||||
| Current Valuation | 7.98 B | ||||
| Shares Outstanding | 280.57 M | ||||
| Shares Owned By Insiders | 0.48 % | ||||
| Shares Owned By Institutions | 92.74 % | ||||
| Price To Earning | 56.14 X | ||||
| Price To Book | 2.19 X | ||||
| Price To Sales | 10.66 X | ||||
| Revenue | 321.47 M | ||||
| Gross Profit | 327.37 M | ||||
| Net Income | 90.96 M | ||||
| Cash And Equivalents | 259.38 M | ||||
| Cash Per Share | 0.94 X | ||||
| Total Debt | 15.56 B | ||||
| Book Value Per Share | 5.74 X | ||||
| Cash Flow From Operations | 82.42 M | ||||
| Earnings Per Share | 0.27 X | ||||
| Target Price | 21.0 | ||||
| Number Of Employees | 958 | ||||
| Beta | 0.74 | ||||
| Market Capitalization | 3.49 B | ||||
| Total Asset | 17.46 B | ||||
| Retained Earnings | 946.78 M | ||||
| Annual Yield | 0.08 % | ||||
| Net Asset | 17.46 B | ||||
| Last Dividend Paid | 1.13 |
About TFS Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze TFS Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of TFS Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of TFS Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For more detail on how to invest in TFS Stock please use our How to Invest in TFS Financial guide.You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..